Credit Risk Jobs in Mohali

Job Overview: We are looking for a result-oriented Collection Officer to join our team. The ideal candidate will have previous experience in the collections process, particularly in handling overdue payments and managing financial information. This position requires excellent communication skills, a critical listening ability, and a persuasive approach to ensure timely payments and maintain customer relationships. Responsibilities: Debt Collection: Follow up on overdue payment cases, ensuring timely collection and resolution of outstanding payments. Case Management: Review and update allocated cases regularly, ensuring accurate documentation and progress toward payment resolution. SOP Compliance: Follow standard operating procedures (SOPs) set by the company to ensure adherence to best practices and policies in collections. Client Interaction: Negotiate and communicate effectively with clients to resolve payment issues and handle any inquiries. Multitasking: Manage multiple tasks efficiently, prioritizing to meet deadlines and achieve monthly payment resolution targets. Escalation Management: Escalate complex issues when necessary to ensure timely resolution and proper handling of challenging cases. Requirements: Experience: Minimum of 2 years experience as a Collection Officer or in a similar role, preferably in the financial or healthcare sector. Negotiation Skills: Strong ability to negotiate with clients, resolve conflicts, and secure payments while maintaining professionalism. Communication Skills: Excellent verbal and written communication skills, with the ability to speak persuasively and listen actively. Attention to Detail: Strong organizational skills with attention to detail and accurate record-keeping. Time Management: Ability to prioritize tasks effectively to meet targets and deadlines. Preferred Skills: Experience in US collections or healthcare collections (if applicable). Familiarity with debt collection regulations and best practices. What We Offer: Competitive salary and performance-based incentives. A dynamic work environment with growth opportunities. If you're a driven individual with a proven track record in collections, apply today to join our team!

About the Role: We are seeking an organized and proactive Project Coordinator to join our team in Mohali. This role involves supporting the project management team by coordinating project activities, managing schedules, and ensuring effective communication among team members. The ideal candidate will be highly organized, detail-oriented, and experienced in project management. Responsibilities: Project Coordination: Assist in the planning and execution of projects, ensuring they are delivered on time and within scope. Coordinate project activities and resources, ensuring effective communication among team members. Scheduling and Planning: Create and maintain project schedules, timelines, and milestones. Organize and schedule meetings, prepare agendas, and document meeting minutes. Documentation and Reporting: Maintain accurate and up-to-date project documentation, including project plans, status reports, and risk assessments. Prepare regular reports on project progress, risks, and issues for the project management team. Communication: Facilitate communication between project stakeholders, including team members, clients, and management. Ensure that project updates and changes are communicated effectively to all relevant parties. Support: Provide administrative support to the project management team, including tracking project expenses and coordinating logistics. Assist in resolving project-related issues and conflicts. Qualifications: Bachelor s degree in Business Administration, Project Management, or a related field. Proven experience in project coordination or management. Strong organizational and time management skills. Excellent communication and interpersonal skills. Proficiency in MS Office suite and project management tools. Ability to handle multiple tasks and prioritize effectively. Detail-oriented with strong problem-solving skills. Motivated self-starter with a keen interest in project management. Top Reasons to Work with Us: Gain hands-on experience in a fast-paced, innovative tech environment. Work alongside a talented and intellectual team, gaining exposure to new concepts and technologies. Enjoy a friendly and supportive work environment that fosters learning and development. Competitive compensation package based on experience and skill. Qualification : Bachelors degree in Business Administration, Project Management, or a related field.

About Organisation VT Netzwelt Pvt Ltd is a renowned global organisation known for designing, developing, and maintaining top-notch web, mobile, and e-commerce applications. We have a dedicated team of 130+ full-time experts located in India, Europe, and the USA. Our main focus is on developing inventive solutions for intricate technical problems and enabling our clients to fully embrace the advantages of digital transformation. Our clientele consists of publicly listed companies, multinational corporations, and emerging startups, all of whom share our steadfast dedication to high quality, agile processes, sustainable solutions, and technical expertise. Job Description: Business Analyst Experience: 2 to 3 years | Opening(s): 1 | Location: Mohali | Department: PMO Position Summary We are seeking a motivated and detail-oriented Business Analyst with 2 3 years of experience to join our dynamic team. As a Business Analyst, you will play a key role in bridging the gap between clients and development teams by understanding business needs and translating them into actionable requirements. This role involves working closely with cross-functional teams, including sales, development, QA, and project management, to ensure the successful delivery of projects and client satisfaction. Essential Duties and Responsibilities Pre-Sales Analysis: Collaborate with the sales team to understand client needs and objectives. Analyze client requirements and propose appropriate web and mobile-based IT solutions. Prepare and deliver presentations and proposals to potential clients. Establish and maintain strong relationships with clients, serving as their trusted advisor. Post-Sales Analysis: Collaborate with clients to gather and analyze project requirements. Conduct business process analysis to identify areas for improvement. Create detailed functional specifications and user stories for development teams. Provide ongoing support and clarification to development teams during the implementation phase. Prepare essential documentation, including BRD, FRD, and wireframes. Assist in user acceptance testing (UAT) to ensure delivered solutions meet client expectations. Required Skill Set and Experience Proven experience as a Business Analyst in a web and mobile-based IT services company. Understanding of eCommerce, web, and mobile technologies and trends. Proficiency in gathering and documenting business requirements. Strong analytical and problem-solving skills. Ability to prepare and deliver client presentations. Familiarity with Agile methodologies is a plus. Excellent communication and interpersonal skills. Strong attention to detail and the ability to manage multiple priorities.

Job Overview: We are seeking a skilled Business Analyst to join our team. The ideal candidate will be responsible for analyzing business systems and user needs, documenting requirements, defining scope and objectives, and formulating systems that align with overall business strategies. The role requires someone with excellent analytical, communication, and product management skills to work closely with cross-functional teams and stakeholders to ensure the successful implementation of business requirements. Responsibilities: Requirements Gathering & Analysis: Elicit business requirements through various techniques including interviews, document analysis, workshops, surveys, site visits, and use cases. Analyze and document business processes, workflows, and functional needs. Documentation: Create detailed requirement documents such as Functional Requirement Documents (FRD), System Requirement Specifications (SRS), Product Backlogs, and Competitive Analysis. Write clear and actionable documentation to communicate business needs to stakeholders and development teams. Design & Modeling: Develop Sitemaps, Information Architecture (IA), Flow Diagrams, and Wireframes using tools like Balsamiq, Visio, or Axure to communicate business and user needs effectively. Communication & Collaboration: Work closely with both internal and external stakeholders to understand functional requirements and provide ongoing updates to ensure alignment between business goals and technical solutions. Act as the bridge between business users and development teams. Business Process Understanding: Understand customer business needs and translate them into application and operational requirements. Create Use Cases, GUI designs, and screen/interface designs to ensure solutions meet user needs. Development Methodology: Apply appropriate development methodologies such as Agile or Waterfall to ensure timely completion of projects. Support mid-development client reviews, QA procedures, and unit testing to ensure quality deliverables. Cross-functional Collaboration: Collaborate with team members during requirements gathering, testing, roll-out, and operational phases to ensure seamless transitions between phases and successful project execution. Project Outputs & Leadership: Contribute to the development of project outputs, including business cases, solution vision and design, user requirements, solution mockups, prototypes, technical architecture (if needed), test cases, and deployment plans. Payment Gateway Knowledge: Knowledge of payment gateways like Stripe, Braintree, etc., and understanding of how these integrate into business processes. Requirements: Education: Bachelor's degree with a specialization in Computer Science, Information Technology, or any related field. Technical Skills: Strong technical knowledge, with proficiency in business analysis techniques, functional specification writing, and business requirements documentation. Communication Skills: Excellent verbal and written communication skills, with the ability to interact professionally with diverse groups, including executives, managers, and subject matter experts. Analytical & Leadership Skills: Strong analytical, leadership, and planning skills to manage and guide teams through complex requirements and projects. Business Analysis Tools: Familiarity with tools like Balsamiq, Visio, Axure, and proficiency in MS Excel for documentation, data analysis, and reporting. Development Methodology Knowledge: Familiarity with Agile and Waterfall development methodologies to ensure that business requirements are clearly understood and accurately implemented by the development teams. Nice to Have: Experience working with payment gateways (e.g., Stripe, Braintree) and knowledge of their integration into business systems. Understanding of Agile and Waterfall project management methodologies and the ability to apply them effectively. Experience in project management or product management is a plus. What We Offer: Collaborative Environment: Work with a diverse, cross-functional team to solve real-world problems and deliver high-impact solutions. Professional Development: Opportunities to grow your skills, with mentorship from experienced professionals and a focus on continuous learning. Innovative Projects: Contribute to a variety of challenging and innovative projects that will advance your career and broaden your experience. If you re passionate about turning business needs into actionable technical requirements and thrive in an environment of collaboration and growth, we d love to hear from you. Apply today! Qualification : Bachelor's degree with a specialization in Computer Science, Information Technology, or any related field.

Job Title: QA Test Architect Experience: 10+ years | Location: Mohali | Department: Quality Analysis Education Required: B.Tech, M.Tech, MCA in Computer Science or equivalent. About Organisation VT Netzwelt Pvt Ltd, in its 10th year, is a renowned global organisation known for designing, developing and maintaining top-notch web, mobile, and e-commerce applications. We have a dedicated team of 130+ full-time experts located in India, Europe, and the USA. Our main focus is on developing inventive solutions for intricate technical problems and enabling our clients to fully embrace the advantages of digital transformation. Our clientele consists of publicly listed companies, multinational corporations, and emerging startups, all of whom share our steadfast dedication to high quality, agile processes, sustainable solutions, and technical expertise. Position Summary The Test Architect is a critical member of our engineering team, functioning primarily as an Individual Contributor. The role involves ensuring the testing, maintenance, and quality assurance of our software products. The Test Architect will drive the overall testing strategy, providing technical direction and ensuring the seamless execution of manual and automation testing. The ideal candidate will quickly adapt to existing systems and take ownership of driving innovation, developing new solutions, and enhancing current projects with additional components and modules. Job Roles and Responsibilities Design, execute, and maintain detailed test cases and test plans for functional and regression testing. Ensure thorough test coverage across different scenarios and platforms. Develop, execute, and manage test cases, test scripts, and test automation strategies for both web and mobile applications. Build and maintain automation frameworks to support continuous integration and scalable testing. Identify opportunities to automate repetitive tasks, reducing manual effort while increasing accuracy. Participate in Pre-Sales, Estimations, and Upselling activities, when required, to provide technical insight and promote quality assurance excellence. Ensure compliance with internal and industry QA standards and best practices. Keep up to date with the latest technologies, tools, and trends to maintain cutting-edge QA practices. Conduct retrospective reviews following project delivery to identify improvements for future projects. Technical Requirements Strong experience in Manual Testing, including test case creation, functional testing, and regression testing. Strong experience in Automation Testing, particularly with tools like Selenium, Java, and TestNG. Expertise in designing, updating, and executing comprehensive test cases, test scripts, and test conditions for both Functional and Automation testing. Ability to set up and maintain Automation frameworks using Data Driven, Keyword Driven, or Hybrid approaches. Familiarity with additional tools like Cucumber, Robot Framework, and Katalon is a plus. Proficient in bug tracking tools such as Jira, BugZilla, or Unfuddle for bug reporting and tracking. Preferred Additional Expertise (Good to Have) Experience with AI Testing, Performance Testing, API Testing, and Security Testing. Previous experience in client communication and the ability to manage client expectations independently. Required Skill Set & Experience Educational Background: B.Tech, M.Tech, MCA in Computer Science or equivalent. Experience: 10+ years in testing web and mobile applications, with a strong balance of Manual and Automation testing. Strong understanding of the Software Testing Life Cycle (STLC). Excellent communication and presentation skills, with the ability to convey complex technical concepts effectively. Passion for continuous learning and staying up-to-date with modern QA methodologies and technologies. Qualification : B.Tech, M.Tech, MCA in Computer Science or equivalent.

Job Title: Full Stack Developer Location: Mohali Experience: 3-5 Years Openings: 4 Department: Web Development Education & Qualification UG: B.Tech/B.E/BCA (IT/Computer Science) PG: MCA/M.Tech/MS/M.Sc (Science) Position Summary We are looking for a Full Stack Developer to join our engineering team and contribute to the development of innovative software products. The ideal candidate should be able to quickly learn existing systems and components and actively participate in extending them to support business growth. Roles & Responsibilities Software Development & Maintenance Hands-on development and maintenance of web applications. Code, design, test, and debug software components. Follow Test-Driven Development (TDD) for high-quality code. Conduct code and design reviews to ensure best practices. Collaboration & Communication Maintain effective communication via emails and Slack. Provide proactive status updates and structured, fact-based arguments. Collaborate with cross-functional teams for smooth project execution. Critical Thinking & Problem-Solving Balance short-term needs with long-term goals. Identify requirements and mitigate risks proactively. Handle complex technical challenges with innovative solutions. Initiative & Ownership Take ownership of tasks and follow through to completion. Work independently or in a team-oriented environment. Technical Skills & Requirements Mandatory Skills: ES6+ (EcmaScript 6+), JavaScript Node.js, Express.js React.js or Angular.js MySQL or MongoDB Good to Have: GraphQL AWS Services & Serverless Architecture Microservices Architecture Familiarity with Linters, Webpack, Grunt, Gulp Candidate Profile Strong understanding of JavaScript & Object-Oriented Design Follows best practices and coding standards Strong problem-solving skills Willingness to accept challenges and solve complex problems Ability to work independently or collaboratively Join our team and build cutting-edge web solutions!

Job Title: Associate Software Engineer (MERN Stack) Location: Mohali, India Department: Web Development Experience: 0.9 1.5 years Openings: 10 Position Summary We are looking for a talented MERN Stack Developer to join our engineering team. The ideal candidate will assist in the development of innovative software products, quickly learn existing systems, and actively participate in enhancing them as the business grows. Essential Duties and Responsibilities Software Development Hands-on development and maintenance of web applications. Perform coding, design, testing, and system maintenance. Conduct code and design reviews. Utilize a Test-Driven Development (TDD) approach to deliver high-quality code. Collaboration & Communication Communicate effectively via emails and Slack. Provide proactive status updates and structured, fact-based arguments. Work collaboratively with cross-functional teams. Problem-Solving & Initiative Balance short-term needs with long-term goals. Analyze potential risks and find solutions proactively. Take ownership of tasks and follow through to completion. Technical Requirements Mandatory Skills: Proficiency in ES6+ (EcmaScript 6+), JavaScript. Hands-on experience with Node.js, React, Express.js. Knowledge of MySQL or MongoDB. Good to Have: Experience with GraphQL (plus). Familiarity with Serverless & Microservices Architecture. Understanding of AWS services (Primary ones). Experience with Linters, Webpack, Grunt, Gulp (plus). Candidate Profile Follows industry standards and best coding practices. Strong understanding of JavaScript & Object-Oriented Design. Good problem-solving and analytical skills. Willingness to accept challenges and tackle complex problems. Ability to work independently or within a team environment. Qualification & Experience Degree: B.Tech or MCA in Computer Science or equivalent. Experience: 0.9 to 1.5 years in a functional or technical role. Knowledge in Web Development and related technologies. Kickstart your career with us and grow as a Full Stack Developer! Qualification : Degree B.Tech or MCA in Computer Science or equivalent.