Financial Planning Jobs in Gurgaon
160 Jobs Found
Accountant
Indus Motors Green
Accountant (Finance Department) Location: Gurgaon About the Role We are looking for a detail-oriented Accountant to manage the company s financial records and ensure accurate, timely, and compliant accounting practices. This role is pivotal in maintaining financial health and supporting strategic decision-making through rigorous financial oversight. Key Responsibilities Financial Record Keeping: Maintain accurate bookkeeping, including Tally entries, general ledger management, and fixed asset registers. Accounts Receivable & Payable: Raise client invoices, track collections, and manage timely vendor payments to ensure optimal cash flow. Payroll & Compliance: Process employee salaries, manage deductions, and ensure all statutory compliances are met. Taxation & Audit: Prepare and file company tax returns, ensure timely statutory payments, and lead audit activities to finalize books of accounts. Financial Management: Generate interpretative financial reports and monitor budgets to maintain company-wide stability. Requirements Education: Bachelor of Commerce (B.Com) degree. Technical Expertise: Proven experience with accounting software and advanced MS Excel. Core Competencies: Strong attention to detail, accuracy in data entry, and excellent organizational skills. Communication: Professional written and verbal communication skills for stakeholder management. Qualification : Bachelor of Commerce (B.Com) degree
Associate, Technical Application Support
S&p Global
Associate, Technical Application Support (Customer Excellence Analyst) Location: Gurgaon, India Department: Operations Group Grade Level: 07 Job ID: 315830 Company: S&P Global Market Intelligence Overview As a Customer Excellence Analyst on the KY3P platform support team, you ll serve as a critical liaison between clients and S&P Global s internal operations. You'll support onboarding, training, issue resolution, and product adoption for major financial institutions using KY3P a platform that simplifies third-party risk management and due diligence. Key Responsibilities Act as the main point of contact during client onboarding and beyond. Ensure excellent customer service by resolving issues, answering queries, and meeting SLAs. Deliver training sessions and product demonstrations to promote platform engagement. Analyze client feedback and collaborate with internal teams to improve platform experience. Support data validation and integrity checks in coordination with business partners. Track and escalate bugs, feature requests, and product enhancement ideas. Stay current on regulatory trends and how they impact platform usage. Qualifications Education: Bachelor s degree (any field). Experience: 0 2 years (client service experience preferred). Strong communication skills with a client-focused mindset. Ability to multitask and collaborate across departments. Analytical mindset and a willingness to learn product and industry knowledge. What You ll Gain Experience supporting global banks and major financial clients. Hands-on training on industry platforms, regulations, and client management. Access to internal development programs and a strong career growth trajectory. Benefits & Culture at S&P Global Health & wellness coverage Flexible time off and family-friendly policies Learning & development resources Competitive compensation and long-term financial planning tools A global, diverse team built on values of Integrity, Discovery, and Partnership Qualification : Bachelors degree (any field).
Sr Frontend Engineer
Investwell
Senior Frontend Engineer Location: Gurugram, India Type: Full-Time Experience: 6+ Years Category: Technology Education: B.Tech in Computer Science or equivalent professional experience About Investwell Investwell (Excel Net Solutions Pvt. Ltd.) is India s leading enterprise software provider for financial planners. We empower top financial advisors with the tools to manage client investments, execute high-volume transactions, and help individuals achieve their financial goals. At Investwell, we re redefining how millions of people plan and invest for their futures. If you re passionate about building user-centric products that make a real difference in people s financial lives, we invite you to be part of our innovation-driven team. Role Overview As a Senior Frontend Engineer, you ll play a pivotal role in enhancing the core modules of our product suite. You ll be responsible for designing and developing rich, intuitive, and performant user interfaces using modern frontend technologies. You ll collaborate closely with cross-functional teams to bring our vision of seamless financial planning experiences to life. Key Responsibilities Develop and maintain scalable frontend features using ReactJS, Redux, JavaScript, HTML, and CSS. Translate business requirements into responsive, user-friendly interfaces. Optimize applications for performance, speed, and scalability. Conduct code reviews and mentor junior developers to ensure best practices in frontend development. Collaborate with UI/UX designers, backend engineers, and product managers to build consistent and cohesive features. Identify and troubleshoot issues across browsers and devices. Stay up-to-date with frontend trends and contribute to architectural decisions. Required Skills & Experience 6+ years of professional experience in frontend development. Strong expertise in ReactJS and Redux. Proficient in JavaScript (ES6+), HTML5, and CSS3. Experience with RESTful APIs and integration with backend services. Solid understanding of cross-browser compatibility, responsive design, and web accessibility standards. Familiarity with build tools like Webpack, Babel, and version control using Git. Strong problem-solving skills and a proactive attitude. Excellent communication and collaboration skills. Perks & Benefits 5-day work week with flexible timings. Group medical insurance coverage up to 3 Lakhs for all permanent employees. Regular fun activities and a collaborative workplace culture. Complimentary access to financial planning consultations tailored to your life stage. Guidance and support to kickstart or enhance your personal investment journey. Be part of a mission to revolutionize financial planning in India. Work with a passionate, forward-thinking team that values innovation, collaboration, and impact. If building products that shape how people invest excites you, we d love to hear from you. Qualification : B.Tech in Computer Science or equivalent professional experience
Senior Backend Engineer/ Tech Lead
Investwell
Senior Backend Engineer / Tech Lead Location: Gurugram, India Type: Full-Time Experience: 6 9 Years Category: Technology About Investwell Investwell (Excel Net Solutions Pvt. Ltd.) is India s leading enterprise software platform for financial advisors. Our product suite powers lakhs of daily transactions and enables top financial advisors across the country to guide investors toward achieving their financial goals. If you're passionate about building scalable systems that impact millions, this is your opportunity to shape the future of investing in India. Role Overview We re looking for a Senior Backend Engineer / Tech Lead to join our growing technology team. You will lead backend development initiatives, work on performance-critical services, and contribute to designing highly available, scalable systems. You ll also mentor team members, lead system architecture efforts, and ensure that our platforms run reliably and efficiently. Key Responsibilities Team Leadership: Lead and mentor a team of backend engineers, review code, and ensure best engineering practices. System Design: Architect scalable, secure, and maintainable backend systems. Service Development: Build and maintain RESTful APIs using Node.js and Express.js. Performance Optimization: Ensure sub-second server response times and optimize backend performance. Database Management: Design and manage MySQL, with working knowledge of MongoDB and Elasticsearch data stores effectively. Cloud Infrastructure: Deploy and monitor cloud-based services; ensure system reliability and uptime. Messaging & Indexing: Implement messaging queues and indexing mechanisms for real-time data flows. Technical Communication: Present architectural designs, participate in sprint planning, and collaborate with cross-functional teams. Required Skills & Qualifications 6 9 years of backend development experience with expertise in Node.js, Express.js, and JavaScript. Strong background in system architecture, API design, and complex problem solving. Proficiency in MySQL, with working knowledge of MongoDB and Elasticsearch. Solid understanding of data modeling, caching, and asynchronous processing. Bachelor's degree in Computer Science or equivalent professional experience. Familiarity with DevOps tools, cloud environments, and CI/CD pipelines is a plus. Strong analytical, debugging, and performance tuning skills. Preferred Skills Experience with Python, Java, or additional backend languages. Knowledge of containerization tools (e.g., Docker, Kubernetes). Hands-on experience with message brokers (e.g., RabbitMQ, Kafka). Perks & Benefits 5-day work week with flexible timings. Group medical insurance coverage up to 3 Lakhs for all permanent employees. Fun, collaborative work environment with regular team activities. Complimentary consultations with financial planners for your personal financial journey. Resources and mentorship to help you get started with your own investments. At Investwell, you ll be part of a mission to make quality financial planning accessible to everyone. You ll work with a high-impact team, solve real-world scalability challenges, and play a key role in shaping the future of fintech in India. Qualification : Bachelor's degree in Computer Science or equivalent professional experience.
Backend Engineer
Investwell
Backend Engineer Location: Gurugram, India Type: Full-Time Experience: 1 2 Years Category: Technology About Investwell Investwell (Excel Net Solutions Pvt. Ltd.) is India s leading enterprise software provider for financial planners. We empower top advisors across the country to deliver smarter investment strategies by offering tools that help rebalance portfolios, execute high volumes of transactions, and track financial goals. If you're passionate about building tech that transforms the way people invest, we d love to have you on our team. Role Overview We are seeking a motivated and skilled Backend Engineer with a strong foundation in server-side development, API design, and system architecture. As part of our backend team, you will help design and build scalable systems that power critical components of our platform and drive financial decision-making for millions of investors. Key Responsibilities Develop and maintain robust RESTful APIs. Build dynamic, high-performance backend systems using modern frameworks and tools. Ensure high-speed, low-latency server response times. Design and implement various types of data stores relational, document-based, key-value, or graph. Integrate indexing systems and messaging queues as needed. Deploy, monitor, and maintain applications on cloud infrastructure (AWS, Azure, Heroku). Participate in technical design discussions and document solutions. Work closely with frontend developers and product teams to deliver features end-to-end. Required Skills & Experience 1 2 years of backend development experience. Proficient in Node.js, Express.js, and JavaScript. Solid understanding of MySQL, MongoDB, and Elasticsearch. Experience in database design and system architecture. Familiarity with modern web application architecture and cloud services (AWS, Azure, or Heroku). Basic understanding of Docker and containerized applications. Strong problem-solving and algorithmic thinking. B.Tech in Computer Science or equivalent practical experience. Nice to Have Exposure to other backend languages like Python or Java. Hands-on experience with messaging systems like RabbitMQ, Kafka, etc. Some DevOps experience or familiarity with CI/CD pipelines. Perks & Benefits 5-day work week with flexible timings. Free group medical insurance for permanent employees (coverage up to 3 Lakhs). Free consultations with certified financial planners for your personal financial journey. Expert guidance to kickstart your own investment planning. Regular fun activities and a collaborative work culture. As part of Investwell, you ll contribute to software that directly impacts how India invests. You'll gain hands-on experience in building scalable fintech systems, and work alongside experienced engineers and financial experts on industry-leading tools. Qualification : B.Tech in Computer Science or equivalent practical experience.
Product Manager
Investwell
Product Manager Location: Gurugram, India Type: Full-Time Experience: 2 5 Years Category: Product Management About Investwell Investwell (Excel Net Solutions Pvt. Ltd.) is India s leading enterprise software provider for financial advisors. Our SaaS platform empowers top financial planners to help millions of Indians achieve their investment goals. From enabling portfolio rebalancing to handling large-scale transactions daily, our tools drive better financial decision-making. If you re excited about building solutions that shape the future of investing, this is the place for you. Role Overview We are looking for a strategic and user-focused Product Manager to join our growing team. You will be responsible for defining product strategy, leading cross-functional initiatives, and shaping the roadmap for key modules of our fintech platform. This is a great opportunity for someone with strong analytical skills, a passion for solving real-world financial problems, and experience managing SaaS products. Key Responsibilities User Advocacy: Deeply understand and represent user needs throughout the product lifecycle. Strategy & Roadmapping: Define and evolve strategy for core product modules, ensuring alignment with company vision. Product Vision: Craft a compelling product vision and rally stakeholders around it. Prioritization & Execution: Prioritize features based on user feedback, business impact, and technical feasibility. Collaborate closely with product owners and engineering teams to drive execution. Market Analysis: Monitor the competitive landscape, track industry trends, and gather actionable customer feedback. Lifecycle Ownership: Own the product lifecycle from ideation to launch, iteration, and end-of-life decisions. Required Experience & Skills 2 5 years of core Product Management experience, preferably in a fintech or SaaS environment. Solid understanding of agile methodologies and product lifecycle management. Proficiency in product management tools such as JIRA, Trello, or Asana. Strong analytical, research, and documentation skills. Demonstrated ability to think strategically, make data-informed decisions, and manage competing priorities. Excellent communication and stakeholder management skills. Bachelor s degree in Engineering (B.Tech/BE) or equivalent professional experience. Perks & Benefits 5-day work week with flexible hours. Free group medical insurance (coverage up to 3 Lakhs) for all permanent employees. Complimentary financial planning consultations with certified professionals. Personalized guidance to begin and improve your own investment journey. A collaborative and high-growth work culture with regular team events and learning opportunities. At Investwell, you ll get to lead products that directly impact the financial well-being of millions. You'll collaborate with talented developers, designers, and stakeholders in a culture that encourages ownership, innovation, and continuous learning. Qualification : Bachelors degree in Engineering (B.Tech/BE) or equivalent professional experience.
Quality Assurance (qa) Engineer
Investwell
Quality Assurance (QA) Engineer Location: Gurugram, India Type: Full-Time Experience: 2 5 Years Category: Technology / Quality Assurance About Investwell Investwell (Excel Net Solutions Pvt. Ltd.) is the leading enterprise software provider for financial planners in India. Our platform powers the top financial advisors in the country, enabling them to manage and optimize millions of investment transactions daily. If you want to help revolutionize how millions invest, join us to build the future of financial planning. Role Overview We are seeking a skilled Quality Assurance Engineer to join our tech team. You will own the quality of our software products by designing, developing, and executing test plans and automated test scripts, ensuring our fintech platform remains robust, reliable, and user-friendly. Key Responsibilities Understand user requirements and translate them into detailed test cases and scenarios. Develop, maintain, and execute automated test scripts using tools like Selenium, JMeter, PhantomJS, Jasmine, and JUnit. Perform manual testing for exploratory and regression testing. Collaborate closely with product owners, developers, and business analysts to clarify requirements and ensure thorough testing coverage. Identify, document, and track defects using issue-tracking tools. Contribute to the improvement of testing processes and test automation strategies. Monitor and analyze product quality metrics to ensure continuous improvement. Required Experience & Skills Bachelor s degree in Computer Science or related field, or equivalent professional experience. 2 5 years of experience in quality assurance and software testing, preferably in a fintech environment. Strong hands-on experience with test automation tools such as Selenium, JMeter, PhantomJS, Jasmine, and JUnit. Proficiency in manual testing methodologies, including functional, regression, and exploratory testing. Familiarity with Agile development methodologies and test lifecycle management. Experience with bug tracking and test management tools. Good problem-solving skills and attention to detail. Excellent communication skills and ability to work collaboratively in a remote or office setting. Perks & Benefits 5-day workweek with flexible timings and regular team-building activities. Group medical insurance for permanent employees covering up to 3 Lakhs. Access to free financial planning consultations tailored to your personal life stage. Support and guidance for starting or enhancing your personal investment journey. Join a dynamic team where your contributions directly impact how millions of people plan their financial futures. Grow your skills in a supportive environment that values innovation, ownership, and collaboration. Qualification : Bachelors degree in Computer Science or related field, or equivalent professional experience.
Senior Product Manager
Investwell
Senior Product Manager Location: Gurugram, India Job Type: Full-Time Category: Product Management About Investwell Investwell (Excel Net Solutions Pvt. Ltd.) is a leader in enterprise software for financial planners in India. We partner with top financial advisors to enable prudent financial planning for millions. Our product suite helps advisors rebalance investments, execute lakhs of transactions daily, and ensure clients meet their financial goals. Join us to be part of a company revolutionizing how millions invest. Key Responsibilities Understand and represent user needs effectively across product teams. Develop and continuously improve strategy for core product modules. Assess key problems the product solves and drive the product roadmap and lifecycle. Define a compelling vision for the product and align stakeholders around it. Prioritize features and capabilities in collaboration with product owners and cross-functional teams. Monitor market trends, gather customer feedback, and perform competitive analysis to inform product decisions. Lead large-scale product initiatives, ensuring alignment with business goals and customer needs. Required Experience & Skills Minimum 5 years of core Product Management experience, preferably in fintech. Proven success managing complex, large-scale product initiatives focused on financial transactions and multi-asset integrations. Strong technical acumen and ability to collaborate closely with engineering teams to deliver seamless user experiences. Exceptional analytical skills, adept at translating data into actionable insights. Excellent communication and stakeholder management skills. Experience working in fast-paced, agile development environments. Perks & Benefits 5-day workweek with flexible working hours and regular office events. Group medical insurance coverage up to 3 lakh for all permanent employees. Complimentary financial planning consultations tailored to your life stage. Support and guidance for starting or advancing your personal investment journey.
Revenue Finance Manager
Builder.ai
Job Title: Revenue Finance Manager Location: Gurgaon, India Company: Builder.ai About Builder.ai At Builder.ai, we re making software development so easy, everyone can do it regardless of their tech skills or budget. We've empowered thousands of entrepreneurs and global giants like BBC, Makro, and Pepsi to bring their software ideas to life. And we re just getting started. Backed by $450M in funding, including a $250M Series D round and a strategic partnership with Microsoft, we re one of the fastest-growing AI tech companies globally. We were named one of Fast Company s Most Innovative Companies in AI (2023) and Europas Scaleup of the Year (2022). Life at Builder.ai Builder.ai isn t your average tech company. Here, experimentation is encouraged, innovation is expected, and learning never stops. You ll join a diverse, passionate, high-performance team that thrives on pushing boundaries and rewriting the rules of software development. We believe in Builder s HEARTT values: Heart, Entrepreneurship, Accountability, Respect, Trust, Transparency and most importantly, getting stuff done. As a Revenue Finance Manager, you'll be at the core of our financial operations driving accurate revenue recognition, leading strategic reporting, and enabling high-impact business decisions. You ll work across functions to manage our complex invoicing and revenue processes, support audits, and drive financial automation. This is a high-impact, high-visibility role ideal for someone who loves both strategy and execution, and who wants to play a foundational role in a fast-scaling finance function. Key Responsibilities Invoicing & Compliance Ensure invoicing aligns with contract terms across global regions. Partner with delivery, product, and customer teams for timely and accurate invoicing. Apply payments in systems like B360 and NetSuite. Revenue Recognition & Audit Support Understand and manage complexities like unbilled revenue, deferred revenue, and promotions accounting. Support external audits by preparing reconciliations and documentation. Automation & Optimization Lead automation of the payment application process. Identify red flags and revenue risks using data analytics. Drive adoption and optimization of NetSuite revenue modules. Month-End Close & Financial Control Assist with monthly/quarterly close activities. Prepare and account for credit notes as required. What You ll Bring Chartered Accountant (CA) qualification. 3 7 years of experience in revenue finance, invoicing, reconciliation, and ERP systems. In-depth understanding of revenue recognition standards (e.g., ASC 606 / IFRS 15). Hands-on experience with NetSuite or other major ERP platforms. Strong analytical mindset with experience in financial modeling, forecasting, and variance analysis. Excellent stakeholder management skills and attention to detail. What You ll Get Quarterly discretionary variable pay Stock options in a $450M Series D tech company 24 days annual leave + public holidays 2 Builder family days + Christmas-New Year time off Fully funded private medical insurance Free lunch at our state-of-the-art Gurugram office Generous referral bonus scheme Why You Should Join If you re a finance leader in the making who wants to go beyond the numbers, challenge yourself daily, and grow with a fast-paced, mission-driven company this is your chance to do it at scale. Apply now and take your career to the next level with Builder.ai. Qualification : Chartered Accountant (CA) qualification.
Account Director
Shipsy
Job Title: Account Director | Gurgaon, Haryana Location: Gurgaon, Haryana, India Job Type: Full-time Company: Shipsy About Shipsy Shipsy is a global leader in the logistics technology space, offering cutting-edge SaaS solutions that automate warehousing and transportation operations. Our platform helps businesses significantly reduce logistics costs, streamline workflows, and enhance customer experience. We work with renowned enterprises across India, the Middle East, and Southeast Asia, including major brands like Reliance, Domino's, UPS Gulf, DTDC Express, Burger King, and Landmark Group. Shipsy s platform processes over 2 million shipments daily, with 10% of India's container trade being tracked on our system. With backing from leading investors like Peak XV Partners, Infoedge, and A91 Partners, we ve raised approximately $35M to date. Our team is over 280+ members strong, spread across offices in Gurgaon, Mumbai, Bangalore, and Dubai. We re committed to building a fun, dynamic, and growth-oriented work culture, where every team member can thrive and make a meaningful impact. Role Overview: Account Director As an Account Director at Shipsy, you will play a key role in growing and nurturing our relationships with large global clients. You will take ownership of the P&L for critical accounts, ensuring we meet revenue targets, business success metrics, and customer satisfaction. Your role will involve strategic leadership, collaborating with cross-functional teams, driving projects that align with client goals, and providing insights to improve our products and services. As the main point of contact for high-level stakeholders, you'll help shape the future of our product while contributing to Shipsy s overall growth. Key Responsibilities Client Relationship Management Build and maintain strong relationships with CXOs and key decision-makers at large global accounts. Serve as the strategic advisor to clients, ensuring long-term value delivery from Shipsy s platform. Manage a portfolio of critical accounts, ensuring high customer satisfaction, retention, and business success metrics (NPS, revenue growth, etc.). Revenue Growth Achieve revenue targets by identifying new business opportunities and growing existing accounts. Drive the expansion of product offerings within existing accounts, ensuring clients are fully utilizing Shipsy s solutions to meet their logistics needs. Thought Leadership and Industry Insight Provide thought leadership by leveraging deep industry, product, and customer insights to build tailored solutions. Stay ahead of industry trends and bring back critical feedback to the product team to inform the roadmap and ensure alignment with customer needs. Cross-functional Collaboration Collaborate closely with product teams, engineering, and other stakeholders to deliver innovative solutions that address client challenges. Facilitate the implementation process, ensuring projects are executed on time and meet client expectations. Strategic Account Planning Lead strategic account planning sessions with clients, developing mutual performance objectives, financial targets, and critical milestones for short-term and long-term success. Oversee project management, ensuring timelines, schedules, and deliverables are met. Process Optimization Identify and implement best practices, tools, and resources to optimize the client management function and ensure successful project outcomes. Innovate new methods of analysis and strategies to improve client interactions and maximize value. Qualifications & Skills B.Tech from a Tier 1 School (preferred). Strong analytical skills, with the ability to solve complex problems using first principles thinking. Proven ability to collaborate cross-functionally and lead teams towards shared business goals. Excellent communication and interpersonal skills, with a talent for building relationships with senior stakeholders and CXOs. Strong business acumen with the ability to drive revenue outcomes, manage P&Ls, and contribute to strategic planning. Experience in managing large accounts and a deep understanding of SaaS or logistics tech industries. Problem-solving and data management skills, with a focus on delivering results and meeting client needs. Growth opportunities in a dynamic and rapidly expanding company. Work with top talent from premier institutes and companies. Innovative, supportive, and inclusive company culture where your ideas and contributions are valued. Competitive salary with performance-based incentives. World-class benefits and professional development programs to help you grow in your career. Become part of a global team at the forefront of logistics technology. Join Shipsy and contribute to transforming the logistics space while building a career filled with growth, innovation, and success. Qualification : B.Tech from a Tier 1 School (preferred).
Senior Analyst - Record To Report
Louis Dreyfus Company
Accounting Associate Company Description: Louis Dreyfus Company is a leading merchant and processor of agricultural goods, spanning the entire value chain from farm to fork. We leverage our global reach and extensive asset network to serve customers and consumers worldwide. Structured as a matrix organization, we operate across six geographical regions and ten platforms in over 100 countries, employing approximately 18,000 people globally. Job Description: We are looking for a detail-oriented and proactive Accounting Associate to join our team. In this role, you will perform various finance and accounting functions, ensuring accurate bookkeeping, month-end accruals, AR aging, analysis of open balances, daily payments, tax compliance, and adherence to internal policies and procedures. You will report directly to the Manager and contribute to the efficient and timely completion of financial reporting and compliance. Key Responsibilities: Perform the checking and posting of accounting vouchers, including month-end accruals, provisions, fixed asset reporting, payroll accounting, and indirect expense booking. Timely reconciliation of general ledger (GL) accounts and ensure accurate accounting records. Support the month-end closing process and ensure all financial records are up-to-date. Resolve day-to-day accounting queries and provide proactive solutions. Ensure real-time transaction recording in AX (Accounting System). Reconcile intercompany transactions and ensure proper recording of transactions (expenses, sales, purchases, and payments) in the correct GL, cost center, and expense type. Settle open transactions in ledger accounts and ensure all vendor invoices are accounted for and paid within due dates. Handle queries related to the books of accounts from counterparts and ensure compliance with company policies. Assist in providing data for annual budgeting, reforecasting, and supporting internal and statutory audits. Ensure compliance with statutory requirements, such as timely data submission and payment processing, and reconcile them with the books of accounts. Prepare monthly expense bookings, compare with previous periods, and ensure accurate monthly provisioning of expenses. Submit timely reports to the Manager and assist with various financial data preparations and audits. Maintain strong knowledge of IGAAP/IFRS standards. Build effective relationships within the team and with cross-functional teams. Qualifications: CA Inter, CA, MBA (Finance), or M.Com. Minimum 1-2 years of relevant experience in accounting or finance. Proficiency in Microsoft Office tools. Knowledge of SAP software is an advantage. Strong communication and interpersonal skills. Additional Information: Diversity & Inclusion: Louis Dreyfus Company is committed to embracing diversity, equity, and inclusion. We foster a workplace that values diverse perspectives and provides equal opportunities for all employees. Sustainability: Sustainability is at the core of our values. We strive to create fair and sustainable value for our business, stakeholders, and the communities we impact. What We Offer: A dynamic, international work environment that will challenge and develop your skills. Career development opportunities in one of the largest private companies globally. A workplace culture that embraces diversity and inclusivity. Employee recognition programs and wellness initiatives, including confidential access to certified counselors for employees and their families. Certified Great Place to Work. Qualification : CA Inter, CA, MBA (Finance), or M.Com.
Wealth Manager
Gameskraft
Wealth Manager Experience: 4-7 Years | Location: Gurgaon About the Role: We are looking for a Wealth Manager to oversee portfolio reporting and advisory for the Family Wealth of the Promoter Group. This role requires deep expertise in financial asset classes such as Listed Equity, Debt, Private Equity, and Commodities, along with structured products including PMS, Mutual Funds (MFs), and AIFs. The Wealth Manager will work closely with advisors, family office heads, and investment teams to optimize asset allocation, monitor portfolio performance, and identify investment opportunities. Key Responsibilities: Portfolio Management & Reporting: Ensure seamless portfolio reporting and transactional deal flow for the Family Office. Actively monitor asset allocation and guide deployment of liquid reserves. Perform due diligence on investment opportunities and present recommendations to the Family Office head. Investment Strategy & Advisory: Track and analyze market trends, fund raises, and private market deal flow. Maintain and enhance relationships with existing investment advisors. Identify new investment opportunities to drive portfolio outperformance. Risk Management & Compliance: Conduct risk assessments and ensure compliance with investment policies. Provide insights into financial instruments, tax structures, and regulatory implications. What We Expect: Experience: 4-5+ years of experience in portfolio reporting, wealth management, or investing. Preferably from an Independent Family Office or Wealth Management firm (360 One, Nuvama, Waterfield Advisors, Anand Rathi, etc.). Education & Skills: Strong educational background in Finance (MBA, CFA, CA). Expertise in handling 100 Cr+ independent client portfolios. Deep understanding of product structures (PMS, AIFs, MFs) across listed and unlisted investments. Excellent analytical, communication, and relationship management skills.
Client Financial Management Manager
Accenture India
Job Title: Client Financial Management Manager Skill Required: Client Financial Management - Financial Analysis Experience: 13 to 18 Years Location: Gurgaon Education: Master of Business Administration (MBA), CA, CMA, or MBA in FP&A About Accenture Accenture is a global professional services company with expertise in digital, cloud, and security. With unmatched experience and specialized skills across 40+ industries, we provide Strategy & Consulting, Technology & Operations, and Accenture Song services powered by the world s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000+ professionals serve clients in 120+ countries, driving business transformation through technology and human ingenuity. Visit us at www.accenture.com About the Role As a Client Financial Management (CFM) Manager, you will play a critical role in financial planning, budgeting, forecasting, and contract P&L management. You will work closely with senior management to enhance financial strategies and drive profitability optimization. You will also be responsible for finance transformation initiatives, leveraging automation, AI-driven analytics, and machine learning to improve financial function performance. Key Responsibilities Financial Management: Oversee budgeting, forecasting, contract P&L management, and financial advisory services. Strategic Financial Analysis: Design and implement tools and processes for financial assessment, volatility analysis, and key financial metrics. Profitability Optimization: Evaluate cost to serve, pricing strategies, and financial consolidation for improved efficiency. Decision-Making & Advisory: Provide insights and recommendations to client and corporate leadership teams. Process Transformation: Drive finance transformation initiatives using automation and AI-driven analytics. Stakeholder Engagement: Collaborate with senior management and external stakeholders to align financial strategies with business goals. Team Leadership: Manage large to medium-sized teams or work as an individual contributor on complex financial projects. Expertise in Financial Planning & Analysis (FP&A) Strong Budgeting & Forecasting skills Experience in Cost to Serve & Pricing Optimization Financial Consolidation & Close Operations expertise Ability to manage multiple stakeholders and influence decision-making Strong analytical, communication, and leadership skills Adaptability and flexibility in a dynamic work environment Work with global clients and senior leadership on high-impact financial strategies. Leverage cutting-edge financial technologies (AI, automation, machine learning). Be part of a dynamic Finance Operations team driving innovation. Enjoy career growth opportunities in a leading global organization. Location: Gurgaon Shift Requirement: May require rotational shifts
Analyst - Global Travel & Expense (t&e)
Blackrock
Position: T&E (Travel and Expense) Team Member Business Unit Overview: BlackRock Finance is made up of finance professionals across multiple disciplines, including Financial Planning and Analysis (FP&A), Treasury, Tax, Financial Controls, Sourcing and Vendor Management, Finance Platform Support, and Controllers. Within the Controllers' Group, the Global T&E team is responsible for maintaining the T&E corporate card program, relevant policies, and controls. Purpose/Background: The T&E team ensures employee compliance and the strategic direction of BlackRock s Travel and Expense Reimbursement policy. Responsibilities include: Facilitating reporting of employee non-compliance with policy. Ensuring modifications to the T&E Reimbursement policy are supported by the necessary oversight infrastructure. Implementing the T&E Reimbursement Policy via an automated workflow system and ensuring timely employee reimbursements. Conducting internal employee training and providing reporting to ensure compliance with policies and external reporting obligations. Key Responsibilities: Review T&E Reports: Review T&E reports in Concur per the Global T&E policy, ensuring expenses align with both internal and external tax requirements. Stakeholder Inquiries: Resolve inquiries related to claim submissions and payments from employees. Business Reporting: Create business reports and manage various processes, including the corporate card management program. SLAs and T&E Controls: Ensure all processes adhere to agreed SLAs and T&E controls. Corporate Card Applications: Process corporate card applications and manage timely payments to corporate card vendors. Reconciliation: Prepare monthly reconciliations of corporate card statements with Concur and Oracle. Metrics Development: Develop and maintain key metrics that drive the success of the T&E program. Continuous Improvement: Drive continuous improvement of T&E processes. Internal Relationships: Establish a relationship framework with internal customers for ongoing feedback. Ad Hoc Projects: Participate in ad hoc projects as required. Experience/Competencies: A Master's degree in finance or a related field with 3-4 years of T&E experience in a large setup. Experience working with the Concur platform and Oracle is desirable. Strong accounting knowledge. Ability to apply independent judgment to resolve or highlight issues. Self-motivated and able to work effectively as part of a team. Excellent attention to detail and accuracy. Good stakeholder management skills. Flexible and adaptable approach to tasks. Strong verbal and written communication skills. Qualification : A master's degree in finance or related field with 3-4 years of T&E experience in a large setup.
Controller - Grains Trading, Marketing & Distribution (India)
Louis Dreyfus Company
Job Title: Controller - Grains Trading, Marketing & Distribution (India) Company: Louis Dreyfus Company Company Overview: Louis Dreyfus Company (LDC) is a leading global merchant and processor of agricultural goods, actively engaged across the entire value chain from farm to fork. With operations in over 100 countries and employing approximately 18,000 people globally, LDC leverages its extensive network to serve customers and consumers worldwide. The company is structured as a matrix organization and operates in diverse business lines, contributing significantly to the agricultural and food processing industries. Job Description: As a Controller for the India Grains Trading, Marketing & Distribution division, you will be responsible for independently handling the financial controlling processes for the India operations. Your role will involve managing annual budgeting, improving efficiency through automation, coordinating with the commercial and execution teams, and ensuring accurate position and P&L reporting. You will be expected to maintain a strong analytical focus and reduce the transactional nature of the role, aiming for continuous improvement and data-driven decision-making. Key Responsibilities: Annual Budgeting & Financial Planning: Lead the annual budgeting process, including data compilation, analysis, and reporting in both front-end and back-end systems. Work closely with regional and central teams to ensure timely submission of the budget for approval. Position & P&L Management: Coordinate with the commercial and execution teams to manage and improve position and P&L reporting. Ensure all reporting is accurate, timely, and aligned with company policies. Cost Monitoring & Service Contracts: Review and monitor all types of costs and service contracts on an ongoing basis. Work towards improving cost efficiencies and ensuring that expenses are controlled in line with company guidelines. Currency Exposure Management: Monitor and report currency exposure, ensuring it is controlled as per company policies and practices. Manage daily FX exposure calculations and reconcile commercial trades with currency hedges in coordination with the finance platform. MIS & Analytical Tools Development: Develop and maintain Management Information Systems (MIS) and analytical tools to provide accurate, real-time, and user-friendly information for decision-making. Provide regular updates to management with a focus on volume, margins, headcount, G&A costs, and other critical metrics. Position Exposure & Trade Management: Manage platform position exposure, including data extraction, analysis, and reporting. Reconcile daily position movements with traders' trade tickets and trade recap files, ensuring accurate alignment of positions. Collaboration with Sales & Marketing Teams: Coordinate with marketing and sales teams to align on volumes, margins, and other financial aspects. Support the development of budget plans and forecasts as per regional and central guidelines. Reporting & Compliance: Ensure timely and accurate reporting of budget vs. actuals, monthly MIS, and weekly credit risk reports. Provide detailed justification for any discrepancies or movements in financial positions. Process Improvement & Automation: Drive improvements in the financial controlling process by identifying opportunities for automation and deep dives into existing workflows. Reduce transactional work and focus on enhancing the analytical aspects of the role. Qualifications & Skills: Experience: 6-8 years of experience in financial controlling, with a focus on commodities, trading, or agricultural products. Education: MBA in Finance or Chartered Accountant (CA). Industry Experience: Preference for candidates with experience in the FMCG or food processing industries. Key Skills: Strong financial analytical skills and experience with position management, cost control, and budgeting. Proficiency in financial reporting tools and systems. Knowledge of currency exposure management and FX hedging. Ability to collaborate across teams (commercial, marketing, sales) and manage stakeholder relationships effectively. Communication Skills: Excellent written and verbal communication skills in English. Ability to relate well to people at all levels of the organization and effectively manage cross-functional teams. Proficiency in Systems: Experience with financial software and tools used for managing positions, trade tickets, and MIS. Strong Excel skills for data analysis and reporting. Additional Information: Key Attributes: Proactive and driven, with a focus on continuous improvement. Strong attention to detail and ability to work under pressure. Capable of working with global teams and navigating complex, matrix-style organizations. Qualification : MBA Finance or CA
Associate I Software Engineer
S&p Global
The Role: Associate I Software Engineer - Java The Team: The OSTTRA Technology team is composed of Capital Markets Technology professionals, who build, support and protect the applications that operate our network. The technology landscape includes high-performance, high-volume applications as well as compute intensive applications, leveraging contemporary microservices, cloud-based architectures. The Impact: Together, we build, support, protect and manage high-performance, resilient platforms that process more than 100 million messages a day. Our services are vital to automated trade processing around the globe, managing peak volumes and working with our customers and regulators to ensure the efficient settlement of trades and effective operation of global capital markets. What s in it for you: We are looking for highly motivated technology professionals who will strengthen our specialisms, and champion our uniqueness to create a company that is collaborative, respectful, and inclusive to all. You will have 2-4 years experience of Java development to meet the needs of our expanding portfolio of Financial Services clients. This is an excellent opportunity to be part of a team based out of Gurgaon and to work with colleagues across multiple regions globally. Responsibilities: The candidate will be expected to take ownership of development tasks assigned to them and will produce high quality software to deliver on these tasks. The candidate is expected to be well versed in principles of and best practices in software development and should be able to apply them within the boundaries and constraints of the project they work in. The candidate will have a strong focus on software quality, productivity, and delivery. The candidate should be able to design or assist in designing components and subsystems based on the requirements and specifications provided by the Business Analysts. They should be able to decompose their development tasks based on their designs and provide development estimates. They will be expected to communicate and collaborate with Business Analysts to clarify requirements. Their collaboration with Quality Assurance will ensure bugs being resolved effectively and efficiently. What We re Looking For: Java 8. Solid software design skills. Springboot. Microservices. Able to decompose their development tasks based on their designs and provide development estimates. Understanding of multi-threading. Understand and write performant, testable and maintainable code. Experience of Test-Driven Development. The Location: Gurgaon, India About Company Statement: OSTTRA is a market leader in derivatives post-trade processing, bringing innovation, expertise, processes and networks together to solve the post-trade challenges of global financial markets. OSTTRA operates cross-asset post-trade processing networks, providing a proven suite of Credit Risk, Trade Workflow and Optimisation services. Together these solutions streamline post-trade workflows, enabling firms to connect to counterparties and utilities, manage credit risk, reduce operational risk and optimise processing to drive post-trade efficiencies. OSTTRA was formed in 2021 through the combination of four businesses that have been at the heart of post trade evolution and innovation for the last 20+ years: MarkitServ, Traiana, TriOptima and Reset. These businesses have an exemplary track record of developing and supporting critical market infrastructure and bring together an established community of market participants comprising all trading relationships and paradigms, connected using powerful integration and transformation capabilities. About OSTTRA Candidates should note that OSTTRA is an independent firm, jointly owned by S&P Global and CME Group. As part of the joint venture, S&P Global provides recruitment services to OSTTRA - however, successful candidates will be interviewed and directly employed by OSTTRA, joining our global team of more than 1,200 post trade experts. OSTTRA was formed in 2021 through the combination of four businesses that have been at the heart of post trade evolution and innovation for the last 20+ years: MarkitServ, Traiana, TriOptima and Reset. OSTTRA is a joint venture, owned 50/50 by S&P Global and CME Group. With an outstanding track record of developing and supporting critical market infrastructure, our combined network connects thousands of market participants to streamline end to end workflows - from trade capture at the point of execution, through portfolio optimization, to clearing and settlement. Joining the OSTTRA team is a unique opportunity to help build a bold new business with an outstanding heritage in financial technology, playing a central role in supporting global financial markets. Learn more at www.osttra.com. What s In It For You? Benefits: We take care of you, so you can take care of business. We care about our people. That s why we provide everything you and your career need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards small perks can make a big difference.
Senior Manager Process Audit
Kia India Private Limited
Position: Senior Manager Process Audit Location: Gurgaon Experience: 13 to 16 years Qualification: Chartered Accountant (Mandatory) Role Overview We are seeking an experienced and strategic Senior Manager Process Audit to lead and elevate our internal audit function, with a strong focus on dealer operations and business process optimization. This role is pivotal in enhancing operational efficiency, ensuring policy and regulatory compliance, and mitigating business risks across the organization. The ideal candidate is a Chartered Accountant with a deep understanding of internal controls, risk assessment, and process improvement particularly in the automobile or dealership sector. Key Responsibilities Audit Strategy & Planning Develop and execute a robust annual audit plan aligned with corporate objectives and risk priorities. Define audit scope, methodologies, and timelines for dealer operations and core business processes. Ensure alignment with regulatory standards, internal controls, and industry best practices. Audit Execution Lead and oversee end-to-end audits from planning and fieldwork to reporting and follow-up. Assess compliance with company policies, operational efficiency, and risk mitigation practices. Perform root-cause analysis and validate corrective actions across processes and dealerships. Risk Management & Process Improvement Identify gaps, inefficiencies, and compliance risks in systems and dealer operations. Provide actionable recommendations to business stakeholders for process improvement. Drive long-term process standardization and control enhancement initiatives. Stakeholder Collaboration Partner with cross-functional teams, senior leadership, and dealer networks to drive audit outcomes. Ensure timely resolution of audit issues and effective implementation of agreed action plans. Act as a trusted advisor for internal controls and risk governance. Performance Monitoring Track dealer and process performance using KPIs, customer satisfaction metrics, and brand compliance. Ensure sustainability of improvements and consistency in operational execution. Reporting & Communication Prepare and present detailed audit reports to senior management, highlighting key risks and business insights. Drive a culture of transparency, compliance, and accountability through clear communication and regular updates. Qualifications & Requirements Chartered Accountant (CA) Mandatory 13 to 16 years of post-qualification experience in process audits, internal controls, or operational risk Strong background in auditing dealer networks and business operations, preferably in the automobile sector Expertise in internal control frameworks, process reviews, and risk-based auditing Advanced proficiency in Microsoft Office Suite (Excel, PowerPoint, Word) and SAP Strong report writing, analytical, and presentation skills Excellent communication, stakeholder engagement, and team collaboration skills Sound knowledge of industry regulations, compliance standards, and risk management frameworks Skills Required Process Auditing & Internal Controls Dealer Operations Review Risk Identification & Mitigation Compliance Monitoring Audit Strategy & Execution Stakeholder Management Join us in driving operational excellence and shaping a compliant, performance-driven culture. Apply now to lead the charge in audit innovation and business transformation. Qualification : Chartered Accountant (Mandatory)
Assistant Manager Of Sales Administration And Scm(healthcare)
Nikon India Pvt Ltd
Position: Assistant Manager Sales Administration and SCM (Healthcare) Location: Gurgaon Work Experience: 5-7 years Education: Diploma / B.E. in Electronics Job Purpose The Assistant Manager of Sales Administration and SCM (Healthcare) will be responsible for managing the administration of sales, order processing, distribution, and logistics in the healthcare sector, particularly with scientific equipment. This role involves coordination with various internal teams, communication with distributors and customers, and overseeing vendor relations and documentation. The individual will also collaborate with the Japan Head Office for order processing and delivery arrangements. Key Responsibilities Core Responsibilities At least 5 years of experience in sales administration, preferably in the scientific equipment market. Strong communication and writing skills for internal and external coordination. Team handling skills with the ability to collaborate effectively with Sales, Service & Application teams, Finance, Logistics, and other corporate departments. Manage customer and distributor communications related to order delivery, documentation, and any follow-up. Handle communication with the Japan Head Office for order processing, delivery arrangements, and other key logistical operations. Proficiency in order processing, government tender submission, GEM, payment follow-up, EMD & PBG processing. Knowledge of warranty, AMC, and CAMC obligations related to medical devices. Familiarity with GST, TDS, TCS, and financial reports. Expertise in SAP for order processing is mandatory, while knowledge of CRM (Customer Relationship Management) is preferred. Experience with distribution and shipping coordination for medical devices is preferable. Vendor & Documentation Management Vendor registration and obtaining multiple quotes for 3rd party item purchasing. Processing vendor purchase orders (PO) and invoices, ensuring timely payments. Managing invoicing, customs clearance, inland freight, and packing logistics. Prepare and manage vendor agreements and supplier contracts. Follow up on overdue payments and ensure collection of EMD and PBG. Reporting & Analysis Generate reports related to sales, backorders, order intake, pending payments, EMD & PBG tracking, vendor forms, pendency charts, and market data. Assist in sales planning by collaborating with Japanese expatriates to ensure seamless coordination across regions. Key Competencies & Skills Strong administration skills with experience in handling sales and supply chain management tasks. Ability to manage multiple stakeholders, both internally and externally, ensuring smooth operations across departments. Attention to detail in order processing, vendor management, and financial compliance. Problem-solving skills for efficient handling of customer issues and logistical challenges. Proficiency in SAP and working knowledge of CRM systems. Adaptability and willingness to learn new processes and tools. Desired Skills & Experience Experience in the healthcare or scientific equipment sector is preferred. Experience with vendor management, government tenders, and distribution processes for medical devices is a plus. Qualification : Diploma / B.E. in Electronics
System Test Engineer
Giesecke & Devrient
Job Title: System Test Engineer Location: Gurugram, India Experience Required: 5+ Years Job Type: Full-Time | Permanent About G+D Creating Confidence in the Digital Age Giesecke+Devrient (G+D) is a global technology leader trusted by billions for over 170 years. Specializing in integrated security technologies across Digital Security, Financial Platforms, and Currency Technology, we enhance trust and security in today s increasingly digital world. Our innovative solutions power physical and digital currencies, securing transactions and the cash cycle in collaboration with central banks and the currency industry worldwide. Join G+D and be part of shaping the future of payments and digital trust. Role Overview: As a System Test Engineer at G+D, you will be responsible for manual testing of High-Speed Banknote Processing Systems. You will engage in comprehensive system test planning, execution, and reporting within a cross-site agile scrum team based in India and Germany. This role is critical to ensuring the quality and reliability of our complex security solutions. Key Responsibilities: Analyze stakeholder and system requirements to define testing scope. Design, create, and maintain detailed test artifacts including Test Plans, Test Cases, and Coverage Matrices. Collaborate with lower-level testing teams to ensure end-to-end test coverage. Execute system and acceptance tests meticulously and report results. Conduct demos of completed functionalities for stakeholders. Work closely with development teams to plan and execute system integration testing. Partner with Product Owners to ensure comprehensive test coverage aligned with requirements. Adhere to organizational processes and quality standards throughout the testing lifecycle. Contribute to continuous improvement of the Product Development Life Cycle (PDLC). Document and report test results and manage defect tracking effectively. Required Skills & Qualifications: Bachelor s degree in Computer Science, Mechatronics, Electrical Engineering, or related technical field. Minimum 5 years of system testing experience, preferably with complex aggregate systems. Proficient with test management tools such as ALM, TFS/Azure DevOps, or Quality Center. Expertise in detailing test cases, conducting reviews, and managing defects. Hands-on experience with functional testing techniques: integration, system, and regression testing. Familiarity with Agile Development Life Cycle methodologies. Professional certification like CSTE or ISTQB is a plus. Strong analytical thinking, problem-solving skills, and ability to work independently. Excellent communication skills in multicultural and distributed teams. Preferred (Good to Have): Working knowledge of SQL, databases, Java, .NET applications, and web technologies. Experience with version control systems. At G+D, our people are our most valuable asset. We foster a diverse, inclusive, and inspiring work environment where professionalism and human values thrive. Your work here matters by joining us, you contribute to the security and trust of billions worldwide. Enjoy competitive benefits, opportunities for growth, and the chance to be part of an international team shaping the digital future. Apply now to become a vital part of G+D s journey in securing the digital age. Qualification : Bachelors degree in Computer Science, Mechatronics, Electrical Engineering, or related technical field.
Product Owner
Giesecke & Devrient
Job Title: Product Owner Compass Cash Center (Sustaining Team) Location: Gurugram, India Job Type: Full-Time | Permanent About G+D Giesecke+Devrient (G+D) has been a global leader in SecurityTech for over 170 years, delivering trust and security through cutting-edge solutions in Digital Security, Financial Platforms, and Currency Technology. Trusted by central banks and cash management businesses worldwide, G+D is at the forefront of advancing currency security and efficiency. Role Overview: We are looking for an experienced Product Owner to lead the sustaining team for Compass Cash Center a market-leading cash center workflow platform used by banks and cash-in-transit (CIT) companies globally. In this role, you will prioritize product maintenance, drive enhancements, and coordinate closely with technical and support teams to ensure continuous product quality and customer satisfaction. You will collaborate in an Agile, cross-site Scrum team based in Gurugram and Germany. Key Responsibilities: Lead the sustaining team to maintain and improve the Compass Cash Center product. Manage and prioritize the product backlog, focusing on bug fixes, maintenance, and feature enhancements. Facilitate Agile ceremonies including daily stand-ups and bi-weekly sprint planning. Work closely with support teams to resolve customer issues efficiently and maintain high customer satisfaction. Develop and manage maintenance release plans ensuring smooth deployment and compliance with quality standards. Coordinate testing and deployment activities for maintenance releases. Provide clear and transparent status updates to management and stakeholders. Collaborate with cross-functional development teams to align product goals and deliverables. Document and optimize product processes, procedures, and workflows. Required Skills & Qualifications: Proven experience as a Product Owner in Scrum teams with strong knowledge of Agile practices. Experience in application support, maintenance, and product lifecycle management. Strong analytical, troubleshooting, and problem-solving skills. Background in software development with Java and/or .NET enterprise applications. Experience with test automation and system/solution testing across multiple environments. Solid understanding of IT fundamentals, including operating systems, databases, and networks. Familiarity with DevSecOps practices and continuous integration/deployment pipelines. Detail-oriented with excellent organizational and communication skills in multicultural teams. At G+D, our people are our greatest asset. We foster a diverse, inclusive, and inspiring work culture where professionalism and human values come first. Join us and make a real difference by helping secure billions of lives worldwide through innovative technology. Enjoy competitive benefits, global collaboration, and meaningful work that matters.
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