Debt Management Jobs in Bengaluru

Senior Technical Architect Location: Bengaluru Work Type: Full-Time About Locus Locus is a battle-tested, agentic Transportation Management System powering all-mile, all-channel logistics across 30+ countries. In 2025, Locus joined the Ingka Group (IKEA Retail), gaining the scale of a global leader while continuing to operate independently. Headquartered in Bangalore with a global footprint, we are a team of 170+ problem-solvers united by a mission to reinvent how the world moves goods. What We Value Global Mindset: Curiosity about diverse markets. Driven: Energized by complex challenges. Thoughtful: Analytical and deliberate. Adaptive: Decisive in fast-moving environments. Exacting: Commitment to excellence and detail. Role Overview You will define the architectural backbone of Locus s enterprise SaaS platform. This role bridges the gap between product vision and technical execution, ensuring our systems remain scalable, extensible, and resilient as we grow globally. Key Responsibilities Platform Vision: Define high-level system and module architectures aligned with business goals. Domain-Driven Design: Build domain-centric, loosely coupled systems for logistics and enterprise SaaS. Scale & Performance: Architect resilient, high-throughput systems for real-time data processing. Technical Mentorship: Lead design reviews and mentor engineers on architectural patterns and best practices. Modernization: Identify technical debt and define phased roadmaps for platform evolution. Ideal Candidate Profile 10+ years in software architecture, including 3+ years in enterprise SaaS platform architecture. Domain Expertise: Deep knowledge of TMS, WMS, routing, or optimization systems. Technical Stack: Mastery of Microservices, Event-Driven Architectures, REST APIs, and Cloud-Agnostic design. Leadership: Proven ability to communicate complex blueprints to both executive stakeholders and engineering teams. Shape the future of logistics automation, establish a foundation for global innovation, and solve complex, real-world problems with the backing of the IKEA ecosystem.

Finance Executive Location: Bengaluru Employment Type: Full-time About Us Exotel is one of Asia's largest customer communication platforms. Our mission is to move enterprise customer communication to the cloud. In 2020, we powered over 4 billion calls and connected more than 320 million people. We work with innovative companies like Ola, Swiggy, Zerodha, Whitehat Jr, Practo, Flipkart, and GoJek, as well as top banks across the country. Join us in transforming how companies manage and engage with customers. What We Look For We are looking for a Finance Executive with a strong background in revenue accounting, invoicing, contract validation, and ERP systems. If you have experience in contract management and a strong understanding of sales CRM, we would love to hear from you. Ideal Candidate Education: B.Com or MBA in Finance Experience: 2-4 years in revenue/invoicing accounting, contract validation, and financial operations. Skills: Proficiency with Sales CRM and ERP systems Strong academic foundation in finance or accounting Detail-oriented with strong analytical skills Ability to work under pressure with tight deadlines Strong communication skills for regular business interaction What You Will Do As a Finance Executive, you will be responsible for ensuring that all contracts, bill plans, and customer creation activities are validated and accurate. Your work will directly impact the financial integrity of the organization. Key responsibilities include: Contract Validation: Ensure that all customer records in the system have valid contracts and the most up-to-date billing plans. Confirm contract terms align with billing plans for each customer. Bill Plan Validation: Ensure bill plans are validated in the CRM before customer approval and billing processing. Customer Creation: Approve new customer accounts after confirming all contract and billing information is valid. Credit Approval: Verify the requirements for credit approval and approve changes as necessary, based on contract validation and internal checks. Changes to Bill Plans: Approve any changes to customer billing plans after ensuring the correct contract and customer validation. Internal Controls: Ensure strong internal controls (IFC) are followed for financial operations, and ensure compliance with company standards. Collaboration: Work closely with the business team to resolve any issues, escalations, or discrepancies related to billing and contracts. Establish and maintain a regular cadence with the business teams to ensure smooth operations. Innovative Work Environment: You ll be part of a fast-growing company working with some of the largest names in the industry, building next-gen customer communication tools. Career Growth: At Exotel, we believe in investing in your personal and professional growth with opportunities for career development and skill enhancement. Dynamic Culture: We are a collaborative and inclusive team that encourages innovation, transparency, and ownership. If you're excited to be part of a dynamic, fast-growing team at Exotel and you have the right experience and skills for the role, apply now! We look forward to having you on our team. Qualification : B.Com or MBA in Finance

Job Title: Product Manager - Midas Location: Bangalore Department: Product Management Employment Type: Full-Time About FalconX At FalconX, we are a pioneering team of operators, investors, and builders committed to revolutionizing institutional access to the cryptocurrency markets. Operating at the intersection of traditional finance and cutting-edge technology, FalconX addresses the industry's foremost challenges. Navigating the digital asset market can be complex and fragmented, with limited products and services that support trading strategies, liquidity, and infrastructure found in conventional financial markets. As a comprehensive solution for digital asset strategies, FalconX enables seamless navigation through the evolving cryptocurrency landscape. The Role We are seeking a Technical Product Manager to focus on the technical and tactical aspects of our electronic trading platform, **Midas**. In this role, you will work closely with internal teams to build and maintain scalable, robust, and high-performance solutions for institutional customers. You will be responsible for managing the infrastructure, app layer, liquidity layer, and client-facing initiatives, ensuring the platform is optimized for reliability, speed, and scale. Key Responsibilities 1. Infrastructure Layer Management: Drive quarterly investments in **latency and reliability improvements** to enhance the core infrastructure of the platform. Ensure improvements in latency lead to measurable throughput gains, reduced slippage, and higher fill rates. Oversee technical enhancements and upgrades to maintain and scale the platform's infrastructure. 2. Application Layer Enhancements: Develop and enhance new order types and algorithms (e.g., Stop Loss, Partial Fills, Icebergs) to meet evolving market needs. Manage tech debt cleanup, including consolidating and updating configurations. Oversee **FIX infrastructure updates** to support new order types, scalability, and more dynamic spreading logic. Improve **API performance**, focusing on reducing outdated and slow API calls to match current scale. 3. Liquidity Layer: Transition away from primitive hedging models by increasing the sophistication of liquidity management. Develop APIs for liquidity providers (LPs) to enhance platform functionality and liquidity management. Build tools to track and report liquidity status and identify potential gaps in liquidity. 4. Client-Facing Initiatives: Collaborate with cross-functional teams to translate client needs into technical features and product requirements as the platform expands into new markets. Work closely with Sales and Revenue teams to ensure alignment of product development with client demands and technical capabilities. Support client onboarding and provide technical insights into the trading system to ensure a seamless user experience. 5. Day-to-Day Operations: Oversee proactive issue identification and resolution during Asia hours, ensuring system uptime and reliability. Track and report trading data and success metrics for product releases, ensuring timely and accurate performance metrics. Support revenue teams in technical conversations and assist in explaining technical challenges and solutions to clients and stakeholders. 6. Product Lifecycle Management: Own the product lifecycle from concept to execution, driving the Objectives and Key Results (OKRs) for Midas and other product initiatives. Write detailed Product Requirements Documents (PRDs) for technical improvements at the infrastructure and application layers. Create testing frameworks and test cases for product releases, ensuring high-quality standards are maintained. 7. Cross-Functional Collaboration: Collaborate with Engineering, Partnerships, Operations, and Compliance teams to capture all technical requirements for successful product launches. Ensure product features are delivered on time and meet the needs of internal stakeholders and customers. Qualifications Experience: 4-7 years of proven experience in technical product management with a focus on API development and management. Minimum 2 years of experience in brokerage, market-making, or institutional trading. Experience working with foreign exchange products or payment solutions is a must. Prior experience in digital assets or cryptocurrency markets is a bonus. Skills: Strong technical background with experience in managing complex trading systems and market infrastructure. Proficient in **API design and development**, with hands-on experience working with low-latency, high-performance systems. Ability to define and prioritize product requirements in collaboration with cross-functional teams. Excellent problem-solving skills, with the ability to navigate technical challenges in a fast-paced, evolving market. Strong knowledge of market-making and liquidity management in institutional environments. Excellent communication skills with the ability to explain technical concepts to both technical and non-technical stakeholders. Education: Bachelor s or Master s degree in Computer Science, Engineering, or a related field (or equivalent practical experience). Innovative Environment: Work at the intersection of traditional finance and cutting-edge blockchain technology in a fast-paced, high-growth environment. Market Leadership: Play a crucial role in shaping the future of digital asset trading for institutional clients, helping to address key industry challenges. Collaborative Culture: Join a team of highly talented operators, engineers, and product managers working towards a unified mission of revolutionizing the crypto market. Career Growth: Gain exposure to a rapidly expanding industry and access to opportunities for learning and development. If you're passionate about digital assets, excited by technical challenges, and ready to have a direct impact on the future of institutional trading, we want to hear from you! Join us at FalconX to shape the future of the crypto market. Qualification : Bachelors or Ma...

Senior Data Engineer Enterprise Data Platform Location: Bengaluru Department: Business Technology Data Engineering Experience: 5+ Years Employment Type: Full-Time About Okta Okta is The World s Identity Company. We empower people to securely use any technology, anywhere, on any device. Through our Okta and Auth0 platforms, we provide secure access, authentication, and automation placing identity at the center of security and growth for thousands of organizations. We value diverse perspectives and lifelong learners. We re not looking for someone who checks every box we re looking for someone who will make us better with their unique experiences. Team: Business Technology Data Engineering The Data Engineering team at Okta supports cross-functional partners by building scalable, secure, and high-performing platforms. These platforms power decision-making and business processes across sales, marketing, engineering, finance, product, and operations. As part of this team, you ll contribute to data solutions that fuel Okta s hyper-growth. You will have the opportunity to work with cutting-edge technologies in cloud infrastructure, data lakes, automation, and CI/CD pipelines. The Role: Senior Data Engineer As a Senior Data Engineer, you will design, build, and manage modern data pipelines, infrastructure, and automation frameworks. You ll help scale our enterprise data platform using tools such as Snowflake, dbt, Airflow, Databricks, and AWS, while ensuring security, observability, and performance. You ll also contribute to CI/CD pipelines, infrastructure as code (IaC), and secure development lifecycle practices, enabling consistent, efficient, and secure delivery of data solutions. Key Responsibilities Platform Development & Infrastructure Design and maintain scalable data pipelines and platforms using Snowflake, AWS, Databricks, dbt, and Airflow. Manage infrastructure with Terraform, enabling repeatable and consistent deployments. Develop and maintain robust CI/CD pipelines using GitHub Actions, GitLab, or Jenkins. Containerize data services using Docker for better scalability and portability. Security & Compliance Implement and enforce secure development lifecycle practices, integrating tools like DAST, SAST, SCA, and Secret Scanning into pipelines. Conduct vulnerability scanning and apply patches to ensure system integrity. Ensure data security and compliance with industry standards and regulations. Collaboration & Innovation Collaborate with data engineers, data scientists, and analysts across business units to ensure data availability and integrity. Identify opportunities for automation and optimization within the data platform. Stay updated on emerging technologies and drive adoption of best practices. Must-Have Skills Bachelor s degree in Computer Science, Engineering, or a related technical field. 5+ years of experience in data engineering, including: Advanced SQL and ETL development with Airflow and dbt. Experience with data warehouses such as Snowflake, Redshift, or BigQuery. Strong hands-on experience with AWS (S3, Lambda, EC2, EMR, EKS). 2+ years of experience managing CI/CD pipelines using tools like GitHub Actions, GitLab, Jenkins, or ArgoCD. Experience with Terraform and Docker. Proficiency in backend languages such as Python, Java, or Go. Preferred Skills Experience with lakehouse architectures like Databricks, including knowledge of Delta Lake and Apache Iceberg. Background in infrastructure security, vulnerability management, and observability tooling. High Impact: Help build and scale the data platform that powers Okta s global business. Cutting-Edge Stack: Work with best-in-class technologies like AWS, Snowflake, dbt, Terraform, and Databricks. Collaborative Culture: Join a diverse, inclusive, and globally distributed team that values knowledge sharing and continuous learning. Career Growth: Shape the future of Okta s data engineering practice while expanding your technical and leadership skills. Bring your passion for data, cloud, and automation and let s shape the future of secure, scalable enterprise data platforms together. Qualification : Bachelors degree in Computer Science, Engineering, or a related technical field

Job Title: Product Manager Experience: 3+ Years Location: Bangalore Company: Kaleidofin About Kaleidofin Kaleidofin is a mission-driven fintech platform working to deliver finance for everyone, everywhere. We serve low-income and informal economy segments with ki credit a comprehensive solution that combines credit scoring (ki score), seamless infrastructure integration, risk dashboards (ki view), and structured capital products. With a presence in India, Bangladesh, and Kenya, our solutions are trusted by inclusive financial institutions and have impacted 6+ million customers, enabling over $3 billion in debt capital to underserved communities. Backed by marquee investors like the Gates Foundation, Omidyar Network, and Rabo Partnerships, Kaleidofin has been featured on the Forbes Asia 100 to Watch and is a multi-year Great Place to Work awardee. Role Overview: Product Manager We are looking for a Product Manager to join our high-impact product team. In this role, you ll own the end-to-end lifecycle of key fintech products from concept to launch and beyond. You ll work closely with engineering, business, and design teams to drive product vision, strategy, and delivery. You ll be responsible for building scalable solutions that serve real customer needs, improve operational efficiency, and drive meaningful outcomes for financial inclusion. Key Responsibilities Own and manage the entire product lifecycle ideation, development, launch, iteration. Translate business strategy into a clear product roadmap and maintain a well-groomed backlog. Deliver impactful features and enhancements across new and existing products. Define and track product OKRs; analyze performance to guide data-driven decisions. Partner with cross-functional teams engineering, data, business, and operations to align on goals and execution. Conduct competitor analysis, market research, and user feedback sessions to inform product direction. Ensure security and compliance responsibilities are understood and adhered to for all product initiatives. Advocate for the user, championing high-quality experiences across every interaction. 3+ years of experience in product management, ideally in B2B SaaS or fintech. Strong background in building and scaling B2B products; experience in the financial services space is a big plus. Demonstrated ability to contribute to product vision, create roadmaps, and align cross-functional teams. Solid understanding of agile methodologies and product development cycles. Excellent written and verbal communication skills comfortable presenting to leadership and stakeholders. Highly self-motivated with a strong work ethic; thrives in a fast-paced, high-ownership environment. Bachelor's degree or equivalent professional experience. Build meaningful products that directly impact millions across emerging markets. Join a fast-growing, globally recognized fintech platform backed by top-tier investors. Collaborate with a diverse and mission-driven team working on real-world financial problems. Be part of a culture that values innovation, ownership, and continuous learning. Apply now and be part of Kaleidofin s journey to drive financial impact at scale. Qualification : Bachelor's degree or equivalent professional experience

Collections Executive Location: Bengaluru Employment Type: Full-Time About Zolve Welcome to the financial frontier of limitless possibilities welcome to Zolve. We re not just a fintech; we re architects of a financial revolution that transcends borders. As the world s first cross-border neo-bank, Zolve empowers global citizens, migrants, and nomads to access credit and financial services in new countries using their home country credit scores. Our seamless financial products including checking accounts, credit cards, loans, remittances, and insurance help users achieve financial freedom and pursue their ambitions without geographical limits. As we expand into new geographies, product lines, and customer segments, we re looking for a Collections Executive to join our growing team. Role Overview As a Collections Executive at Zolve, you will play a vital role in recovering overdue payments for US-based credit card accounts. You ll engage directly with customers, apply strong negotiation skills, and ensure compliance with US regulations to resolve delinquent accounts efficiently and empathetically. Key Responsibilities Collections Management Manage a portfolio of delinquent US credit card accounts. Contact customers via phone, email, and other channels to recover overdue payments. Negotiate payment plans or settlements within company guidelines. Account & Data Management Maintain accurate and up-to-date records of collection activities and outcomes. Identify accounts requiring escalation or legal intervention and coordinate with relevant teams. Regulatory Compliance Conduct collection activities in strict accordance with US regulations, including the Fair Debt Collection Practices Act (FDCPA). Handle sensitive customer data responsibly and maintain data protection standards. Customer Service Respond professionally to customer queries and concerns related to their credit card accounts. Educate customers on repayment options and potential consequences of non-payment. Performance & Reporting Meet or exceed monthly collection targets and KPIs. Prepare and submit reports on collection progress, payment trends, and account status. Qualifications Education Bachelor s degree in Finance, Business, or a related field. Experience 3 to 6 years of experience in collections, preferably within consumer credit products such as credit cards, personal loans, education loans, auto loans, or home loans. Proven track record of developing and implementing effective debt recovery strategies to minimize losses. Technical Skills Strong knowledge of various collection techniques and debt recovery best practices. Familiarity with MS Office, data interpretation, and collection databases. Experience with alternate collection channels and tools. Soft Skills Excellent communication and interpersonal skills. Empathy and the ability to engage customers respectfully and professionally. Strong problem-solving and critical-thinking abilities. Be part of a mission-driven company redefining global finance. Work in a fast-growing startup environment with exciting challenges. Collaborate with passionate and diverse teams. Opportunity to make a real impact in a pioneering fintech company. Qualification : Bachelors degree in Finance, Business, or a related field

Associate Product Manager UX Job Type: Full-Time Category: Product Management Location: Bangalore About Bright Bright is a fast-growing consumer fintech company on a mission to help Americans eliminate debt and build brighter financial futures. Using advanced data science and machine learning, Bright offers a powerful mobile platform that automates debt management and financial planning. With features like automated debt paydown, credit score improvement, refinancing, and smart budgeting tools, Bright supports users across credit cards, student loans, and auto loans. Backed by top-tier investors including Sequoia, Falcon Edge, and Hummingbird, Bright has raised over $90M in equity and debt funding. With 300,000+ users and 100,000+ positive reviews, Bright is one of the top emerging fintechs in the U.S. We re building the first global-scale Consumer Tech company from India designed for impact in the U.S. and beyond. About the Role As an Associate Product Manager UX, you will collaborate with Design, Engineering, Business, and Product teams to enhance the user experience across our key products: Bright Debt Manager, Bright Smart Account, and Bright Credit Accounts. Your focus will be on crafting seamless, intuitive, and intelligent user journeys that drive engagement and retention. Key Responsibilities Develop deep user insights through research, data analysis, and interviews. Define user personas and map detailed user journeys across key product touchpoints. Create wireframes and UX flows for onboarding, in-app interactions, notifications, and payment experiences. Collaborate with designers and engineers to translate concepts into high-fidelity UI. Maintain documentation of UX decisions across multiple Bright products and user experiences. Benchmark Bright s UX against leading consumer and fintech platforms. Define and track UX quality metrics to inform business and product decisions. What You ll Bring 2 4 years of experience in B2C Product, UX Design, or User Research roles. Strong understanding of product design principles and user-centered thinking. Proven ability to empathize with users and uncover usability pain points. Solid wireframing and prototyping skills (Figma, Sketch, or similar tools). Ability to work closely with UI designers to bring concepts to life. Bonus: Familiarity with front-end technologies (HTML, CSS, JavaScript frameworks). Experience at a high-growth consumer startup is a plus. What You ll Get The opportunity to join a world-class team building a global fintech brand. A culture that values ownership, inclusion, and innovation. Competitive compensation, including salary and stock options. A high-growth environment where your work directly impacts real users. Join us in building the future of consumer finance smart, data-driven, and user-first.

Data Scientist I Job Type: Full-Time Category: Data Science Location: Bangalore About Bright Money Bright is a mission-driven consumer fintech company helping Americans get out of debt and build stronger financial futures powered by data science and machine learning. Our mobile platform provides personalized tools for credit building, debt paydown, budgeting, and loan refinancing. With 300,000+ users, 100,000+ reviews, and support from top-tier investors like Sequoia, Falcon Edge, and Hummingbird, Bright is one of the fastest-growing fintech startups in the U.S. We ve raised $90M+ in equity and debt funding to date. We're proud to be building a global-first, data-driven consumer tech company from India, for the world. About the Role As a Data Scientist I, you will be part of a high-impact team using data and machine learning to power Bright s core financial products. You ll work on problems that directly improve users financial outcomes modeling behavior, predicting intent, and enabling smarter, automated experiences. This is a hands-on role for someone with strong fundamentals in ML, statistics, and programming, and a desire to turn data into real-world product impact. Key Responsibilities Design and build predictive models using core concepts of machine learning, statistics, and probability. Analyze large-scale user and transactional data to extract insights and inform strategy. Collaborate cross-functionally with product managers, engineers, and business stakeholders to define and solve problems. Deploy ML models into production environments, ensuring scalability, stability, and performance. Tune, evaluate, and interpret model results to maximize business value and user outcomes. Document methodologies and workflows for reproducibility and team collaboration. Stay current with AI/ML advancements and experiment with new techniques as appropriate. Required Qualifications Bachelor s or Master s degree in Computer Science, Statistics, Mathematics, or a related quantitative field. Strong grasp of ML and statistical concepts (e.g., regression, classification, hypothesis testing, probability distributions). Proficiency in Python or R, and experience with ML libraries such as scikit-learn, TensorFlow, or PyTorch. Familiarity with model deployment tools and frameworks (e.g., Docker, Flask/FastAPI, MLflow). Understanding of how to implement and monitor models in a real-world production environment. Awareness of modern AI techniques including transformers, LLMs, and generative AI. Strong problem-solving skills, curiosity, and ability to communicate complex ideas clearly. Exposure to cloud platforms like AWS, GCP, or Azure is a plus. Bonus Points For Experience with deep learning and advanced neural network architectures. Understanding of MLOps best practices (CI/CD for ML, monitoring, retraining pipelines). Personal projects, open-source contributions, or research publications in AI/ML. What You ll Work On Model user behavior and financial patterns to power intelligent product features. Analyze complex transaction datasets to surface actionable insights. Build and deploy ML systems that personalize savings and debt management strategies. Apply deep learning, reinforcement learning, and LLMs to real-world fintech use cases. Collaborate with engineering and product teams to launch data-powered experiences in the Bright app. Experiment with cutting-edge AI technologies to innovate in consumer finance. At Bright, you ll go beyond theory you ll use data to change lives. This is your chance to build meaningful, scalable machine learning systems that empower users to take control of their financial future. Qualification : Bachelors or Masters degree in Computer Science, Statistics, Mathematics, or a related quantitative field

Finance Associate Job Type: Full-Time Category: Finance & Accounts Location: Bangalore About Bright Bright is a rapidly growing consumer fintech company on a mission to help Americans get out of debt and improve their financial health. Leveraging data science and machine learning, Bright s mobile app offers powerful tools like credit score building, automated debt paydown, budget planning, and loan refinancing. With 300,000+ users and over 100,000 ratings and reviews, Bright has achieved 6x growth in the past year. Backed by leading investors including Sequoia, Falcon Edge, and Hummingbird, Bright has raised more than $90 million in funding, including recent debt financing from Encina Lender Finance to fuel its credit business expansion. Bright is among the top 8 fintech companies in the U.S. and aims to become a top-100 financial institution by combining data science with financial product innovation all built from India for global markets. About the Role We are seeking a detail-oriented Finance Associate to manage day-to-day accounting operations and support financial reporting for our fast-growing business. This role involves handling accounting systems, performing reconciliations, ensuring compliance with statutory requirements, and providing accurate financial data to management. What You ll Do Manage and review daily bookkeeping and accounting transactions in Tally and QuickBooks (hands-on QuickBooks experience is essential). Oversee operational accounting activities, identify and resolve issues promptly. Prepare and file statutory reports and compliance documents for both India and U.S. on a monthly, quarterly, and annual basis. Conduct analytical reviews of financial data, identify discrepancies, and produce management reports. Perform account reconciliations, including vendor and intercompany transactions. Monitor balance sheet accounts and ensure accurate ledger maintenance. Generate invoices for intercompany transactions and maintain clear documentation. Support audit processes by preparing necessary documentation and reports. Maintain Management Information Systems (MIS) and regularly update senior management. Collaborate with internal teams to ensure timely financial operations and reporting. What You ll Bring Bachelor s degree in Accounting or Finance (required). Minimum 1 year of experience in general accounting or tax accounting. Proficiency with computerized accounting systems, especially QuickBooks (mandatory) and Tally. Strong attention to detail and excellent analytical abilities. Solid understanding of accounting principles, practices, and statutory compliance. Excellent organizational and time management skills, with the ability to prioritize effectively. Strong communication and negotiation skills. Ability to work independently with sound judgment and collaboratively as part of a team. Quick learner with a positive attitude, adaptable to a fast-paced environment. Work with a fast-growing, globally minded fintech startup backed by leading investors. Be part of a high-impact finance team that supports innovation in consumer financial products. Gain exposure to both Indian and U.S. statutory accounting and compliance. Develop your career in a supportive, dynamic environment with opportunities to grow and learn. Help Bright transform the future of consumer finance apply today! Qualification : Bachelors degree in Accounting or Finance

Associate Credit Operations Job Type: Full-Time Category: Operations Location: Bangalore About Bright Bright is a consumer fintech company dedicated to helping Americans get out of debt using advanced data science and machine learning. Our mobile app integrates all the tools needed for managing and eliminating debt covering credit score building, automated debt paydown plans, financial and budget planning, and loan refinancing across credit cards, student loans, and car loans. With 300,000+ users, 6x growth in the last year, and over 100,000 ratings and reviews, Bright is one of the fastest-growing fintech platforms in the U.S. Supported by top venture capital firms like Sequoia, Falcon Edge, and Hummingbird, Bright has raised over $40 million in funding, including a recent $50M debt financing from Encina Lender Finance. Bright is ranked among the top 8 U.S. fintech companies and is poised to become a top-100 financial institution by leveraging data science and predictive modeling. We are proud to be building the first large-scale consumer tech company from India for global markets. About Our Founders Bright was founded in 2019 by industry veterans from McKinsey s Banking Practice and data scientists from InMobi: Petko Plachkov, Avi Patchava, Varun Modi, Avinash Ramakath, and Jayashree Merwade. Role Overview As an Associate Credit Operations professional, you will play a crucial role in assessing creditworthiness, supporting loan underwriting and approval, and ensuring smooth credit operations. You will work closely with cross-functional teams to monitor credit metrics, facilitate collections, and drive improvements in operational efficiency. Key Responsibilities Conduct thorough creditworthiness assessments following company policies and guidelines. Review customer profiles and credit applications against underwriting standards. Manage loan approval processes and support decision-making with sound judgment. Utilize collection systems to assist in managing delinquent accounts and dues recovery. Monitor and report on credit-related performance metrics regularly. Handle customer conflicts and disputes with a strong customer-centric approach. Investigate customer requests by gathering relevant data and exploring all information sources. Identify opportunities for process improvements to increase efficiency and effectiveness. Collaborate with teams to ensure compliance with credit policies and regulatory requirements. 1-2 years of experience in credit assessment, underwriting, or a related role. Strong understanding of credit product workflows and end-to-end process flows. Familiarity with credit risk assessment principles and banking domain knowledge. Knowledge of the U.S. credit environment and regulatory framework is a plus. Excellent verbal and written communication skills. High analytical and investigative capabilities. Ability to manage credit-related metrics and performance indicators. Strong negotiation, interpersonal skills, and ability to handle conflicts diplomatically. Join a fast-growing fintech startup backed by leading investors. Gain exposure to credit operations and risk management in a global context. Work alongside experienced professionals passionate about transforming consumer finance. Opportunity to grow within a dynamic, collaborative environment.

Software Development Manager Experience: 8+ Years Location: Bangalore Company: Kaleidofin About Us Kaleidofin is a mission-driven fintech platform committed to delivering financial solutions for underserved communities. Our proprietary ki credit platform combines advanced credit health analytics, middleware integration, risk dashboards, and debt capital structuring empowering financial institutions to serve low-income customers, informal sector businesses, and MSMEs more effectively. Operating across India, Bangladesh, and Kenya, we ve already impacted over 6 million customers, enabling over $3 billion in debt capital for underserved communities. Backed by global investors including the Gates Foundation, Omidyar Network, and Blume Ventures, Kaleidofin is recognized as a leader in inclusive finance. Featured on Forbes Asia's "100 to Watch" Winner of RBI s Swanari TechSprint 2023 Winner of G20 TechSprint 2024 by BIS Certified as a Great Place to Work Role Overview As a Software Development Manager, you will play a key leadership role in shaping the technical roadmap and executing high-impact fintech products. You ll lead a team of engineers to build scalable, secure, and robust systems. This is a hands-on leadership role requiring active involvement in design, architecture, and code-level decisions. What You ll Do Own the product s engineering roadmap, architecture, scalability, and code quality. Guide system design decisions and lead architecture/code reviews. Collaborate closely with Product and Business teams to align on product strategy and feature development. Provide hands-on technical leadership especially in solving complex problems in fintech and lending domains. Mentor and develop engineering talent; foster a culture of ownership, innovation, and quality. Champion engineering best practices including test automation, CI/CD, and DevOps. Lead the adoption of data-driven practices including Big Data, PySpark, and data pipeline architectures. Balance short-term deliverables with long-term technical sustainability and scalability. Support team growth through career development, learning plans, and succession planning. 8+ years of software development experience, with 1 2+ years in people/team management roles. Strong fundamentals in computer science, system design, and problem-solving. Bachelor's or Master's degree in CS or related field from a top engineering institution (IITs, NITs, etc.). Proven experience building distributed, scalable, and secure systems. Strong hands-on experience with Python, Java, Spring Boot, and microservice architectures. Proficient in SQL/NoSQL, Kafka, CI/CD pipelines, and DevOps tools (Docker, Kubernetes, Jenkins, etc.). Familiarity with AI/ML model integration and credit scoring systems is a strong plus. Experience with data engineering: Big Data, Spark, Airflow, AWS stack (S3, Glue, Athena), etc. Knowledge of front-end and mobile (Android) development is a plus. Experience working in fintech, lending tech, or high-growth startup environments preferred. Excellent leadership, communication, and cross-functional collaboration skills. Be part of a high-impact team driving financial inclusion at scale. Work on cutting-edge technology in fintech and data infrastructure. Grow with a company that s winning global recognition and delivering real-world impact. Contribute to a people-first culture that values learning, innovation, and work-life balance. Qualification : Bachelor's or Master's degree in CS or related field from a top engineering institution

Job Title: Assistant Manager Corporate Finance & Treasury Location: Bangalore Department: Corporate Finance Role Overview We are seeking a detail-oriented and proactive Assistant Manager Corporate Finance & Treasury to manage and optimize Zetwerk s treasury operations. This role involves overseeing cash management, regulatory compliance, banking relationships, and treasury accounting to ensure smooth financial operations and robust control across the organization. Key Responsibilities Monitor and manage daily cash positions across multiple banks and entities to optimize fund utilization, including intercompany fund flows, interest calculations, and short-term investments. Oversee internal and external data management processes to ensure accuracy and compliance; prepare and deliver timely financial and regulatory reports to stakeholders and authorities. Ensure strict adherence to regulatory requirements and contractual covenants, preparing necessary documentation and proactively managing any compliance risks. Execute various payments (vendor, statutory, FX, interest, etc.) in coordination with Accounts Payable and other internal teams, while maintaining compliance with internal controls and Standard Operating Procedures (SOPs). Build and maintain strong relationships with banks and financial institutions to support financing needs, forex transactions, trade finance, and daily banking operations including documentation and account management. Manage end-to-end processes related to issuance and amendments of Letters of Credit (LC) and Bank Guarantees (BG). Monitor foreign exchange exposures and coordinate timely booking of forwards and other hedging instruments to mitigate currency risks. Prepare comprehensive treasury MIS reports on a monthly, quarterly, and annual basis, including cash flow statements, debt schedules, utilization reports, and FX exposure analysis. Support the management of working capital loans (Cash Credit, WCDL, Overdraft) and term loans to optimize financing costs. Ensure accuracy of treasury-related accounting entries and reconciliations in close coordination with the finance and accounts teams. Qualifications & Experience Qualified Chartered Accountant (CA) or MBA with 2 to 6 years of experience in treasury operations, working capital management, and trade finance instruments. Proficient in handling LC/BG issuance, banking documentation, and online banking portals. Solid experience in treasury accounting, cash flow forecasting, and management information system (MIS) preparation. Strong ethical standards, integrity, and problem-solving skills. Ability to thrive in fast-paced, dynamic environments while consistently delivering high-quality results. Join Zetwerk and be part of a fast-growing organization where your expertise in treasury and corporate finance will directly impact the company s financial health and growth trajectory.

Senior Engineering Manager Bengaluru, India Location: Bengaluru, Karnataka, India Employment Type: Full-time About Serko Serko is a cutting-edge global technology platform transforming business travel and expense management. We unite passionate travelers and technologists through the world s leading business travel marketplace. Proudly an equal opportunity employer, Serko values diversity and inclusion to create an authentic workplace that drives positive change in the travel industry. With offices spanning New Zealand, Australia, North America, China, and now expanding in Bengaluru, India, we re building a world-class team to revolutionize corporate travel. Role Overview: Senior Engineering Manager Technology Leadership Serko is seeking a dynamic Senior Engineering Manager to join our Bengaluru hub. Reporting to the Head of Engineering, you will lead, mentor, and grow high-performing engineering teams of 35-50 members, ensuring optimal resourcing, delivery excellence, and alignment with company objectives. Your leadership will foster continuous learning, employee engagement, and innovation, playing a critical role in scaling Serko s global travel technology platform. Key Responsibilities Team Leadership & Development: Manage engineering teams focusing on recruitment, skill development, and performance management to meet company goals. Project Delivery: Support and guide delivery leads ensuring timely, high-quality project execution aligned with Serko s operating principles. Technical Strategy: Define and drive the technical vision and strategy for your teams, ensuring scalable, reliable, and secure platform architecture. Culture & Engagement: Cultivate a learning-focused environment that enhances employee retention and fosters professional growth. AI/ML Integration: Lead AI/ML initiatives for demand forecasting, recommendation engines, and real-time decision-making tools. Platform Scalability: Oversee cloud-native, microservices-based systems ensuring performance at high request rates (RPS). Community of Practice: Lead or contribute to technical standards and best practices across engineering teams. Qualifications & Skills 12+ years in software engineering with 8+ years managing large teams (20+) in distributed cloud environments. Proven leadership experience in scaling complex projects and managing high-performing engineering teams. Expertise in microservices, event-driven architectures (Kafka, RabbitMQ), and proficiency in Java, Python, Go, or .Net. Deep knowledge of cloud-native technologies including Kubernetes, Istio, and Terraform. Strong communication and interpersonal skills for cross-functional collaboration. Experience with learning frameworks and fostering continuous team development. Track record of driving platform scalability, reliability, and security at scale. Competitive Compensation: Attractive base salary with medical benefits and performance-based incentives. Career Growth: Access to continuous learning platforms and opportunities to shape your career trajectory. Flexible Work Environment: Encouraging work-life balance with flexible policies. Innovative Culture: Work alongside passionate teams dedicated to transforming global business travel technology.

Senior Principal Engineer Bengaluru, India Location: Bengaluru, Karnataka, India Employment Type: Full-time About Serko Serko is a pioneering global tech platform transforming business travel and expense management. We unite passionate travelers and technologists through the world s leading business travel marketplace. As an equal opportunity employer, Serko embraces diversity and authenticity to drive meaningful impact. With offices in New Zealand, Australia, North America, China, and our new hub in Bengaluru, India, we are rapidly expanding our global footprint to build world-class products and teams. Role Overview: Senior Principal Engineer Technical Leadership & Innovation As a Senior Principal Engineer at Serko, you will be instrumental in shaping the technical vision and driving engineering excellence across multiple product streams. You ll collaborate closely with engineering leadership and cross-functional teams to solve complex challenges, lead strategic projects, and foster a culture of innovation and high performance. Key Responsibilities Technical Leadership: Champion engineering best practices, embedding them across teams to elevate quality and consistency. Cross-Stream Collaboration: Proactively resolve coordination challenges to keep teams aligned and productive. Customer-Centric Delivery: Partner with Product Managers to ensure pragmatic, high-impact solutions that maximize customer value. Project Leadership: Lead or contribute to critical technical projects, prototypes, and innovative solutions addressing high-priority challenges. Mentorship: Guide and mentor engineers, sharing expertise to build technical capability and foster career growth. Performance Optimization: Continuously improve system scalability, reliability, and performance. Innovation & Research: Stay abreast of industry trends and emerging technologies to introduce fresh approaches and maintain technical leadership. Process Improvement: Drive continuous enhancements in product development processes to boost efficiency and customer satisfaction. Stakeholder Engagement: Maintain clear communication with stakeholders, gathering insights and providing regular updates. Qualifications & Skills Deep expertise in relevant technologies, tools, and programming languages aligned with your product stream. Proven problem-solving skills and meticulous attention to detail. Experience leading teams through complex technical changes and maintaining alignment between Product and Technology organizations. Strong interpersonal and communication skills for effective collaboration. Ability to work independently and collaboratively in a fast-paced, agile environment. Tertiary qualification in Engineering or related discipline, or equivalent experience. Competitive Compensation: Attractive base salary complemented by medical benefits and performance-based incentives. Professional Growth: Access to a comprehensive learning & development platform to own your career journey. Flexible Work Environment: Policies that support work-life balance and remote collaboration. Innovative Culture: Join a passionate team dedicated to transforming the future of business travel technology. Join Serko s Bengaluru team as a Senior Principal Engineer and lead the engineering innovations shaping global business travel! Apply now.

Job Title: Lead Salesforce Engineer Location: Bangalore, India Job Type: Full-Time (Hybrid Work Model) Experience Level: 8+ Years About Eightfold: Eightfold AI is revolutionizing the way we think about skills, careers, and talent management. With over $410 million in funding and a valuation of over $2B, we are leading the industry with our AI-powered Talent Intelligence Platform. Our mission is to transform how organizations hire, develop, and retain talent, ultimately helping individuals transform their careers. Join a dynamic team of innovators and make a tangible impact on employment worldwide. Led by experts with backgrounds from Google, Facebook, and IIT, we re on a mission to redefine how talent is connected with opportunity. What You Will Do: As a Lead Salesforce Engineer, you will lead the design, development, and enhancement of Salesforce solutions, ensuring scalability and maintainability. You will be involved in both technical leadership and hands-on development, driving improvements while mentoring junior and senior developers. Key Responsibilities: Salesforce Solutions Design: Lead and architect the development of Salesforce solutions, including customizations, programming, and data migrations. Project Management: Participate in the planning and execution of Salesforce initiatives, leading the delivery of features, enhancements, and KTLO work items. Team Leadership: Mentor and guide a team of Salesforce developers, ensuring adherence to best practices and alignment with enterprise architecture. Code Reviews & Best Practices: Promote coding best practices, perform solution and code reviews, and ensure compliance with Salesforce best practices. Stakeholder Collaboration: Work closely with GTM systems, RevOps, and business teams to define and execute on Salesforce system enhancements. Technical Debt Management: Identify technical debt and propose design strategies to restructure or overcome existing limitations without compromising functionality. Agile/Scrum Methodologies: Use Agile practices to drive development, including sprint planning, standups, and retrospectives. Salesforce Development: Develop and deploy solutions using Apex, Visualforce, Lightning Web Components (LWC), Salesforce CPQ, Flows, and APIs. Salesforce Performance Optimization: Continuously monitor Salesforce performance, identifying areas for improvement and optimization. Knowledge Transfer & Post-Delivery Support: Coordinate post-delivery activities including support, documentation, and knowledge transfer. Proof of Concept: Lead the creation and demonstration of proof of concepts to address complex business needs. Cross-Functional Collaboration: Work with teams across departments to ensure effective integration and deployment of Salesforce solutions. Qualifications: Required Skills & Experience: 8+ years of experience in implementing Salesforce CRM capabilities, with strong expertise in Salesforce Sales Cloud, Service Cloud, CPQ, and Experience Cloud. Advanced proficiency in Salesforce development tools including Apex, JavaScript, VisualForce, LWC, SOQL, REST API, and Bulk API. Deep understanding of Salesforce architectures, data models, and best practices. Proficient in Salesforce deployment (Metadata API, ChangeSets, Version Control) and data governance (profiles, permission sets, data visibility). Expertise in middleware integration tools, data analysis, and ensuring data hygiene. Strong problem-solving skills with the ability to manage high-level software issues. Solid understanding of Salesforce security practices (e.g., profiles, permission sets, sharing settings). Familiarity with Agile/Scrum methodologies and experience with development cycles, including UAT and deployment. Strong verbal and written communication skills, including presentation skills. Bachelor s degree in Computer Science or related field. Good to Have: Salesforce Certifications (e.g., Salesforce Certified Platform Developer, Salesforce Certified Technical Architect). Exposure to middleware integration tools. Impactful Work: Play a key role in transforming the future of employment and talent management with AI. Growth Opportunity: Eightfold has received $410M in funding and boasts a $2B+ valuation, offering immense opportunities for career growth. Hybrid Work: Enjoy a flexible, hybrid work model that balances remote work with in-office collaboration twice a week in Bangalore or Noida. Inclusive Culture: We believe in equal opportunity and diversity in the workplace, welcoming individuals from all backgrounds. How to Apply: If you are an experienced Salesforce Engineer with a passion for solving complex business problems and leading innovative projects, apply today to join Eightfold AI s mission to reshape how talent and opportunity meet! Qualification : Bachelors degree in Computer Science or related field.

Job Title: Director / Sr Manager - Platforms Location: Bangalore, Karnataka, India Job Type: Full-Time (Hybrid Work Model) Experience Level: 10+ Years About Eightfold.ai: At Eightfold.ai, we are revolutionizing how organizations manage talent by leveraging the power of artificial intelligence. Our cutting-edge AI platform is transforming the way businesses hire, develop, and retain talent. By utilizing AI to understand individual skills and potential, we re solving the fundamental problem of matching people with the right opportunities. We are looking for a visionary engineering leader to drive the growth of our Core Infrastructure Team in India, shaping the foundation of our AI platform. About the Core Infrastructure Team: The Core Infrastructure Team at Eightfold is the backbone of the organization, responsible for the architecture, maintenance, and enhancement of critical infrastructure elements that support our entire technology stack. Our team builds and maintains systems for Search, Databases, Machine Learning Infrastructure, Data Warehouses, Developer Platforms, and Application Infrastructure. We ensure the scalability, security, and reliability of these services, which underpin every product that we offer to our users and customers. What You ll Own & Drive: As the Director / Sr Manager - Platforms, you will lead the technical direction for Eightfold's infrastructure, security, and analytics platforms, ensuring they meet the needs of our growing enterprise-scale business. Vision & Roadmap: Lead the strategy, roadmap, and execution of the Infrastructure, Security, and Analytics platforms. Team Building: Hire, mentor, and lead a high-performing engineering team, fostering a culture of innovation, excellence, and autonomy. Cross-Functional Collaboration: Partner with Product, Data, and DevOps teams to build secure, scalable systems that support business growth. Infrastructure Scaling: Ensure reliability, availability, and performance across both cloud (AWS, GCP) and on-prem environments. Security Leadership: Define and enforce security protocols, including threat modeling, vulnerability management, and compliance frameworks (SOC2, ISO27001, etc.). Operational Excellence: Champion modern engineering practices, including CI/CD, observability, and cost optimization. Analytics Platform Development: Lead the creation and scaling of an end-to-end Analytics Product stack including data warehouse, query engine, and dashboards. Ownership & Impact: Take ownership of the full product/technology lifecycle from vision, architecture, and deployment, ensuring long-term impact and success. What You Bring: Required Skills & Experience: 10+ Years of Engineering Experience: Significant experience in engineering with at least 3+ years in a leadership role leading teams at scale. Expertise in Cloud Infrastructure: Deep expertise in cloud-native infrastructure (AWS, GCP, etc.) and DevSecOps principles. Proven Success in Platform Scaling: A track record of building and scaling secure, reliable platforms at an enterprise level. Security Expertise: Leadership in security initiatives, including threat modeling, vulnerability management, and compliance. Excellent Communication: Strong communication skills, with the ability to influence and collaborate across engineering and business teams. Bonus Experience: Exposure to scaling analytics stacks (Snowflake, dbt, Airflow, Looker, etc.) is a plus. Leadership & Culture Building: Demonstrated success in building high-caliber teams and cultivating a thriving engineering culture. Impactful Leadership: Take on a high-leverage leadership role that shapes the foundation of Eightfold's AI platform and directly impacts the company s growth and success. Innovative Environment: Work with cutting-edge technologies and collaborate with brilliant minds to solve complex engineering challenges. Career Growth: As a leader at Eightfold, you will have the autonomy to drive strategic initiatives while building and scaling high-performing teams. Hybrid Work Model: Enjoy a flexible hybrid work model with the ability to work remotely while maintaining a strong in-office presence for team collaboration starting February 1, 2024. Comprehensive Benefits: Competitive salary, comprehensive family medical coverage, and eligibility for equity awards and discretionary bonuses or commissions. How to Apply: If you're a visionary engineering leader with a passion for building scalable, secure platforms and leading high-performing teams, we want to hear from you. Join Eightfold.ai and help us redefine how companies build, hire, and retain their workforce using AI-powered talent intelligence. Equal Opportunity Employer: Eightfold.ai is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, or disability.

Product Manager | FinBox | Bengaluru Location: Bengaluru Experience: 8-10 Years About FinBox: Where Fintech Meets Fun! Welcome to FinBox, a hub of innovation and creativity transforming the financial services space. Since 2017, we ve helped lenders like Banks, NBFCs, and enterprises build and launch credit products in a fraction of the time it used to take. As a Series A funded company, FinBox is expanding globally with offices in India, Vietnam, Indonesia, and the Philippines. Our vision is to provide world-class infrastructure for lending products, helping financial institutions scale and launch cutting-edge credit programs. We have already helped our customers disburse billions in unsecured and secured credit products, and our solutions impact millions of customers globally every month. Innovative Environment: We encourage creativity and experimentation to push the boundaries of fintech. Impactful Work: Your contributions will directly impact millions by making credit more accessible. Growth Opportunities: We offer ample opportunities for professional growth in a fast-paced startup. Collaborative Culture: Join a diverse team that values innovation, collaboration, and support. Creative Thinkers: You challenge the norm and bring fresh perspectives. Customer Heroes: You go above and beyond to meet customer needs and deliver great experiences. Team Players: You thrive in collaborative environments, valuing diverse viewpoints. About the Product - FinBox LOS for NSTP Lending Our Lending Origination System (LOS) caters specifically to NSTP flows and manual underwriting, optimizing business processes through efficient configurations, intelligent automation, and improved team collaboration. This solution is adaptable across multiple lending use cases, including secured lending, high-ticket business loans, small-ticket loans, home loans, and more. Role and Responsibilities Product Strategy & Management Align with founders on business strategy and vision. Devise a product strategy that supports both short-term and long-term business priorities. Translate strategic goals into a detailed product roadmap, including APIs, user journeys, back-office dashboards, and analytics. Supervise the execution of the product roadmap, ensuring timely and efficient delivery. Collaborate with marketing teams on positioning, messaging, and product marketing strategies. Business Strategy Build and nurture relationships with stakeholders from LSPs, Banks, NBFCs, and FinTechs. Participate actively in the sales cycle through product demos, solution design, and stakeholder engagement. Engage senior business stakeholders through demos, sales calls, webinars, and events. Leadership Lead and mentor Associate Product Managers (APMs) and manage sprint cycles effectively. Collaborate with Engineering Managers to ensure excellent delivery and maintain delivery hygiene. Foster cross-functional collaboration to ensure alignment and smooth execution of product plans. Technical Leadership Oversee technical debt and infrastructure priorities, ensuring they align with the roadmap. Collaborate with Engineering Managers and technical teams to design scalable systems for future growth. Qualifications Experience: 8+ years of professional experience, including 5+ years specifically in Product Management roles. Domain Knowledge: Direct experience with lending products, financial marketplaces, or B2B SaaS platforms. Expertise in Lending Operations: Understanding of credit products, partnership models (e.g., DSA, co-lending). Proven Track Record: Success in launching and scaling B2B products, API products, or tech products. Tech Savvy: Experience with financial services integration patterns and data flows. Communication Skills: Excellent ability to engage with both technical and business stakeholders. Leadership Experience: Demonstrated experience managing and leading teams. Compliance Knowledge: Familiarity with compliance considerations in financial services products is a bonus, but not mandatory. Work on innovative products in the dynamic fintech industry. Take ownership of cutting-edge solutions, making a tangible impact on global lending practices. Be part of a growing Series A startup with ample room for career growth.

Principal Software Engineer - Backend | FinBox Location: Bengaluru Experience: 10-15 Years About FinBox: Where Fintech Meets Fun! Welcome to FinBox, where innovation in fintech meets creativity and excellence. Since our founding in 2017, we ve been transforming the financial services space, building state-of-the-art technologies that help lenders like Banks, NBFCs, and large enterprises quickly launch credit products cutting down development time from months to days. As a Series A funded company, we re rapidly expanding, with offices across India, Vietnam, Indonesia, and the Philippines. Our mission is to build the best-in-class infrastructure for lending products, empowering financial services firms worldwide to launch and scale credit programs that define the future of digital finance. We've already helped our customers disburse billions of dollars in credit, touching millions of lives globally. Innovative Environment: We encourage creative thinking and experimentation to push the boundaries of fintech. Impactful Work: Your contributions will directly impact millions, improving accessibility to credit across the world. Growth Opportunities: As a rapidly growing startup, we offer ample opportunities for personal and professional growth. Collaborative Culture: Join a dynamic, diverse, and inclusive team where everyone supports one another to drive meaningful change. Creative Thinkers: You thrive on out-of-the-box solutions and enjoy disrupting the status quo. Customer Heroes: You put the customer first and aim to solve their problems through innovation. Team Players: You work collaboratively and value diverse perspectives in achieving shared success. Key Responsibilities As a Principal Software Engineer - Backend, you will: Drive Technical Excellence Architect and deliver high-impact features and platform improvements with a focus on scalability, latency, and compliance (PCI DSS, GDPR, SOC2). Lead the resolution of critical tech debt across teams, ensuring long-term maintainability and performance. Shape Product Strategy Define and design long-term architecture that aligns with the business goals and technical requirements. Break down complex strategic initiatives into executable engineering tasks. Collaborate with Product, Sales, and Customer Success teams to align technical roadmaps with customer pain points. Ensure consistent, high-quality delivery across teams, maintaining high standards of engineering excellence. Grow Engineering Talent Mentor senior engineers, guiding them into leadership roles while fostering a culture of growth and excellence. Lead knowledge-sharing sessions, design reviews, and technical discussions to help upskill the team. Act as a Cross-Functional Partner Align engineering priorities with Product, Compliance, Operations, and Sales teams. Own Product Requirement Documents (PRDs) and vision decks for strategic features and roadmap alignment. Navigate trade-offs between different stakeholders and drive alignment across functions to ensure successful feature delivery. Ensure Production Stability Lead high-severity incident response and root cause analysis (RCA) processes, ensuring fast resolution and minimal downtime. Maintain and enforce up-to-date incident playbooks, driving a culture of reliability, accountability, and continuous improvement. Who You Are We re looking for someone who: Has 10+ years of experience in software engineering, with at least 3 years in a technical leadership or staff/principal role. Possesses expertise in system architecture, design patterns, and scaling distributed systems. Has a strong understanding of compliance and security frameworks such as GDPR, SOC2, and PCI DSS. Has proven experience in mentoring and developing senior engineers into leadership roles, fostering a culture of technical excellence. Demonstrates excellent collaboration skills, with experience working closely with cross-functional stakeholders to ensure alignment. Has hands-on experience in production incident management, improving system reliability and creating playbooks for incident response. Strong technical expertise in backend technologies (Go, Python, Java, Rust, etc.), cloud platforms (AWS, Azure, GCP), and databases (SQL/NoSQL). Nice to Have Experience working in SaaS or B2B product environments. Familiarity with OKRs and a metric-driven approach to product delivery. Contributions to open-source projects or active involvement in technical community events. Ownership: Lead major projects and own the technical direction for critical systems. Innovation: Work on cutting-edge technologies that redefine the future of digital finance. Impact: Play a direct role in providing accessible credit to millions of people worldwide. Culture: Join a team that values collaboration, creativity, and continuous learning. If you re a seasoned backend architect with leadership experience and a passion for fintech innovation, apply now and take your career to the next level with FinBox!

Job Title: Cloud-Based AI Developer - Advanced Analytics Group (AAG) Company: Bain & Company Job Type: Full-Time Employment Type: Permanent What Makes Us a Great Place to Work: We are proud to be consistently recognized as one of the world s best places to work, a champion of diversity, and a model of social responsibility. We are currently ranked #1 on Glassdoor's Best Places to Work list, and we have maintained a spot in the top four for the last 13 years. Diversity, inclusion, and collaboration are key to building extraordinary teams. We hire people with exceptional talents, abilities, and potential, creating an environment where you can thrive both professionally and personally. We are publicly recognized for being a great place to work for diversity and inclusion, women, LGBTQ, and parents. Who You ll Work With: As a member of Bain s Advanced Analytics Group (AAG), you will work alongside generalist consultants to help clients across industries solve their biggest problems using expertise in data science, customer insights, statistics, machine learning, data management, supply chain analytics, and data engineering. AAG team members hold advanced degrees in computer science, engineering, AI, data science, physics, statistics, mathematics, and other quantitative disciplines, with backgrounds in tech, data science, marketing analytics, and academia. We are committed to building a diverse and inclusive team and encourage candidates of all backgrounds to apply. What You ll Do: As a member of the AAG, you will be responsible for designing, developing, and maintaining cloud-based AI applications that provide high-quality, scalable, and secure solutions for our clients. Your work will encompass the full stack, from API design to deployment, delivering analytics solutions across various sectors. Cloud-Based AI Development: Design, develop, and maintain cloud-based AI applications, ensuring scalability and security, leveraging full-stack technology solutions. Cross-Functional Collaboration: Work with product managers, data scientists, and other engineers to define and implement analytics features that meet business requirements. Cloud and Containerization: Use Kubernetes and containerization technologies to deploy, manage, and scale applications in cloud environments for optimal performance. API & Microservices Development: Develop and maintain APIs and microservices to expose analytics functionality, adhering to industry best practices for design and documentation. Security and Compliance: Implement robust security measures to protect sensitive data and ensure compliance with data privacy regulations. Troubleshooting and Performance Monitoring: Continuously monitor and troubleshoot application performance, resolving issues impacting system reliability and user experience. Code Reviews and Best Practices: Participate in code reviews and contribute to the establishment of coding standards to ensure high-quality, maintainable code. Emerging Trends and Technologies: Stay current with emerging trends in cloud computing, data analytics, and software engineering to enhance the platform s capabilities. Collaboration with DevOps: Work with DevOps and infrastructure teams to automate deployment and release processes, optimizing the development workflow. Client Collaboration: Collaborate closely with business consulting teams to assess opportunities and develop analytics solutions across sectors. Education and Influence: Influence and educate clients on analytics application engineering capabilities, supporting their teams directly. Travel: Expect occasional travel (30%) for project work. About You: Required Qualifications: Education: Master s degree in Computer Science, Engineering, or a related technical field. Experience: 3+ years of experience at Senior or Staff level, or equivalent. Expertise in client-side technologies such as React, Angular, Vue.js, HTML, and CSS. Experience with server-side technologies such as Django, Flask, and Fast API. Proficiency with cloud platforms (AWS, Azure, GCP) and Terraform automation (good to have). 3+ years of expertise in Python. Experience using Git for version control and collaboration. Familiarity with DevOps, CI/CD, and tools like GitHub Actions. Demonstrated interest in LLMs, prompt engineering, and Langchain. Experience with workflow orchestration tools such as dbt, Beam, Airflow, Luigi, Metaflow, Kubeflow, or similar. Experience in the implementation of large-scale structured or unstructured databases, as well as containerization technologies like Docker and Kubernetes. Skills and Knowledge: Strong interpersonal and communication skills to explain complex engineering topics to colleagues and clients from various disciplines. Curiosity, proactivity, and critical thinking. Solid computer science fundamentals in data structures, algorithms, automated testing, object-oriented programming, performance complexity, and software architecture. Expertise in designing API interfaces and knowledge of data architecture and database schema design. Familiarity with agile development methodologies. Join Bain & Company: Become a part of a forward-thinking team committed to solving complex problems, building innovative solutions, and delivering impactful data analytics and AI solutions. Collaborate with talented professionals and gain valuable experience that shapes the future of data analytics and AI. Qualification : Masters degree in Computer Science, Engineering, or a related technical field.

Role: Senior Delivery Leader / Practice Head Experience: 12 to 15 years Education: B.E / B.Tech / M.Tech in Computer Science, Information Technology, or equivalent Key Responsibilities: Project Leadership: Lead and successfully deliver new and complex projects. Directly oversee project delivery, ensuring adherence to scope, timelines, and quality. Conduct regular project reviews to assess progress, risks, and client satisfaction. Technology Practice Leadership: Build and scale a technology practice, driving innovation and digital capability development. Lead technical initiatives and build cutting-edge solutions that create value for customers. Drive automation in project delivery and create reusable IPs. Client Relationship Management: Act as a trusted advisor to client CIOs and senior stakeholders. Manage relationships across the pre-sales and post-sales lifecycle to drive client success. Manage and deliver superior value to key accounts, ensuring client satisfaction and retention. Thought Leadership & Innovation: Identify emerging industry needs and proactively design exceptional solutions. Bring innovative ideas to the table, identifying opportunities others may miss. Author whitepapers, present at conferences, and publish technical blogs to strengthen HashedIn s brand. People Leadership & Capability Building: Coach and mentor teams, providing clear direction and ownership. Develop the architecture and technology skills of the team, fostering a high-performance culture. Help define career paths and actively support team members' growth and progression. Desired Profile: Education & Experience: Engineering graduate (CS/IT) B.E/B.Tech/M.Tech. 12-15 years of hands-on experience in Java/JEE technologies such as Struts, JSF, Spring, EJB, JMS. Key Technical Skills: Java/J2EE expertise with a strong focus on performance engineering. Solid understanding of end-to-end technical architecture for large-scale systems. Experience reviewing existing architectures and identifying risks, trade-offs, and optimizations. Architectural and Cloud Expertise: Knowledge of infrastructure sizing, capacity planning, performance modeling, and cloud computing (AWS/Azure/GCP). Performance optimization experience across popular application servers like WebLogic, WebSphere, JBoss, with deep expertise in at least one. Technical Documentation & Tools: Skilled in creating/reviewing technical documents like Architecture Blueprints, Design Specs, Deployment Architecture, and Workload Models. Experience with performance testing tools such as Apache JMeter, HP LoadRunner, or MS VSTS Load Test. Broader Technology Exposure: Exposure to Agile methodologies and CI/CD tools. Experience with Big Data/Analytics platforms like Apache Kafka, Storm, Hadoop, or libraries like Libuv (Node.js). Leadership & Business Acumen: Proven track record in building technology teams from the ground up. Strong pre-sales experience, with a key role in winning new business alongside the sales team. Consultative mindset, with the ability to understand complex enterprise environments and propose tailored solutions. Effective in working within a multicultural environment and managing diverse teams. Strong communication, presentation, and interpersonal skills. High energy, with the ability to thrive under pressure and navigate ambiguity. Industry Awareness: Up-to-date with latest technology trends and evolving industry challenges. Demonstrated ability to handle complex, multicultural projects in dynamic environments. Strong professional and personal integrity, with the assertiveness to present clear points of view.