Wholesale Portfolio Analyst Job in Cnh Industrial

Job Title: Wholesale Portfolio Analyst

Location: Gurgaon

Job Family: Financial Services

Employment Type: Full-Time

About CNH Industrial

Innovation. Sustainability. Productivity. CNH Industrial is breaking new ground to sustainably advance the noble work of farmers and builders globally. Our products, ranging from alternative power to precision productivity tech, help feed and shelter a growing population.

Join a collaborative global team passionate about driving customer success and innovation.

Job Purpose

As a Wholesale Portfolio Analyst within Wholesale Finance, you will collaborate with Commercial Sales, Retail Sales, Credit, and Operations teams to manage inventory funding (supply chain finance) for local dealers. You will oversee portfolios of local dealers and end users for whole goods and spare parts in the Agricultural & Construction Equipment business.

Key Responsibilities

• Onboard new and existing dealers, ensuring completion of financial documentation and credit requirements.
• Coordinate with Commercial Sales, Retail Sales, Credit, and Operations for dealer stock audit management.
• Continuously follow up on account recoveries and implement timely corrective actions.
• Manage Bank Guarantees including audits and renewals.
• Support alignment of Wholesale Credit processes with CNH Capital global practices.
• Collaborate with Capital Retail teams to increase penetration and enable smooth dealer outstanding rotation.
• Monitor portfolio delinquency regularly.
• Conduct dealer location visits for critical accounts.
• Support policy and procedure definition for the India region.

Experience Required

• Minimum 5 years of financial experience, including at least 3 years in Banking, NBFC (supply chain finance, inventory funding, dealer funding), or credit control in industrial organizations.
• Knowledge of local trade operations and Incoterms.
• Proficient in Microsoft Office applications.

Preferred Qualifications

• CA or MBA with a university degree in Economics, Finance, or related fields.

What We Offer

• Dynamic international career opportunities.
• Inclusive and respectful workplace culture.
• Flexible work arrangements.
• Savings & retirement benefits.
• Tuition reimbursement.
• Parental leave and adoption assistance.
• Fertility and family-building support.
• Employee assistance programs.
• Charitable contribution matching and volunteer time off.

Grow your career at CNH Industrial where innovation meets purpose.