Nbfc Jobs in Bengaluru

Sr. Credit Manager (Underwriting) Location: Bengaluru, India Employment Type: Full-Time Experience: 4 8 Years About OXYZO Financial Services Ltd. OXYZO Financial Services Ltd., part of the OfBusiness Group, is a fast-growing Fintech NBFC specializing in B2B lending for SMEs and Emerging Corporates. Headquartered in Gurugram, with a presence in 20+ cities across India, OXYZO has built a robust financial portfolio with 8,000 Cr AUM and 300 Cr PAT, backed by marquee investors including Creation Investments, Matrix Partners, Norwest, Tiger Global, and Alpha Wave. Role Overview We are seeking a dynamic and detail-oriented Sr. Credit Manager (Underwriting) to lead credit evaluation and risk analysis for SME and corporate loan proposals. Based out of Bengaluru, you ll play a pivotal role in credit appraisal, policy adherence, and risk mitigation across unsecured and secured lending. Key Responsibilities Underwrite and Appraise credit proposals in line with internal policies and turnaround time (TAT). Conduct deep-dive Financial Analysis, including P&L, balance sheet, ratio, and cash flow assessments. Perform Banking Analysis: identify anchors, repayment trends, credit behavior, and working capital cycles. Lead Personal Discussions (PDs) to assess borrower intent, business viability, and ground-level insights. Review Statutory Filings: Analyze GST returns, tax filings, and potential liquidity issues. Execute Legal & Background Checks to identify red flags or compliance issues. Recommend loan approval/rejection decisions based on merit, data, and risk perception. Collaborate with Sales, Risk, Operations, and Cross-sell Teams to facilitate end-to-end case closure and business enablement. Perform Portfolio Analysis to identify risk trends, exposure limits, and policy recommendations. Candidate Profile Educational Background: Strong academic credentials in Finance, Accounting, or Business. Experience: 4 8 years in Credit Underwriting, preferably in SME Lending, NBFC, or Commercial Banking. Strong analytical, judgmental, and communication skills. Highly self-driven, agile, and capable of working in a fast-paced, target-driven environment. Fluency in English and Kannada. Comfortable with field-level due diligence and travel as needed. Fast-Track Career Growth Step into high-impact, decision-making roles early in your journey. Ownership & Autonomy Take full charge of credit decisions and business outcomes. Exceptional Peer Group Work with some of the smartest minds in fintech and lending. High-Impact Work Shape credit strategy for underserved and high-potential SME segments. Competitive Pay Attractive compensation structure with performance-linked rewards. Culture That Thrives A high-energy, mission-driven workplace.

Position: Manager Risk Containment Unit (RCU) Department: Prevention B2C Location: Pune Experience Required: 1 2 years Minimum Qualification: Graduate or Postgraduate (Any discipline) Job Overview: This position is with Bajaj Finance Ltd. We are seeking a sharp, detail-oriented professional to manage risk and fraud prevention for our Payments business, specifically focusing on our Acquiring QR portfolio. The role spans the full risk lifecycle from onboarding assessments to transaction and portfolio monitoring ensuring early fraud detection and swift risk mitigation. Key Responsibilities: Take complete ownership of risk and fraud management for the Acquiring QR business Conduct thorough onboarding risk checks, ongoing transaction monitoring, and portfolio surveillance Perform daily reviews of risk-triggered cases based on transaction patterns, business verifications, and merchant calls Update internal systems with actions taken and maintain accurate records Generate daily, weekly, and monthly reports highlighting trends, anomalies, and operational efficiency Collaborate with business, operations, and data teams to improve fraud controls and enhance process effectiveness Recommend improvements to risk mitigation strategies based on real-time data and fraud patterns Key Decision Areas: Assess merchant risk based on transaction behavior and documentation Make decisions regarding merchant deactivation/reactivation based on risk evaluations Major Challenges: Achieving 100% monitoring accuracy with zero tolerance for error Responding to fraud situations with agility and decisive action Continually optimizing the process for better risk containment and operational efficiency Required Qualifications & Skills: Education: Graduate or Postgraduate in any discipline; understanding of the payments business is a strong advantage Experience: 1 2 years of experience in risk operations, document verification, or calling roles within NBFCs or banks Proficiency in Advanced Excel for data analysis and reporting Familiarity with Salesforce (SFDC) is essential Strong analytical and decision-making skills Attention to detail and ability to handle high-pressure situations with composure Qualification : Graduate or Postgraduate (Any discipline)

Deputy Manager Mortgage Sales Location: Bangalore Experience Required: 4 6 Years Employment Type: Permanent Functional Area: Team Leader Non-Technical Role Summary: We are looking for an experienced and performance-driven Deputy Manager Mortgage Sales to lead a high-performing sales team focused on home loan products. This role requires strong leadership capabilities, relationship management skills, and a solid understanding of mortgage sales processes. The candidate will be responsible for driving business growth through team management, source development, and effective coordination with internal and external stakeholders. Key Responsibilities: 1. Area / Geography Mapping Allocate sales territories and geographies to team members Work closely with the team to ensure proper mapping and coverage Conduct periodic audits and reviews; share progress updates with senior management 2. Source Relationship Management Maintain and strengthen relationships with all sourcing channels in the assigned geography Support the team in building a reliable source base for consistent business generation 3. Sales Coaching & Joint Calls Conduct daily joint calls with team members for sales and source visits Provide on-the-ground coaching and mentorship during client interactions 4. Channel Partner Recruitment Validate and empanel channel partners as per organizational standards Ensure performance monitoring and active engagement with onboarded partners 5. Team Huddles Organize and lead daily team huddles to align objectives, review targets, and share updates 6. Weekly Review & Reporting Drive weekly reviews using goal sheets and ensure completion of Sales Patri II Monitor team performance and implement action plans to meet business targets 7. HSPL Hub Coordination Liaise with the credit and operations team on logged-in loan applications Update team members regularly on application status and feedback Desired Candidate Profile: Educational Qualification: Graduate in any discipline (MBA preferred) Experience: 4 6 years in sales, with at least 1 year in a team leadership role Industry Experience: Prior experience in home loan or mortgage sales is highly desirable Strong interpersonal, team management, and stakeholder engagement skills Proactive, target-oriented, and well-organized professional Qualification : Graduate in any discipline (MBA preferred)

Record to Report (R2R) Location: Bangalore Work Type: Full-Time Join the Ninja Clan Pioneer. Challenge Yourself. Create Better Lives. At Ninjacart, we re India s largest agritech company, transforming the agricultural ecosystem through technology, innovation, and sustainable solutions. Our mission is simple yet ambitious to empower every participant in the agri value chain, from soil to sales. We re building next-gen commerce, finance, and fulfillment solutions that uplift farmers, traders, retailers, and consumers alike. Our ecosystem of products Ninjacart, Ninja Mandi, Ninja Global, Ninja Kirana, and Ninja Kisaan serves unique customer needs and drives efficiency across the agri network. Backed by global investors including Accel, Tiger Global, Flipkart, Walmart, Qualcomm Ventures, and Nandan Nilekani, we re on a mission to build the most trusted, efficient, and inclusive AgriTrade Network. About the Role As part of our Record to Report (R2R) team, you ll play a key role in ensuring accurate, compliant, and timely financial reporting. You ll collaborate across teams, streamline processes, and uphold strong financial governance to support Ninjacart s growth journey. Key Responsibilities Support the month-end closing process for legal entities and internal reporting in line with IND AS and company accounting policies. Prepare and post journal entries, accounting corrections, and reclassifications to ensure accurate financial records. Work cross-functionally to validate and reconcile accruals and other financial data. Partner with consultants and auditors on accounting matters and new business initiatives, especially in FinTech-related areas. Prepare balance sheet reconciliations and supporting schedules on a monthly/quarterly basis. Assist in GST/TDS filings and ensure compliance with other statutory requirements. Perform ad-hoc financial analyses and reporting as needed. Maintain and update process documentation for R2R activities. Support both internal and external audits with necessary documentation and insights. Chartered Accountant (CA) with 1 2 years of experience in finance, accounting, or R2R operations. Solid understanding of IND AS, accounting principles, and internal controls. Experience in NBFC environments, SAP ERP, or IND AS transitions is a plus. Proven ability to drive process improvement and standardization initiatives. Excellent communication skills both written and verbal. High energy, proactive mindset, and a strong sense of ownership. A self-starter who thrives in fast-paced, dynamic environments. At Ninjacart, you ll be part of a purpose-driven organization that combines impact with innovation. Here, you ll have the freedom to experiment, the opportunity to grow, and the satisfaction of creating real-world change. Become a Ninja. Build better lives. Qualification : Chartered Accountant (CA)

Job Title: Financial Controller - Lending Business About PhonePe Group PhonePe is India s leading digital payments company with 500 million registered users and 37 million merchants, covering over 99% of India s postal codes. Leveraging its leadership in digital payments, PhonePe has expanded into financial services such as insurance, mutual funds, stock broking, and lending. Additionally, PhonePe has ventured into adjacent tech-enabled businesses like Pincode for hyperlocal shopping and the Indus App Store, India s first localized app store. The PhonePe Group offers a portfolio of businesses aligned with the company s vision of enabling every Indian to unlock financial progress and access services. Culture At PhonePe, we deeply care about ensuring you give your best every day. We empower our people and trust them to do the right thing. Here, you ll own your work from start to finish from day one. If you re passionate about technology and enjoy building innovations that impact millions, collaborating with the best minds in the country, and executing your dreams with purpose and speed, join us! About the Role We are seeking a Financial Controller to lead the financial operations of our Lending business. This role requires a highly skilled individual with deep expertise in the NBFC lending landscape and exceptional financial management, accounting, and compliance knowledge. The ideal candidate will have 10+ years of experience, including 5+ years exclusively within Banks, NBFCs, or Fintech NBFCs, with a proven track record of building and leading high-performing finance teams. Responsibilities Financial Leadership: Provide strategic leadership and direction to the accounting team, ensuring accurate and timely financial reporting. Compliance & Regulations: Lead the accounting function to ensure adherence to Ind AS/IFRS and relevant regulations. Stay updated on accounting regulations, standards, and best practices, ensuring compliance with applicable laws and regulations. Financial Reporting & Controls: Oversee monthly/periodic book closure activities, focusing on timely and accurate reporting. Implement and maintain robust internal controls. Lead internal and external audits, working closely with auditors to ensure compliance. Financial Planning & Analysis: Oversee budget forecasting, variance analysis, and financial performance reporting. Provide insightful analysis and strategic recommendations to drive business growth. Team Leadership: Mentor and develop a high-performing finance team. Qualifications Mandatory: Chartered Accountant (CA) with 10+ years of experience exclusively within Banks, NBFCs, or Fintech NBFCs. Deep expertise in Ind AS/IFRS, tax regulations, and financial reporting. Exposure to US GAAP is highly desirable. Strong understanding of the NBFC regulatory framework and RBI guidelines. Exceptional analytical, problem-solving, and decision-making skills. Excellent communication and presentation skills. Proficiency in financial software (e.g., Oracle). Demonstrated leadership and team management skills. PhonePe Full-Time Employee Benefits Insurance Benefits: Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance. Wellness Program: Employee Assistance Program, Onsite Medical Center, Emergency Support System. Parental Support: Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program. Mobility Benefits: Relocation Benefits, Transfer Support Policy, Travel Policy. Retirement Benefits: Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment. Other Benefits: Higher Education Assistance, Car Lease, Salary Advance Policy. Why Work at PhonePe Working at PhonePe is a rewarding experience. With great people, a work environment that thrives on creativity, and the opportunity to take on roles beyond your defined job description, PhonePe offers a chance to grow your career in an innovative, dynamic company.

Position: MIS Analyst Location: Bangalore Experience: 0 2 years Industry: Fintech / Financial Services About Muthoot FinCorp ONE Muthoot FinCorp ONE is the digital arm and strategic business unit of Muthoot FinCorp Ltd., a trusted name in financial services. We re building a robust digital ecosystem that offers customers access to a wide range of financial products across Lending, Saving & Investment, Protection, and Remittance. As a fintech startup with the backing of a legacy brand, we combine innovation with reliability. Our mission is to simplify financial access through a seamless, user-friendly platform and to be the most trusted digital financial services provider in the country. Startup agility with enterprise stability High-growth, high-ownership environment Mentorship from industry veterans Attractive compensation and benefits Work on real impact projects from day one Role Overview: As an MIS Analyst, you will play a key role in leveraging data to drive strategic decision-making. You ll be responsible for reporting, analysis, and generating business insights that influence product, marketing, operations, and revenue strategies. Key Responsibilities: Analyze business data to identify patterns, trends, and actionable insights Design, build, and manage internal dashboards and reporting tools to track key performance indicators (KPIs) Deliver weekly, monthly, and ad-hoc reports for senior leadership and business teams Collaborate with cross-functional teams to understand data needs and support strategic initiatives Work with large datasets to uncover insights related to user behavior, channel performance, customer journeys, etc. Conduct deep dives into key business questions using SQL, R, Excel, or Python Communicate findings clearly to both technical and non-technical stakeholders Create models and frameworks to predict business outcomes and identify opportunities Ensure data integrity and accuracy across reports and visualizations Support campaign analysis and performance tracking for digital marketing efforts Key Skills & Qualifications: Bachelor's in Engineering, Mathematics, Statistics, or related discipline OR MBA from a reputed institute 0 2 years of experience in MIS, Data Analysis, or Business Analytics Proficiency in SQL and data visualization tools like Tableau, Power BI, QlikView Experience with reporting tools (e.g., Business Objects, Excel) Working knowledge of statistics and tools like R, SAS, SPSS Familiarity with data pipelines and querying large datasets Strong analytical skills and attention to detail Excellent communication and presentation skills Prior experience or understanding of NBFCs, banking, or lending products is a plus Preferred Tools & Platforms: SQL / Hue / ETL frameworks Tableau / Power BI / QlikView R / Python Excel / Google Sheets Join us at Muthoot FinCorp ONE and make your mark on the digital financial landscape. Apply now and let s build the future together. Qualification : Bachelor's in Engineering, Mathematics, Statistics, or related discipline

Lead Engineer Mobile Development Location: Bangalore Company: Mahindra First Choice About Mahindra First Choice Mahindra First Choice Wheels is India s leading used vehicle platform, revolutionizing the automotive ecosystem by organizing the fragmented pre-owned vehicle market. With the largest pan-India used car retail network, robust sourcing partnerships, a top-tier auto content platform, and a dominant position in enterprise solutions for banks, NBFCs, insurers, and OEMs, we are redefining the future of mobility through data, technology, and scale. Role Overview We are seeking a talented and experienced Lead Engineer Mobile Development to spearhead the design, development, and optimization of mobile applications across Android and iOS platforms. This role is ideal for a hands-on technical leader who thrives in a fast-paced environment, has deep expertise in Kotlin, Android, and iOS technologies, and can mentor teams while driving mobile projects from concept to deployment. Key Responsibilities 1. Technical Leadership & Architecture Lead the development of robust, scalable, and high-performing mobile applications for both Android and iOS platforms. Define and implement mobile architecture best practices, coding standards, and performance guidelines. Own the full mobile development lifecycle from architecture and design to deployment, monitoring, and maintenance. 2. Mobile Development & Hands-On Engineering Write clean, maintainable, and efficient code using Kotlin (including Kotlin Multiplatform), Android frameworks, and Swift/Objective-C for iOS. Build reusable libraries, components, and frameworks to streamline development. Implement modern UI/UX standards, animations, and seamless interactions for an exceptional user experience. Ensure apps are optimized for performance, battery usage, and responsiveness across devices. 3. Collaboration & Cross-Functional Coordination Work closely with Product Managers, UX/UI Designers, and Backend Engineers to translate product requirements into technical solutions. Integrate mobile applications with RESTful APIs and third-party SDKs. Coordinate with QA to ensure rigorous testing, debugging, and high-quality releases. 4. Innovation & Continuous Improvement Stay current with mobile development trends, tools, and best practices. Recommend and evaluate emerging technologies, frameworks, or tools to improve mobile development velocity and app performance. Continuously monitor and enhance the performance, stability, and usability of mobile applications. 5. Team Leadership & Mentorship Lead and mentor a team of mobile developers, fostering a culture of excellence, ownership, and learning. Conduct regular code reviews, provide technical guidance, and promote knowledge sharing. Manage development timelines, task allocation, and project delivery in collaboration with cross-functional teams. Qualifications & Skills Required Bachelor s or Master s degree in Computer Science, Engineering, or related discipline. 7+ years of hands-on experience in Android and iOS mobile application development. Deep expertise in Kotlin, Kotlin Multiplatform, and Android development (Android Studio, Jetpack components, Material Design). Proficiency in Swift and/or Objective-C for iOS development using Xcode and UIKit/SwiftUI. Solid experience integrating RESTful APIs, JSON, and third-party SDKs. Strong grasp of mobile architecture patterns such as MVVM, MVP, or Clean Architecture. Proven ability to publish and manage apps on Google Play Store and Apple App Store. Experience with performance profiling, memory optimization, and debugging tools. Preferred Experience with hybrid frameworks like Flutter or React Native. Familiarity with CI/CD pipelines, automation, and deployment tools. Working knowledge of Agile methodologies and tools like JIRA, Git, Jenkins, etc. Soft Skills Strong analytical and problem-solving skills with a keen attention to detail. Excellent communication and interpersonal skills to collaborate effectively across teams. Proven leadership capabilities and ability to mentor junior engineers in a high-growth environment. At Mahindra First Choice, you ll be part of a passionate, innovation-driven team that s transforming how India buys and sells used vehicles. This is a high-impact role with the opportunity to shape our mobile strategy and deliver apps used by thousands across the country. If you re looking to lead cutting-edge mobile projects and grow in a fast-paced tech-first environment, we d love to hear from you. Qualification : Bachelors or Masters degree in Computer Science, Engineering, or related discipline

Product Manager | FinBox | Bengaluru Location: Bengaluru Experience: 8-10 Years About FinBox: Where Fintech Meets Fun! Welcome to FinBox, a hub of innovation and creativity transforming the financial services space. Since 2017, we ve helped lenders like Banks, NBFCs, and enterprises build and launch credit products in a fraction of the time it used to take. As a Series A funded company, FinBox is expanding globally with offices in India, Vietnam, Indonesia, and the Philippines. Our vision is to provide world-class infrastructure for lending products, helping financial institutions scale and launch cutting-edge credit programs. We have already helped our customers disburse billions in unsecured and secured credit products, and our solutions impact millions of customers globally every month. Innovative Environment: We encourage creativity and experimentation to push the boundaries of fintech. Impactful Work: Your contributions will directly impact millions by making credit more accessible. Growth Opportunities: We offer ample opportunities for professional growth in a fast-paced startup. Collaborative Culture: Join a diverse team that values innovation, collaboration, and support. Creative Thinkers: You challenge the norm and bring fresh perspectives. Customer Heroes: You go above and beyond to meet customer needs and deliver great experiences. Team Players: You thrive in collaborative environments, valuing diverse viewpoints. About the Product - FinBox LOS for NSTP Lending Our Lending Origination System (LOS) caters specifically to NSTP flows and manual underwriting, optimizing business processes through efficient configurations, intelligent automation, and improved team collaboration. This solution is adaptable across multiple lending use cases, including secured lending, high-ticket business loans, small-ticket loans, home loans, and more. Role and Responsibilities Product Strategy & Management Align with founders on business strategy and vision. Devise a product strategy that supports both short-term and long-term business priorities. Translate strategic goals into a detailed product roadmap, including APIs, user journeys, back-office dashboards, and analytics. Supervise the execution of the product roadmap, ensuring timely and efficient delivery. Collaborate with marketing teams on positioning, messaging, and product marketing strategies. Business Strategy Build and nurture relationships with stakeholders from LSPs, Banks, NBFCs, and FinTechs. Participate actively in the sales cycle through product demos, solution design, and stakeholder engagement. Engage senior business stakeholders through demos, sales calls, webinars, and events. Leadership Lead and mentor Associate Product Managers (APMs) and manage sprint cycles effectively. Collaborate with Engineering Managers to ensure excellent delivery and maintain delivery hygiene. Foster cross-functional collaboration to ensure alignment and smooth execution of product plans. Technical Leadership Oversee technical debt and infrastructure priorities, ensuring they align with the roadmap. Collaborate with Engineering Managers and technical teams to design scalable systems for future growth. Qualifications Experience: 8+ years of professional experience, including 5+ years specifically in Product Management roles. Domain Knowledge: Direct experience with lending products, financial marketplaces, or B2B SaaS platforms. Expertise in Lending Operations: Understanding of credit products, partnership models (e.g., DSA, co-lending). Proven Track Record: Success in launching and scaling B2B products, API products, or tech products. Tech Savvy: Experience with financial services integration patterns and data flows. Communication Skills: Excellent ability to engage with both technical and business stakeholders. Leadership Experience: Demonstrated experience managing and leading teams. Compliance Knowledge: Familiarity with compliance considerations in financial services products is a bonus, but not mandatory. Work on innovative products in the dynamic fintech industry. Take ownership of cutting-edge solutions, making a tangible impact on global lending practices. Be part of a growing Series A startup with ample room for career growth.

DevOps Engineer | FinBox Location: India (Specific location not mentioned) Experience: 5+ Years About FinBox: Where Fintech Meets Fun! Welcome to FinBox, the buzzing hive of tech innovation and creativity! Since our inception in 2017, FinBox has built some of the most advanced technologies in the financial services space that help lenders like Banks, NBFCs and large enterprises build and launch credit products within a matter of days, not months or years. FinBox is a Series A funded company which is expanding globally with offices in India, Vietnam, Indonesia and Philippines. Our vision is to build the best-in-class infrastructure for lending products and help Banks & Financial Services companies across the world scale and launch credit programs that set a new standard in the era of digital finance. So far, we ve helped our customers disburse Billions of Dollars in credit across unsecured and secured credit including personal loans, working capital loans, business loans, mortgage and education loans. FinBox solutions are already being used by over 100+ companies to deliver credit to over 5 million customers every month. Why Should You be a FinBoxer: Innovative Environment: At FinBox, we foster a culture of creativity and experimentation, encouraging our team to push the boundaries of what's possible in fintech. Impactful Work: Your contributions will directly impact the lives of millions, helping to provide fair and accessible credit to individuals and businesses alike. Growth Opportunities: We are a Series A funded startup and have ample opportunities for growth, professional development and career advancement. Collaborative Culture: Join a diverse and inclusive team of experts who are passionate about making a difference and supporting one another. Who s a Great FinBoxer: At FinBox, we re on the lookout for exceptional folks who are all about innovation and impact. If you re excited to shake things up in the banking & financial services world, keep reading! Creative Thinkers: If your brain is always bubbling with out-of-the-box ideas and wild solutions, you re our kind of person. We love disruptors who challenge the norm and bring fresh perspectives to the table. Customer Heroes: Our customers are our champions, and we need heroes who can understand their needs, deliver magical experiences, and go above and beyond to keep them happy. Team Players: We believe in the power of we. If you thrive in a collaborative environment, value different viewpoints, and enjoy being part of a spirited, supportive team, you ll fit right in. About the Job As a DevOps Engineer at FinBox, you will also impart your strong understanding of cloud computing and infrastructure-as-a-service tools. You will be given ownership for taking new initiatives to implement industry best practices in process improvements, implementing automation and orchestration, and ensuring that software applications are delivered quickly, reliably, and at scale. How You'll Contribute Build and set up new development tools and infrastructure which can be helpful in scaling the product Strong understanding of CI/CD to implement and maintain automated build, test, and deployment pipelines to ensure continuous delivery of high-quality software Design, build and maintain an automated secure & resilient cloud infrastructure Collaborate with other developers to ensure that development follows established processes & practices Implement and maintain a practice of monitoring and logging to ensure the availability, performance and security of the application Enhance the development and delivery process by implementing best practices and tools in the industry Troubleshoot and resolve issues related to software development, deployment, and infrastructure by identifying the root cause Provide Day 2 technical support with products and the deployments and document the phases involved throughout the process Train and guide other members on the best DevOps practices and tools Who You Are An exceptional 5+ years of experience in handling CI/CD and implementing the best development practices In-depth knowledge of scripting languages, preferred are Go/Python/Bash In-depth working knowledge in Kubernetes,Terraform, Docker, Jenkins, etc Strong knowledge of system design & algorithms Hands-on experience on the cloud provider, AWS Strong knowledge of automating existing systems, repetitive tasks and deployments Carrying a knack for promoting high-quality coding practices with clean and reusable code Fair understanding of monitoring frameworks such as Grafana, Prometheus, Datadog, etc

Senior Software Engineer - Backend | FinBox Location: Bengaluru Experience: 4-8 Years About FinBox: Where Fintech Meets Fun! Welcome to FinBox, a thriving hub of innovation at the intersection of fintech and technology. Founded in 2017, we specialize in building cutting-edge technologies for the financial services industry, helping lenders like Banks, NBFCs, and large enterprises to launch credit products faster and more efficiently than ever before. We are a Series A funded startup with a growing global presence, including offices in India, Vietnam, Indonesia, and the Philippines. To date, FinBox has enabled the disbursement of billions of dollars in credit across various types of loans, including personal, business, mortgage, and education loans. Over 100 companies use our solutions, delivering credit to millions of customers every month. Innovative Environment: We encourage creative thinking and experimentation to push the boundaries of fintech. Impactful Work: Your work will have a direct impact on millions of people by making credit more accessible and inclusive. Growth Opportunities: As a Series A startup, we offer plenty of opportunities for personal and professional growth. Collaborative Culture: Work in a diverse, inclusive team where everyone is passionate about making a difference. Creative Thinkers: You love experimenting with new ideas and enjoy solving complex problems in unique ways. Customer Heroes: You understand customer needs and aim to deliver seamless and impactful experiences. Team Players: You thrive in a collaborative environment, and value contributing to the team s success. Role & Responsibilities As a Senior Software Engineer - Backend, you will: Architect & Build: Design and implement new services to meet critical business needs and product requirements. End-to-End Ownership: Take full responsibility for the services you build, including fintech APIs and core components. Collaboration: Work closely with engineers, designers, product managers, and senior leadership to create actionable roadmaps. CI/CD & Automation: Help build and integrate systems into CI/CD pipelines, focusing on testing, QA, and automation. Write High-Quality Code: Deliver clean, performant, and well-tested code for all our products. Continuous Improvement: Ensure the continuous evolution of backend systems to support FinBox s growth and scalability. Who You Are We re looking for someone who has: A degree in Computer Science (B.Tech/MCA/M.Tech) or equivalent. In-depth knowledge of programming languages, with preferences for Go, Rust, Elixir/Erlang, Java, Python, or JavaScript. Strong understanding of Computer Science fundamentals, including algorithms, data structures, and competitive coding. Experience with Cloud Platforms: Proficiency in AWS, Azure, or Google Cloud, including Terraform for infrastructure automation. Experience with Databases: Solid knowledge of PostgreSQL and experience with Big Data pipelines. Proficiency in Automation: Experience automating systems and deployments using tools such as GitLab. Web Tech Understanding: Good knowledge of web technologies, protocols, and architecture such as HTTP, RESTful APIs, and web standards. Problem Solver: Strong analytical and problem-solving skills, combined with a fast-learning mindset. Effective Communicator: Excellent verbal and written communication skills to collaborate effectively with cross-functional teams. Be part of a dynamic, fast-growing company working on innovative financial technologies. Take ownership of high-impact backend systems that power fintech solutions for global customers. Work alongside a talented, diverse team in an inclusive environment where your ideas and contributions matter. If you re passionate about backend development and want to make an impact in the fintech world, apply now and become part of the FinBox team! Excited to start the next chapter in your career? Apply today! Qualification : A degree in Computer Science (B.Tech/MCA/M.Tech) or equivalent.

Principal Software Engineer - Backend | FinBox Location: Bengaluru Experience: 10-15 Years About FinBox: Where Fintech Meets Fun! Welcome to FinBox, where innovation in fintech meets creativity and excellence. Since our founding in 2017, we ve been transforming the financial services space, building state-of-the-art technologies that help lenders like Banks, NBFCs, and large enterprises quickly launch credit products cutting down development time from months to days. As a Series A funded company, we re rapidly expanding, with offices across India, Vietnam, Indonesia, and the Philippines. Our mission is to build the best-in-class infrastructure for lending products, empowering financial services firms worldwide to launch and scale credit programs that define the future of digital finance. We've already helped our customers disburse billions of dollars in credit, touching millions of lives globally. Innovative Environment: We encourage creative thinking and experimentation to push the boundaries of fintech. Impactful Work: Your contributions will directly impact millions, improving accessibility to credit across the world. Growth Opportunities: As a rapidly growing startup, we offer ample opportunities for personal and professional growth. Collaborative Culture: Join a dynamic, diverse, and inclusive team where everyone supports one another to drive meaningful change. Creative Thinkers: You thrive on out-of-the-box solutions and enjoy disrupting the status quo. Customer Heroes: You put the customer first and aim to solve their problems through innovation. Team Players: You work collaboratively and value diverse perspectives in achieving shared success. Key Responsibilities As a Principal Software Engineer - Backend, you will: Drive Technical Excellence Architect and deliver high-impact features and platform improvements with a focus on scalability, latency, and compliance (PCI DSS, GDPR, SOC2). Lead the resolution of critical tech debt across teams, ensuring long-term maintainability and performance. Shape Product Strategy Define and design long-term architecture that aligns with the business goals and technical requirements. Break down complex strategic initiatives into executable engineering tasks. Collaborate with Product, Sales, and Customer Success teams to align technical roadmaps with customer pain points. Ensure consistent, high-quality delivery across teams, maintaining high standards of engineering excellence. Grow Engineering Talent Mentor senior engineers, guiding them into leadership roles while fostering a culture of growth and excellence. Lead knowledge-sharing sessions, design reviews, and technical discussions to help upskill the team. Act as a Cross-Functional Partner Align engineering priorities with Product, Compliance, Operations, and Sales teams. Own Product Requirement Documents (PRDs) and vision decks for strategic features and roadmap alignment. Navigate trade-offs between different stakeholders and drive alignment across functions to ensure successful feature delivery. Ensure Production Stability Lead high-severity incident response and root cause analysis (RCA) processes, ensuring fast resolution and minimal downtime. Maintain and enforce up-to-date incident playbooks, driving a culture of reliability, accountability, and continuous improvement. Who You Are We re looking for someone who: Has 10+ years of experience in software engineering, with at least 3 years in a technical leadership or staff/principal role. Possesses expertise in system architecture, design patterns, and scaling distributed systems. Has a strong understanding of compliance and security frameworks such as GDPR, SOC2, and PCI DSS. Has proven experience in mentoring and developing senior engineers into leadership roles, fostering a culture of technical excellence. Demonstrates excellent collaboration skills, with experience working closely with cross-functional stakeholders to ensure alignment. Has hands-on experience in production incident management, improving system reliability and creating playbooks for incident response. Strong technical expertise in backend technologies (Go, Python, Java, Rust, etc.), cloud platforms (AWS, Azure, GCP), and databases (SQL/NoSQL). Nice to Have Experience working in SaaS or B2B product environments. Familiarity with OKRs and a metric-driven approach to product delivery. Contributions to open-source projects or active involvement in technical community events. Ownership: Lead major projects and own the technical direction for critical systems. Innovation: Work on cutting-edge technologies that redefine the future of digital finance. Impact: Play a direct role in providing accessible credit to millions of people worldwide. Culture: Join a team that values collaboration, creativity, and continuous learning. If you re a seasoned backend architect with leadership experience and a passion for fintech innovation, apply now and take your career to the next level with FinBox!

Job Title: Collections Manager About PhonePe Group PhonePe is India s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country, and executing on your dreams with purpose and speed, join us! Location Bangalore, Ranchi, Dharwad, Indore, Ahmedabad Job Responsibilities Managing the portfolio by strategizing and driving collections for the assigned region. Driving the compliance to collection processes in the assigned region. Responsible for controlling the roll rates and recovery of overdue from the delinquent pool & controlling bucket wise delinquencies. Drive Higher resolution rates across buckets. Reviewing collections KPI to deliver superior client experience. Develop and execute collection strategies consistent with the nature of exposure and gravity of delays in payment. Identify, develop and continuously improve collections process to ensure overall efficiency. Develop an in-depth understanding collections SOP and drive implementation. Accountable for designing and implementing Compliance & Controls for collections unit in line with regulatory guidelines. Daily monitoring and regular reviews of delinquent portfolio to make location level strategy for smooth operations. Functional Competencies Business Acumen: Analyse the effectiveness of the processes on a day-to-day basis and course correct. Analytical: Drive specific process efficiency metrics and be accountable to drive data-driven decision making. Managing Stakeholder: Manage disagreements maturely and align stakeholders. Communicate proactively and help bring clarity around deliverables and owners. Results Oriented: Deliver on short-term goals and long-term milestones set by business. Attributes We Are Looking For Must be MBA/Graduate and above and have at least 5 years of experience in collections. Experience in New age NBFCs or Banks or Fintech is mandatory. Decision making, work under pressure, Effective communication. PhonePe Full-Time Employee Benefits Insurance Benefits: Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance. Wellness Program: Employee Assistance Program, Onsite Medical Center, Emergency Support System. Parental Support: Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program. Mobility Benefits: Relocation Benefits, Transfer Support Policy, Travel Policy. Retirement Benefits: Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment. Other Benefits: Higher Education Assistance, Car Lease, Salary Advance Policy. Why Work at PhonePe Working at PhonePe is a rewarding experience! With great people, a work environment that thrives on creativity, and the opportunity to take on roles beyond your defined job description, PhonePe offers a chance to grow your career in an innovative, dynamic company.

At Jupiter, we understand that money is more than just a subject it s a part of life that evokes emotions. Our mission is to help people improve their relationship with money. As a modern financial services platform, we leverage technology to offer seamless and user-friendly products across banking, loans, and investments. From savings accounts and credit cards to investments and payments, everything is made simple and accessible on Jupiter. We also help users cut through the jargon, offer smart insights based on their spending habits, and provide innovative features to help them make sense of their finances. Our Journey So Far Founded in 2019 by Jitendra Gupta, a visionary entrepreneur best known for Citrus Pay, Jupiter s journey began with a powerful idea: to revolutionize personal finance by providing a customer-centric experience. Our journey kicked off with a waitlist of 100,000 eager users, and in just 10 months, we reached 1 million users. Today, we proudly serve over 2.8 million happy users. Our Insights feature automatically tracks spending, even on external savings accounts. Our Edge CSB Bank RuPay credit card is loved for its transparent design and rewarding experience. Our No-Penalty SIP and Daily SIP at just Rs 10 have been instrumental in scaling our investments business, with over 100,000 users investing to fulfill their financial aspirations. With cutting-edge technology, data analytics, and a diverse team of creative thinkers and industry experts, we continue to build a more accessible, transparent, and inclusive financial ecosystem. Now, we are looking for like-minded individuals to join our growing team. Who We re Looking For We are seeking a Credit Card Acquisition/Sales Manager who has deep expertise in driving credit card sales through digital channels. This high-impact role is an individual contributor position responsible for meeting aggressive sales targets through digital partnerships, assisted digital sales, and direct outreach. The ideal candidate should have proven experience in driving high-volume credit card issuance and a thorough understanding of the credit approval and onboarding process. Roles and Responsibilities Sales Target Ownership: Own and deliver monthly/quarterly credit card sales targets through digital sales channels. High-Quality Acquisitions: Drive quality credit card acquisitions via: Digital Aggregator Partnerships: Collaborate with fintech companies, NBFCs, and aggregators to distribute credit cards. B2B & Corporate Alliances: Lead credit card issuance through employer partnerships and business tie-ups. Assisted Digital Sales Models: Engage potential customers with guided sales processes to improve conversions. Key Metrics Management: Meet and exceed key sales metrics such as new credit card issuance, lead-to-conversion rates, etc. Onboarding and Activation: Work closely with the credit, risk, and operations teams to ensure seamless onboarding and activation. Funnel Optimization: Analyze drop-offs in the digital sales funnel and implement strategies to improve conversion rates. Performance Tracking: Monitor performance data on a daily/weekly basis, identify gaps, and improve sales processes. Compliance Management: Ensure compliance with regulatory guidelines, credit risk policies, and fraud prevention measures. What s Needed for This Role Experience: 7-12 years of experience in credit card sales/acquisition, with a focus on digital sales channels. Sales Performance: Proven ability to hit and exceed aggressive sales targets in a high-volume, digital-first environment. Partnership and Alliances: Experience with digital partnerships, assisted digital sales models, and corporate alliances. Credit and Onboarding Knowledge: Strong understanding of underwriting criteria, digital KYC, and approval workflows. Sales Tools Proficiency: Hands-on experience with CRM systems, lead management tools, and digital sales tracking. Data-Driven Approach: Analytical mindset with a data-driven approach to improving sales efficiency and conversion rates. Independence and Drive: Ability to work independently and drive high-quality acquisitions without direct team management. Why You Should Work With Us Ownership Mentality: We value individuals who behave like owners taking full ownership of their projects and seeing them through to completion. Customer-Centric Problem-Solving: We thrive on tackling meaningful challenges by understanding pain points and creating intuitive, delightful customer experiences. Healthy Conflict & Commitment: We value individuals who engage in healthy conflict and commit fully to decisions once they re made. Relentless Excellence: We continuously set higher standards and are always seeking growth and improvement. If you re driven by continuous learning and want to be part of an environment that challenges you, Jupiter is the place to be.