Mastercard Jobs in Bhubaneshwar

Product Manager Prepaid Card Solutions Locations: Bhubaneswar, Bangalore, Mumbai Experience: 2 to 5 Years About iServeU iServeU is a leading modern banking infrastructure provider across the APAC region, empowering financial institutions with embedded fintech solutions. As a certified partner of NPCI and VISA, iServeU delivers cloud-native, microservices-enabled platforms featuring over 5,000 product configurations through a low-code/no-code interface. We process 2,500+ transactions per second using distributed, auto-scaling technologies like Kubernetes (K8s). Our core platform includes 1200+ microservices powering banks, NBFCs, and fintech firms. Serving over 20 banks and 250+ enterprises across five countries, we enable digital transformation in payments, lending, deposits, and more. Our diverse team of 500+ employees operates from offices in Bhubaneswar, Bangalore, and Delhi, backed by $8 million in funding to accelerate innovation. Job Purpose We are looking for a proactive Product Manager to lead our Prepaid Card Solutions product line for banking and non-banking clients. This role requires deep understanding of prepaid card ecosystems, product lifecycle management, and fintech market trends. The ideal candidate will spearhead product innovation, ensure exceptional customer experience, and drive business growth. Key Responsibilities Lead end-to-end product management for prepaid card solutions, collaborating with engineering, design, compliance, marketing, and client teams. Analyze market data to identify growth opportunities and develop strategies for under-penetrated prepaid card programs. Own product requirements documents (PRD), product validation, and ongoing performance tracking. Innovate new prepaid offerings and features based on data insights and customer feedback. Provide expert guidance to clients on prepaid product best practices and use cases. Manage strategic projects from concept to delivery, ensuring successful implementation and measurable results. Oversee P&L for prepaid card products, driving revenue growth and meeting business targets. Conduct market research, competitive analysis, and customer acquisition strategies with a focus on digital channels. Work closely with banks and fintech partners to tailor prepaid card solutions to specific needs. Lead digital transformation initiatives and integration with partner platforms. Establish control systems, compliance frameworks, and stakeholder alignment throughout product development. Required Qualifications & Skills Bachelor s degree in Finance, Business, Economics, Computer Science, or related field; MBA preferred. Minimum 2 years of product management experience specifically in Prepaid Card solutions within the financial services industry. Proven track record designing and launching financial products for banks and fintech firms. Strong understanding of agile methodologies and experience working with cross-functional agile teams. Excellent analytical skills with ability to translate business needs into actionable product features. Knowledge of fintech regulatory compliance and payment industry standards. Ability to manage multiple projects in a fast-paced startup environment. Deep knowledge of payments, money transfer, and prepaid card ecosystem. Strong stakeholder management skills with ability to influence senior executives and diverse teams. Skilled in customer insight discovery, hypothesis testing, and rapid validation to create differentiated products. Process-oriented mindset with a focus on continuous improvement within existing frameworks. Work at the cutting edge of fintech innovation with a market-leading banking infrastructure platform. Collaborate with passionate and skilled professionals in a high-growth startup environment. Opportunity to impact financial services across India and APAC. Competitive salary package with growth potential and meaningful work. Qualification : Bachelors degree in Finance, Business, Economics, Computer Science, or related field; MBA preferred.

Job Title: Fraud and Risk Analyst Location: Bhubaneswar, Odisha Experience: 1 3 Years Industry: Fintech, Banking & Financial Services Department: Risk & Compliance Employment Type: Full-Time About iServeU iServeU is a leading banking infrastructure provider across the APAC region, enabling digital transformation for financial institutions through embedded fintech solutions. As a certified partner of NPCI and VISA, iServeU offers a cloud-native, microservices-enabled platform with over 5000 configurable solutions tailored for banks, NBFCs, and fintech organizations. We process 2500+ transactions per second using distributed architecture powered by Kubernetes (K8s). Our platform integrates 1200+ microservices, transforming how financial institutions deliver services. Serving over 20 banks and 250+ enterprises in 5 countries, we manage full transaction lifecycles: deposits, withdrawals, transfers, payments, and lending. Our team of 500+ is primarily tech-focused (80%) across Bhubaneswar, Bangalore, and Delhi. Backed by $8 million in funding, we are rapidly scaling innovation and expanding our fintech footprint. Job Summary We are looking for a proactive and analytical Fraud and Risk Analyst to join our team in Bhubaneswar. The ideal candidate will be responsible for real-time transaction monitoring, fraud detection, and ensuring regulatory compliance in line with KYC, chargeback, and AML requirements. This role involves close coordination with banks, merchants, law enforcement, and internal stakeholders to mitigate financial risks and ensure secure customer experiences. Key Responsibilities Monitor real-time transaction queues to detect and investigate high-risk or suspicious activities. Analyze customer transactions for signs of fraud, account takeovers, identity theft, and policy violations. Cancel unauthorized transactions and reduce potential financial losses through timely interventions. Investigate disputes, chargebacks, and coordinate recovery with partner banks, merchants, and wallets. Maintain and update fraud prevention rules based on trend analysis and emerging risks. Liaise with Cyber Crime departments by handling and closing complaints via Cyber Police Portals. Create and maintain fraud analysis models to enhance detection efficiency and reduce false positives. Generate Suspicious Activity Reports (SARs) and present risk summaries to management. Perform KYC and compliance checks, ensuring adherence to AML and identity verification protocols. Investigate and respond to customer and merchant chargeback claims; monitor chargeback ratios and recommend improvements. Proactively identify opportunities to enhance fraud prevention systems, processes, and tools. Required Skills & Qualifications Bachelor s degree in Finance, Commerce, Business Administration, or related field. Minimum 6 months of experience in transaction monitoring or fraud detection. In-depth understanding of the chargeback process (Visa, Mastercard, etc.) and regulatory guidelines. Familiarity with KYC/AML regulations, digital payments, and banking fraud mechanisms. Strong analytical thinking, problem-solving, and decision-making capabilities. Proficient in MS Excel and Advanced Excel functions (VLOOKUP, pivot tables, data comparison). Excellent communication and coordination skills for cross-functional and external stakeholder engagement. Nice to Have: Experience working in a fintech or digital payments ecosystem. Exposure to fraud prevention tools and cyber risk platforms. Basic knowledge of SQL or data querying is a plus. Employee Benefits Competitive Salary Packages Health Insurance for Employees Guest House & Fooding Facility Access to Sports Events & Cultural Activities Learning & Development Opportunities Comprehensive Product and Industry Training Well-equipped Cafeteria and Office Amenities Qualification : Bachelors degree in Finance, Commerce, Business Administration, or related field.