Research Finance Jobs in Bengaluru

Senior Backend Engineer Market Making Location: Bangalore Experience: Senior-level Education: Advanced degree in Computer Science, Mathematics, or a related field About FalconX FalconX is a pioneering team of operators, investors, and builders transforming institutional access to the crypto markets. Operating at the intersection of traditional finance and cutting-edge technology, FalconX simplifies the fragmented digital asset market. Our platform provides seamless access, liquidity, and trading tools for institutional clients, enabling strategies from start to scale. Team Overview The Quant Team at FalconX is divided into three verticals: Services: Focused on complex pricing, risk management methodologies, and execution for our OTC desks. Options Market Making (MM): Provides market-making for derivatives, either as a service or as business owners. D1 Team: Quantitative traders providing market-making services while managing discretionary risk for linear products. Role Overview As a Senior Backend Engineer on the Market Making team, you will develop and enhance backend systems that provide critical tools, insights, and infrastructure for pricing, risk management, and trading operations. You will work closely with traders, quants, product managers, and trade operations teams to deliver robust, scalable, and high-performance applications. Key Responsibilities Build and maintain backend infrastructure to support pricing and risk management methodologies for complex and new products. Develop fundamental models in support of the quant team s three verticals. Collaborate with cross-functional teams including design, product management, traders, and quants to deliver scalable and efficient solutions. Solve technically challenging problems of high scope and complexity. Contribute to innovative products in the crypto derivatives space, such as correlation exotics and missing data volatility pricing. Ensure high-quality, maintainable code with strong testing, monitoring, and documentation practices. Required Qualifications Advanced degree in Computer Science, Mathematics, or related field. Proficiency in Python, with experience in a low-level language (C/C++/Rust) preferred. Familiarity with distributed systems and scalable architectures. Understanding of derivative products and risk management frameworks. Strong grasp of data structures, algorithms, and design patterns. Excellent problem-solving skills, with a detail-oriented and collaborative mindset. Strong communication skills and ability to work in a fast-moving, agile environment. Comfortable contributing to early-stage product development in a startup setting. Bonus / Preferred Qualifications Experience with exotic products and derivatives. Risk management and portfolio management experience. Knowledge of numerical methods, optimization, and modeling techniques. Familiarity with frontend frameworks such as React. Help make crypto assets a successful asset class for institutional investors. Provide critical tools and infrastructure that shape trading strategies and pricing models. Collaborate with top talent in trading, quant research, and technology. Work on some of the most innovative products in the crypto derivatives space. Qualification : Advanced degree in Computer Science, Mathematics, or a related field

Position: Product Manager Growth Location: Bengaluru Employment Type: Full-Time About Zolve Zolve is the world s first **cross-border neo-bank**, enabling migrants and global citizens to access financial products such as credit, checking accounts, insurance, and loans based on their home-country credit score. By breaking geographical barriers, Zolve empowers users to navigate the world freely, offering seamless access to financial services across countries. As we continue to expand, we are looking for a strategic Growth Product Manager to drive initiatives that scale **user acquisition, engagement, and retention**. Role Overview The Growth Product Manager will lead **product-led growth** initiatives, leveraging data, experiments, and cross-functional collaboration to scale impactful features. This role requires a strategic thinker with hands-on execution skills, capable of **optimizing product funnels**, improving retention, and driving measurable growth. Key Responsibilities Growth Strategy & Execution Define and own the growth strategy across **acquisition, engagement, and retention**. Identify and prioritize high-leverage growth opportunities using analytics, user research, and market insights. Track industry shifts, competitor moves, and emerging technologies to infuse fresh ideas. Product Optimization Design and optimize **growth levers**, including onboarding funnels, referral programs, cross-sell/upsell flows, and engagement loops. Run **A/B and multivariate experiments**, deriving insights to boost conversion, reduce churn, and scale adoption. Elevate product thinking internally through PRD reviews, assumption challenges, and growth metric refinement. Metrics & Analytics Own critical **KPIs** such as **activation, retention, DAU/MAU, LTV, and ARPU**. Turn quantitative and qualitative insights into actionable strategies to improve product performance. Cross-Functional Leadership Collaborate with engineering, design, marketing, and executive teams to align growth initiatives with company objectives. Communicate effectively, presenting **data-driven business cases** and influencing stakeholders across levels. Qualifications Education: Bachelor s or Master s degree in Marketing, Business Administration, or related field. Certifications in Google Ads, Facebook Blueprint, or similar are a plus. Experience: **6 8 years of Product Management experience** with a strong growth focus, ideally in **fintech, consumer tech, or data-driven startups**. Proven track record of launching, scaling, and optimizing products with measurable growth outcomes. Hands-on experience with **A/B testing and analytics tools (SQL, Mixpanel, Amplitude, GA, etc.)**. Strong understanding of fintech business models, growth metrics, and regulatory dynamics. Skills & Competencies: Exceptional **problem-solving, prioritization, and execution skills**. Ability to influence and align cross-functional teams, from engineers to executives. Excellent communication skills, with the ability to craft and present compelling business cases. **Entrepreneurial mindset** with high ownership, bias for action, and comfort in fast-paced environments. Qualification : Bachelors or Masters degree in Marketing, Business Administration, or related field

Position: Senior Associate Legal Location: Bengaluru Employment Type: Full-Time About Zolve Zolve is the world s first **cross-border neo-bank**, enabling migrants and global citizens to access financial products credit, checking accounts, insurance, and loans based on their home-country credit score. By breaking geographic boundaries, Zolve empowers users to navigate financial systems across countries seamlessly. As Zolve expands, we are seeking a Senior Associate Legal to provide legal support for our partner ecosystem and internal business operations. Role Overview The Senior Associate Legal will support Zolve s business teams by **drafting, reviewing, and negotiating contracts**, advising on cross-border legal and regulatory matters, and ensuring compliance with applicable laws. This role is ideal for a proactive, adaptable legal professional with a **startup mindset** who can balance legal expertise with fast-paced business needs. Key Responsibilities Contracting & Legal Advisory **Draft, review, and negotiate** a wide variety of agreements, including SaaS, IT services, IP licenses, collaboration, staffing, marketing, hardware, and NDAs. Advise business teams on key legal and regulatory matters, aligning inputs with strategic growth priorities. Provide support on contract disputes, **dispute resolution, and litigation** where required. Cross-Border Compliance Advise on **cross-border legal and regulatory matters**, including **data protection, FEMA, RBI guidelines**, and other applicable financial regulations. Gain exposure to international contracting frameworks, particularly across **APAC and EU regions**. Stakeholder Engagement Collaborate with senior leadership and business teams to ensure legal inputs are **practical and aligned with business objectives**. Support risk assessment, due diligence, and compliance initiatives. Qualifications Education: **Bachelor s degree in Law (LLB)** or equivalent. Master s degree or professional certification (e.g., Bar Admission) preferred. Experience: **2 5 years of post-qualification experience**. Experience in **fintech, financial services, or technology sectors** preferred. In-house counsel or top-tier law firm background is advantageous. Exposure to APAC or EU contracting frameworks is desirable. Skills & Competencies: Strong **drafting, negotiation, and risk assessment skills**. Knowledge of **financial regulations, data protection, and corporate governance**. Excellent research, analytical, and communication skills. Ability to manage multiple priorities independently. **Startup mindset**: proactive, adaptable, outcome-driven, and eager to learn. High ethical standards and professional integrity. Qualification : Bachelors degree in Law (LLB) or equivalent

Strategic Initiatives Manager Founder s Office Location: Bangalore Experience: 2+ years Work Type: Full-Time About Scimplify Scimplify is a specialty chemicals manufacturing company providing end-to-end solutions from R&D and custom synthesis to large-scale manufacturing and doorstep delivery. Headquartered in Bengaluru, we serve industries including pharmaceuticals, agrochemicals, industrial chemicals, personal care, and fragrances. We enable 500+ businesses across 20+ countries to scale innovative chemicals from lab to commercial production. Backed by $54M from top-tier investors like Accel and Bertelsmann, we have a global team of 250+ professionals operating across India, Japan, USA, UAE, and Indonesia. Role Overview We are seeking a high-caliber Strategic Initiatives Manager to join the Founder s Office. This is a high-impact, cross-functional role offering direct exposure to strategic decision-making, business operations, and growth initiatives. You will work closely with the founders to solve complex problems and drive critical projects across the organization. Key Responsibilities Partner with founders on high-priority strategic and operational initiatives. Conduct research, market analysis, and data-driven insights to inform business decisions. Build internal processes and frameworks to address key organizational challenges. Collaborate with teams across product, operations, finance, and growth to execute special projects. Prepare reports, dashboards, and presentations for internal and external stakeholders. Requirements 2 6 years of experience in management consulting or related strategic roles. B.Tech/B.E from a Tier 1 college; a Master s degree is not required. Strong analytical and problem-solving skills. Excellent communication and stakeholder management abilities. High ownership, agility, and comfort with ambiguity. Willingness to hustle and go beyond defined responsibilities. Qualification : B.Tech/B.E from a Tier 1 college a Masters degree is not required

Associate Manager / Manager Business Finance Location: Bangalore Work Type: Full-Time About Ninjacart Ninjacart is India s largest agri-tech platform, revolutionizing the agri ecosystem through technology, data, and innovation. Over the last decade, our India-first solutions have transformed how fruits and vegetables move from farms to consumers plates, empowering farmers, traders, and retailers in ways never done before. We aim to be the digital network for global agri commerce, solving structural challenges such as information asymmetry, payment inefficiencies, distribution gaps, and market discovery for buyers and sellers. With over $350 million in funding from investors including Walmart Group, Tiger Global, Accel, Syngenta, and others, Ninjacart is recognized as one of Top 25 Startups to Work For. We foster a results-driven, entrepreneurial culture where leaders enjoy autonomy, tackle large-scale challenges, and drive real impact. Our products Ninjacart, Ninja Mandi, Ninja Global, Ninja Kirana, and Ninja Kisaan cater to all segments of the agri value chain. Our mission is to build the most trusted, efficient, and inclusive AgriTrade Network in India. Role Overview We are seeking a strategic, analytical, and hands-on Business Finance Manager to join our Business Finance team. As a P&L owner, you will analyze financial data, prepare insightful reports, and provide recommendations that support strategic decisions and business growth. Key Responsibilities Financial Analysis & Reporting: Analyze financial data, create models, and prepare reports to support business decisions. Operational & Strategic Planning: Translate the operating plan into a financial plan with measurable milestones; track performance against targets. Variance Analysis & Insights: Analyze past results, perform variance analysis, identify trends, and recommend corrective actions. KPI Design & Implementation: Define key metrics to monitor business performance and provide early signals for stakeholders. Process Improvement: Develop and standardize reporting tools, dashboards, and ad-hoc financial models to enhance efficiency. Cross-Functional Collaboration: Work with teams across Finance, Operations, and Strategy to gather data requirements and ensure accuracy. Market Research & Valuation: Conduct market research, data mining, business intelligence, and comparative valuations to support strategic initiatives. Qualifications & Skills Education: B.Tech or MBA in Finance, Accounting, or related field; candidates pursuing CFA are welcome. Experience: Less than 2 years of relevant finance experience. Skills & Attributes: Strong analytical and quantitative skills with high attention to detail. Understanding of financial analysis, basic accounting principles, and P&L management. Excellent stakeholder management, organizational, and interpersonal skills. Ability to work independently, take ownership, and drive measurable business impact. As a Ninja, you will take ownership of impactful projects, collaborate with a high-energy team, and contribute to transforming India s agri ecosystem. If you are resilient, smart, and ambitious, this is your chance to make a real difference. Join Ninjacart. Pioneer change. Create better lives. Qualification : B.Tech or MBA in Finance, Accounting, or related field

Visual Designer Bengaluru | Design | Full-Time About Fam (formerly FamPay) Fam is India s first payments app for everyone aged 11 and above. Through UPI and the FamCard, we re on a mission to empower over 250 million young Indians to start their financial journey early and smart. Founded in 2019 by IIT Roorkee alumni, Fam is backed by top investors like Elevation Capital, Y-Combinator, Peak XV (Sequoia Capital India), Venture Highway, and angels including Kunal Shah and Amrish Rao. About This Role We re not just building a product we re building a brand that **Gen Z vibes with**. If you can spot what makes a design click from typeface to color balance, spacing, or how a logo breathes this role is for you! As a **Visual Designer**, you ll bring our brand to life across social, product, and marketing channels. From scroll-stopping visuals to cohesive brand systems, you ll obsess over details while shaping the bigger picture. If mixing strategy with creativity is your idea of fun, and you dream of designing brands people can t stop talking about let s talk. What You ll Do Design engaging content for social platforms like Instagram, YouTube, LinkedIn, and more. Create vector illustrations for app and marketing use. Develop and maintain **brand assets, style guides, and visual consistency** across touchpoints. Produce creative assets: graphics, templates, layouts, and visuals for marketing campaigns across web, social media, events, email, and activations. Define and uphold design best practices to streamline production. Research design trends to keep visuals fresh and compelling. Solve marketing and business challenges through creative design solutions. Collaborate with marketing, product, and content teams for cohesive storytelling. Must-Haves 1 4 years of full-time experience in visual design within product teams. Proficiency in Figma and Adobe Creative Suite (Photoshop, Illustrator, Premiere Pro). Strong understanding of brand identity and consistency. Portfolio showcasing strong aesthetics and storytelling. Comfortable using **AI tools** to optimize and enhance design output. Availability to work full-time from our **Bangalore office**. Nice to Have Experience working in small teams and leading projects. Love for both independent work and collaboration. Ability to conduct and synthesize design research (qualitative & quantitative). Illustration skills that enhance brand storytelling. Proactive, self-driven attitude with a hunger for learning and experimentation. Join a high-energy, creatively driven team shaping a growing brand. Play a **high-impact role** influencing experiences for **10M+ users**. Enjoy creative freedom and room to experiment. Collaborate with a team that values bold ideas and good vibes. Access the latest tools, resources, and inspiration to grow your craft. Perks That Go Beyond the Paycheck Relocation assistance. Free office meals (lunch & dinner). Generous leave policy (birthday, period, paternity/maternity, and more). Salary advances and loan support. Quarterly rewards, recognition, and referral bonuses. Latest gadgets and tech. Comprehensive health insurance and mental health support. Tax benefits including food coupons, phone allowances, and leasing options. Retirement perks: PF, gratuity, leave encashment. About FamApp FamApp focuses on financial inclusion for the next generation with UPI and card payments for ages 11+. Our flagship product, FamX, seamlessly integrates UPI and card payments so users can manage, save, and learn about finances effortlessly. With over **10 million users**, FamApp is revolutionizing how young Indians transact no more cash hassles, plus fully customizable cards with doodles to add a personal touch. Backed by leading investors, Fam is where innovation meets impact.

Product Manager Location: Bangalore Experience: 5 7 years About the Role We are seeking a seasoned Product Manager to lead the strategy, roadmap, and execution of key product initiatives. The ideal candidate brings hands-on experience in **supply chain finance or fintech**, a deep understanding of customer challenges, and a proven ability to build scalable, user-centric solutions. You'll work cross-functionally to translate business objectives into impactful digital products that deliver measurable value. Key Responsibilities Define and own the product vision, strategy, and roadmap, ensuring alignment with overall business objectives. Conduct market research, competitive analysis, and customer discovery to identify unmet needs and product opportunities. Collaborate with engineering, design, and business teams to build, launch, and iterate on high-impact features and products. Prioritize product requirements based on data, user insights, and business impact. Manage the end-to-end product lifecycle, from ideation and validation to release and optimization. Develop clear business cases and ROI models for new initiatives. Monitor product adoption, user engagement, and feedback to continuously enhance the user experience. Work closely with sales, marketing, and customer success to ensure effective go-to-market execution. Stay informed on emerging fintech trends, regulatory developments, and innovations in the supply chain finance ecosystem. Requirements 5 7 years of experience in product management, ideally within fintech, supply chain finance, or related domains. Strong grasp of financial products, digital platforms, and trade finance (TReDS experience is a plus). Demonstrated success in owning product roadmaps and launching scalable, high-impact products. Excellent analytical thinking, problem-solving, and decision-making skills. Strong stakeholder management and communication abilities, with experience working across cross-functional teams. Familiarity with Agile/Scrum methodologies and tools like JIRA, Trello, Confluence, etc. Technical aptitude or the ability to effectively collaborate with engineering teams is a plus. Shape and scale cutting-edge fintech products in a high-growth environment. Collaborate with a dynamic, mission-driven team solving real-world problems. Thrive in a growth-oriented, transparent, and collaborative workplace culture.

Job Title: Product Manager Experience: 3+ Years Location: Bangalore Company: Kaleidofin About Kaleidofin Kaleidofin is a mission-driven fintech platform working to deliver finance for everyone, everywhere. We serve low-income and informal economy segments with ki credit a comprehensive solution that combines credit scoring (ki score), seamless infrastructure integration, risk dashboards (ki view), and structured capital products. With a presence in India, Bangladesh, and Kenya, our solutions are trusted by inclusive financial institutions and have impacted 6+ million customers, enabling over $3 billion in debt capital to underserved communities. Backed by marquee investors like the Gates Foundation, Omidyar Network, and Rabo Partnerships, Kaleidofin has been featured on the Forbes Asia 100 to Watch and is a multi-year Great Place to Work awardee. Role Overview: Product Manager We are looking for a Product Manager to join our high-impact product team. In this role, you ll own the end-to-end lifecycle of key fintech products from concept to launch and beyond. You ll work closely with engineering, business, and design teams to drive product vision, strategy, and delivery. You ll be responsible for building scalable solutions that serve real customer needs, improve operational efficiency, and drive meaningful outcomes for financial inclusion. Key Responsibilities Own and manage the entire product lifecycle ideation, development, launch, iteration. Translate business strategy into a clear product roadmap and maintain a well-groomed backlog. Deliver impactful features and enhancements across new and existing products. Define and track product OKRs; analyze performance to guide data-driven decisions. Partner with cross-functional teams engineering, data, business, and operations to align on goals and execution. Conduct competitor analysis, market research, and user feedback sessions to inform product direction. Ensure security and compliance responsibilities are understood and adhered to for all product initiatives. Advocate for the user, championing high-quality experiences across every interaction. 3+ years of experience in product management, ideally in B2B SaaS or fintech. Strong background in building and scaling B2B products; experience in the financial services space is a big plus. Demonstrated ability to contribute to product vision, create roadmaps, and align cross-functional teams. Solid understanding of agile methodologies and product development cycles. Excellent written and verbal communication skills comfortable presenting to leadership and stakeholders. Highly self-motivated with a strong work ethic; thrives in a fast-paced, high-ownership environment. Bachelor's degree or equivalent professional experience. Build meaningful products that directly impact millions across emerging markets. Join a fast-growing, globally recognized fintech platform backed by top-tier investors. Collaborate with a diverse and mission-driven team working on real-world financial problems. Be part of a culture that values innovation, ownership, and continuous learning. Apply now and be part of Kaleidofin s journey to drive financial impact at scale. Qualification : Bachelor's degree or equivalent professional experience

Associate Product Manager UX Job Type: Full-Time Category: Product Management Location: Bangalore About Bright Bright is a fast-growing consumer fintech company on a mission to help Americans eliminate debt and build brighter financial futures. Using advanced data science and machine learning, Bright offers a powerful mobile platform that automates debt management and financial planning. With features like automated debt paydown, credit score improvement, refinancing, and smart budgeting tools, Bright supports users across credit cards, student loans, and auto loans. Backed by top-tier investors including Sequoia, Falcon Edge, and Hummingbird, Bright has raised over $90M in equity and debt funding. With 300,000+ users and 100,000+ positive reviews, Bright is one of the top emerging fintechs in the U.S. We re building the first global-scale Consumer Tech company from India designed for impact in the U.S. and beyond. About the Role As an Associate Product Manager UX, you will collaborate with Design, Engineering, Business, and Product teams to enhance the user experience across our key products: Bright Debt Manager, Bright Smart Account, and Bright Credit Accounts. Your focus will be on crafting seamless, intuitive, and intelligent user journeys that drive engagement and retention. Key Responsibilities Develop deep user insights through research, data analysis, and interviews. Define user personas and map detailed user journeys across key product touchpoints. Create wireframes and UX flows for onboarding, in-app interactions, notifications, and payment experiences. Collaborate with designers and engineers to translate concepts into high-fidelity UI. Maintain documentation of UX decisions across multiple Bright products and user experiences. Benchmark Bright s UX against leading consumer and fintech platforms. Define and track UX quality metrics to inform business and product decisions. What You ll Bring 2 4 years of experience in B2C Product, UX Design, or User Research roles. Strong understanding of product design principles and user-centered thinking. Proven ability to empathize with users and uncover usability pain points. Solid wireframing and prototyping skills (Figma, Sketch, or similar tools). Ability to work closely with UI designers to bring concepts to life. Bonus: Familiarity with front-end technologies (HTML, CSS, JavaScript frameworks). Experience at a high-growth consumer startup is a plus. What You ll Get The opportunity to join a world-class team building a global fintech brand. A culture that values ownership, inclusion, and innovation. Competitive compensation, including salary and stock options. A high-growth environment where your work directly impacts real users. Join us in building the future of consumer finance smart, data-driven, and user-first.

Associate Product Designer Job Type: Full-Time Category: Design Location: Bengaluru About Bright Bright is a consumer fintech startup on a mission to help Americans get out of debt and take control of their finances powered by data science, automation, and machine learning. Our mobile app offers a full suite of tools including credit-building, automated debt paydown, smart budgeting, financial planning, and loan refinancing. With over 300,000 users and 100,000+ reviews, Bright is one of the fastest-growing fintech apps in the U.S. Backed by top-tier investors like Sequoia, Falcon Edge, and Hummingbird, we ve raised over $90M in equity and debt funding and are poised to become one of the top 100 financial institutions in the U.S. Built in India for global markets, Bright combines deep domain expertise, world-class design, and cutting-edge technology to deliver life-changing financial outcomes. About the Role We re looking for a Product Designer with a passion for solving real user problems through smart, user-first design. You ll play a key role in shaping the user experience across Bright s core products working closely with product managers, engineers, and other designers to turn insights into innovative, intuitive, and impactful user journeys. You ll be part of a collaborative, fast-paced, high-growth environment where great design is central to product success. What You ll Do Conduct market, user, and competitor research to identify opportunities and user pain points. Translate research findings into actionable ideas, wireframes, and design solutions. Collaborate cross-functionally with senior designers, PMs, and engineers to deliver user-centric and business-aligned experiences. Use design tools like Figma to create high-quality wireframes, mockups, and prototypes. Build interactive prototypes to showcase user flows, product interactions, and animations. Apply usability testing and feedback loops to refine designs. Stay updated on design trends, tools, materials, and techniques relevant to mobile and web UX. Present and advocate for your design ideas with data-backed rationale. What You ll Bring 2 3 years of experience in UI/UX design for mobile apps, web applications, or software products. Strong design craft across interaction, visual, and service design. Proficiency in tools like Figma, Adobe Creative Suite, and prototyping platforms. Hands-on experience across the full design lifecycle: user research, wireframing, prototyping, visual design, and usability testing. A solid understanding of mobile and web design guidelines and best practices. A strong product mindset, with the ability to collaborate effectively with PMs and engineers. A portfolio showcasing creative problem-solving and user-centered design. Passion for working in a dynamic, fast-paced startup environment. What You ll Get Mentorship and training from experienced consumer product leaders. Hands-on experience building products from 0 to 1 in a high-impact, user-focused environment. Deep exposure to cutting-edge work in AI, financial technology, and global product design. The opportunity to build products that make a real difference in people s lives. The skills and foundation to one day become a product founder yourself. At Bright, design isn't just how it looks it's how it works for the user. If you're ready to craft intuitive, elegant, and impactful experiences that help people achieve financial freedom, we d love to meet you.

Data Scientist I Job Type: Full-Time Category: Data Science Location: Bangalore About Bright Money Bright is a mission-driven consumer fintech company helping Americans get out of debt and build stronger financial futures powered by data science and machine learning. Our mobile platform provides personalized tools for credit building, debt paydown, budgeting, and loan refinancing. With 300,000+ users, 100,000+ reviews, and support from top-tier investors like Sequoia, Falcon Edge, and Hummingbird, Bright is one of the fastest-growing fintech startups in the U.S. We ve raised $90M+ in equity and debt funding to date. We're proud to be building a global-first, data-driven consumer tech company from India, for the world. About the Role As a Data Scientist I, you will be part of a high-impact team using data and machine learning to power Bright s core financial products. You ll work on problems that directly improve users financial outcomes modeling behavior, predicting intent, and enabling smarter, automated experiences. This is a hands-on role for someone with strong fundamentals in ML, statistics, and programming, and a desire to turn data into real-world product impact. Key Responsibilities Design and build predictive models using core concepts of machine learning, statistics, and probability. Analyze large-scale user and transactional data to extract insights and inform strategy. Collaborate cross-functionally with product managers, engineers, and business stakeholders to define and solve problems. Deploy ML models into production environments, ensuring scalability, stability, and performance. Tune, evaluate, and interpret model results to maximize business value and user outcomes. Document methodologies and workflows for reproducibility and team collaboration. Stay current with AI/ML advancements and experiment with new techniques as appropriate. Required Qualifications Bachelor s or Master s degree in Computer Science, Statistics, Mathematics, or a related quantitative field. Strong grasp of ML and statistical concepts (e.g., regression, classification, hypothesis testing, probability distributions). Proficiency in Python or R, and experience with ML libraries such as scikit-learn, TensorFlow, or PyTorch. Familiarity with model deployment tools and frameworks (e.g., Docker, Flask/FastAPI, MLflow). Understanding of how to implement and monitor models in a real-world production environment. Awareness of modern AI techniques including transformers, LLMs, and generative AI. Strong problem-solving skills, curiosity, and ability to communicate complex ideas clearly. Exposure to cloud platforms like AWS, GCP, or Azure is a plus. Bonus Points For Experience with deep learning and advanced neural network architectures. Understanding of MLOps best practices (CI/CD for ML, monitoring, retraining pipelines). Personal projects, open-source contributions, or research publications in AI/ML. What You ll Work On Model user behavior and financial patterns to power intelligent product features. Analyze complex transaction datasets to surface actionable insights. Build and deploy ML systems that personalize savings and debt management strategies. Apply deep learning, reinforcement learning, and LLMs to real-world fintech use cases. Collaborate with engineering and product teams to launch data-powered experiences in the Bright app. Experiment with cutting-edge AI technologies to innovate in consumer finance. At Bright, you ll go beyond theory you ll use data to change lives. This is your chance to build meaningful, scalable machine learning systems that empower users to take control of their financial future. Qualification : Bachelors or Masters degree in Computer Science, Statistics, Mathematics, or a related quantitative field

Job Title: General Manager Market Research Location: Bangalore Employment Type: Full-Time About the Role We are seeking a motivated, self-driven leader with a strong technical background and a passion for market research to join our Sector Research team. This is a senior role focused on driving high-quality market research across diverse sectors including FinTech, SaaS, FoodTech, Cybersecurity, Healthcare, and more. This position involves managing and mentoring a team of subject matter experts while leading the research strategy and process improvements. Note: This role is specifically for candidates with a market research or related background. It is not suitable for Investment Analysts, Associates, CAs, CFAs, or Finance Executives. Key Responsibilities Lead Sector Research Oversee multiple market research projects across sectors such as FinTech, SaaS, FoodTech, etc. Guide and mentor a team of researchers, ensuring high-quality, insightful research outputs. Define strategic direction for sector research and ensure alignment with business goals. Process Ownership & Team Management Take complete ownership of research processes within the department. Identify and resolve project bottlenecks to meet deadlines and quality standards. Organize and facilitate training programs to upskill team members as needed. Provide ongoing mentorship and constructive feedback to foster continuous improvement. Collaborate with senior stakeholders to review project status and implement course corrections. Department Blueprint & Strategy Design foundational building blocks and operational blueprints for the research department. Gather inputs from peers and secure buy-in from senior management. Develop a prioritized roadmap of actionable projects to drive impact and efficiency. Implementation & Optimization Build scalable and efficient research processes, with an emphasis on accuracy and automation. Define and track KPIs to measure project and team performance. Address team queries and integrate solutions into Standard Operating Procedures (SOPs). Monitoring & Continuous Improvement Establish protocols and MIS reports to monitor departmental health and project progress. Escalate any non-compliance or quality concerns promptly. Identify opportunities for new projects and process enhancements based on data insights. Continuously refine the department blueprint and processes to optimize outcomes. Requirements Graduated from a Tier 1 institute with top-notch academic credentials. 5+ years of experience in market research, business strategy, consulting, or related fields. Strong analytical and problem-solving skills; ability to apply first-principles thinking. Proven leadership skills with a passion for mentoring and developing team members. Collaborative mindset with the ability to work across departments. Results-driven, with a high level of ownership and commitment to excellence. Strong decision-making skills grounded in logical reasoning and openness to feedback. What You Can Expect at Tracxn A meritocracy-driven and candid culture with zero politics. Collaborative environment with intellectually curious colleagues. Fast-paced learning with continuous mentorship to help you reach your full potential. Qualification : Graduated from a Tier 1 institute with top-notch academic credentials

Position: Capital Markets and Investment Sales Associate Location: Bengaluru Job Overview: We are looking for a dynamic and results-oriented professional to join our Capital Markets team as an Investment Sales Associate. The ideal candidate will play a vital role in supporting sales initiatives and investment strategies within our capital markets division. This role demands strong analytical capabilities, deep knowledge of financial markets, and excellent client relationship management skills. Key Responsibilities: Sales and Business Development: Identify, qualify, and cultivate new business opportunities in capital markets and investment sales Build and maintain strong relationships with institutional investors, high-net-worth individuals (HNWIs), and key stakeholders Advise clients on investment opportunities and assist in structuring deals tailored to their needs Collaborate with senior management to develop customized investment strategies and solutions Market Research and Analysis: Monitor and analyze market trends, capital markets activities, and emerging investment opportunities Conduct comprehensive market research to identify potential deals, acquisitions, and sales prospects Provide clients with timely updates on market conditions, forecasts, and associated risks Transaction Support: Prepare pitch materials, presentations, and investment reports to support sales efforts Coordinate due diligence processes, financial modeling, and transaction documentation Liaise closely with legal, compliance, and internal teams to ensure seamless transaction execution Client Relationship Management: Serve as a trusted point of contact for clients, providing tailored advice and fostering long-term relationships Represent the firm at client meetings, conferences, and industry events to grow the business network Qualifications & Skills: Bachelor s degree in Finance, Economics, Business Administration, or a related field; Master s degree or professional certifications such as CFA or CAIA are a plus 2 to 9 years of experience in capital markets, investment sales, or related financial services Strong understanding of financial products, market dynamics, and investment strategies Excellent communication, negotiation, and relationship-building skills across client levels Proficiency in financial modeling, data analysis, and investment reporting Exceptional attention to detail, strong problem-solving abilities, and capability to manage multiple priorities in a fast-paced environment Qualification : Bachelors degree in Finance, Economics, Business Administration, or a related field

Position: Equity Research (Content/Editorial) - Manager Location: Bengaluru About Groww At Groww, we re a passionate team committed to making financial services accessible to every Indian. Our mission is to empower millions of customers by providing a multi-product platform that enables them to take charge of their financial journey. Customer obsession is at our core every product, design, and algorithm is built with the customer s needs and convenience in mind. At Groww, we believe in a culture of ownership, integrity, and the constant drive to challenge the status quo. Our Vision We believe every individual deserves the knowledge, tools, and confidence to make informed financial decisions. Groww s long-term vision is to be the most trusted financial partner for millions of Indians, offering a diverse range of financial services through a cutting-edge platform. Our Core Values Radical Customer Centricity Our customers are at the heart of everything we do. Ownership-Driven Culture We take responsibility and accountability in all we do. Simplicity We simplify complex financial concepts for better accessibility. Long-Term Thinking We focus on sustainable growth and future impact. Transparency We maintain openness in every decision, interaction, and process. Role Overview We re looking for an Equity Research Lead who can build and lead a team responsible for conducting in-depth analysis on macroeconomic developments, industries, companies, and policies. This role is key in providing high-quality, insightful content that will help over 1.5 crore Groww investors make informed investment decisions. As the manager of this team, you will also drive strategy, foster a culture of excellence, and ensure that your research is communicated effectively across multiple platforms, from reports to social media content. Key Responsibilities: Equity Research: Lead comprehensive research on companies, sectors, and industries, including financial statement analysis, valuation models, and competitive benchmarking. Market & Economic Analysis: Monitor macroeconomic trends, policy changes, and market movements to understand their impact on the equity markets. Content Creation: Produce high-quality research content across various formats, including reports, blogs, videos, and social media posts to effectively communicate findings. Team Leadership: Lead and mentor a team of equity research analysts, fostering a culture of continuous learning and high performance. Client Engagement: Work closely with engagement teams to ensure that your research is effectively communicated and aligns with client needs. Strategic Input: Contribute to the broader research strategy and help shape the direction of Groww s research approach. Compliance: Ensure that all research activities meet regulatory requirements and internal compliance standards. Qualifications: Experience: 3+ years of proven experience in equity research, with a strong track record of delivering high-quality insights. Education: Bachelor's degree in Finance, Economics, or a related field. A Master s degree and/or CFA charterholder is highly preferred. Skills: Strong analytical skills, including proficiency in financial modeling and data analysis tools. Excellent written and verbal communication skills; ability to present complex ideas clearly and engagingly. Leadership experience in managing and motivating teams. Deep understanding of the Indian financial markets and regulatory landscape. Awareness of industry best practices and emerging trends in equity research. Join India s fastest-growing financial services company and be part of a team that's reshaping the financial landscape. Work in a culture of transparency, collaboration, and continuous growth. Lead a passionate team and help millions of users make better investment decisions every day. If you are passionate about equity research and want to make an impact in a fast-growing fintech company, we d love to hear from you. Qualification : Bachelor's degree in Finance, Economics, or a related field. A Masters degree and/or CFA charterholder is highly preferred

Position: Senior/General Manager Corporate Development Location: Bangalore Department: Zetwerk Corporate About Zetwerk Zetwerk is the world s largest global manufacturing network for custom manufacturing, transforming digital designs into high-quality physical products. From simple steel pipes to complex aerospace components, we serve a broad range of industries from traditional sectors like Oil & Gas, Infrastructure, and Aerospace to modern ones such as Renewables, EVs, and Consumer Electronics. Through a network of 1,000+ manufacturing partners, Zetwerk offers advanced capabilities like CNC machining, 3D printing, plastic injection molding, and die casting supported by our proprietary Manufacturing Operating System (ZISO) that delivers real-time tracking, quality assurance, and end-to-end transparency. Why Join Zetwerk We are transforming the future of manufacturing with technology at our core. At Zetwerk, you ll work with ambitious, innovative teams and industry leaders, helping shape how the world builds. We offer you the platform to grow your career, make a tangible impact, and thrive in a collaborative, inclusive culture. Role Overview We are looking for a strategic and driven Senior/General Manager Corporate Development to join our high-performing team. You will lead initiatives that drive Zetwerk s long-term growth ranging from M&A evaluation to partnership development, international expansion, and IPO preparedness. This is a high-impact role with direct visibility to leadership and the opportunity to help shape Zetwerk s future. Key Responsibilities Mergers & Acquisitions (M&A): Identify and evaluate acquisition opportunities aligned with Zetwerk s strategic goals Conduct in-depth market research, financial modeling (DCF, comparables, ROI), and scenario analysis Lead due diligence across legal, financial, tax, and operational domains Create investment memos and board-level presentations Corporate Strategy & Development: Monitor industry trends and competitive landscapes to propose new strategic initiatives Assess expansion into adjacent markets (geographic or technological) Support post-deal integration, performance tracking, and synergy realization Collaborate with cross-functional teams and external stakeholders on deal structuring IPO & Strategic Finance Support: Drive IPO readiness initiatives including internal process improvement, governance, and documentation Assist with investor communications, benchmarking, and capital markets analysis Coordinate with finance, legal, and compliance teams to ensure audit and disclosure readiness Experience: 6 14 years in Corporate Development, M&A, Investment Banking, Private Equity, or related roles Education: MBA with CA/CFA/Engineering background preferred (flexible for exceptional candidates) Skills: Advanced financial modeling and valuation expertise Strong analytical, communication, and presentation skills Ability to lead multiple high-impact projects simultaneously Understanding of regulatory and compliance frameworks What Zetwerk Offers A high-growth environment with unparalleled learning and leadership opportunities A culture that values innovation, ownership, and collaboration Career advancement in a rapidly growing company redefining manufacturing Competitive compensation and performance-linked rewards A chance to be part of a once-in-a-lifetime journey building a world-class business Shape the future of global manufacturing with Zetwerk. Apply now and be part of the revolution. Qualification : MBA with CA, CFA, or Engineering preferred

SEO Specialist Location: Bangalore Experience: 3-4 Years Company: KredX About KredX Since 2015, KredX has been revolutionizing working capital solutions into a comprehensive financial ecosystem. We are India s leading integrated supply chain finance provider, holding both RBI s TReDS license and IFSCA s ITFS license making us one of the few double-licensed entities in the country. Our core platforms include: DTX (Domestic Trade Exchange): RBI-licensed platform enabling MSMEs to access early payments through invoice discounting. GTX (Global Trade Exchange): IFSCA-licensed platform offering efficient cross-border trade finance. CMS (Cash Management Solutions): AI-powered automation streamlining enterprise financial operations globally. DTX (dtxindia.in) is powered by KredX and supports MSMEs by offering quick, safe, and cost-effective working capital solutions, leveraging advanced finance automation technologies. Role Overview We re looking for an SEO Specialist to enhance our organic search presence and improve overall search engine rankings. The role blends strategic planning with tactical execution, focusing on content alignment, technical SEO health, and performance optimization. Key Responsibilities Develop and execute effective SEO strategies to increase organic traffic and improve search rankings. Conduct comprehensive keyword research to guide and optimize content strategies. Optimize on-page SEO elements such as metadata, headers, internal linking, and site architecture. Identify and resolve technical SEO issues by collaborating closely with product and tech teams. Monitor, analyze, and report on SEO performance metrics and trends, providing actionable insights. Support organic growth efforts across social media by optimizing posts and tracking engagement metrics. Keep abreast of search engine algorithm updates and evolving SEO best practices. Requirements 2 to 4 years of hands-on SEO experience. Strong knowledge of on-page, off-page, and technical SEO principles. Proficiency in SEO tools such as Google Search Console, SEMrush, Ahrefs, etc. Experience in content optimization, link-building strategies, and website structural improvements. Ability to collaborate effectively across content, product, and technical teams. Basic understanding of HTML and website coding is a plus.

Analyst, Market Data Services (NE) Location: Bengaluru, Karnataka Team: Data Management Company: BlackRock Role Overview As a Data Management Analyst at BlackRock, you will focus on processing and assuring the quality of alternative assets data. Your work will support clients by maintaining accurate, comprehensive data on firms, funds, and transactions in the alternative asset industry. You ll collaborate globally to research, curate, and enhance data offerings that power investment decisions. Key Responsibilities Acquire, update, and maintain alternative asset data using internal tools. Conduct in-depth web research on firms, funds, and transaction activities. Update databases with key financial data, statistics, and analysis. Work on data quality projects, process improvements, and workflow optimization. Develop subject matter expertise to enhance client data products. Collaborate with stakeholders across business units to evolve data offerings. Experience & Skills Required Bachelor s degree in Finance, Accounting, Business, or Engineering. At least 6 months relevant experience, with a keen interest in finance and markets. Fluent in English with excellent written and verbal communication skills. Proficient in Microsoft Excel, SharePoint, Office 365. Familiarity with automation and data tools like Power Automate, VBA, Python, or SQL. Knowledge of data visualization tools such as PowerBI, Qlik, or Tableau. Some exposure to project and stakeholder management. Work Model & Benefits Hybrid work model: 4 days in office, 1 day remote (with some flexibility). Strong retirement plans, tuition reimbursement, healthcare, and family support. Flexible Time Off (FTO) to support work-life balance. About BlackRock BlackRock s mission is to help people achieve financial well-being globally. By investing in its employees, BlackRock fosters a supportive and innovative culture to enable growth, inclusion, and impact. Qualification : Bachelors degree in Finance, Accounting, Business, or Engineering

Data Management Analyst Location: Bengaluru, Karnataka Team: Data Management About this Role This position is part of BlackRock s initiative to revolutionize private markets data and technology, complementing the Aladdin platform to deliver comprehensive investment solutions globally. The Data Management team is dedicated to ensuring that coverage of the alternative assets industry remains accurate, up to date, and comprehensive. As a Data Management Analyst, you will focus on processing and assuring the quality of public data. Reporting to the Data Lead, you will collaborate with a distributed team of specialists to research, analyze, and curate public data delivered to our clients. What You ll Do Acquire, update, and maintain high-quality alternative assets data using internal tools and software. Conduct thorough web-based research on firms, funds, and transaction activities in the alternative asset space. Update databases with key financial information, statistics, and analyses relied upon by clients. Participate in complex data projects involving data quality, process re-engineering, and workflow optimization. Develop domain expertise to enhance the quality and scope of data offerings. Collaborate with stakeholders across various business units to improve data product offerings. What You Bring Bachelor s degree or equivalent experience in Finance or a related field. Approximately 6 months of relevant experience. Strong interest in finance and knowledge of financial markets. Proficiency in English with excellent writing and interpersonal skills. Experience with Microsoft tools such as Excel, SharePoint, and Office 365. Benefits We offer a wide range of benefits designed to keep you energized, engaged, and supported, including a strong retirement plan, tuition reimbursement, comprehensive healthcare, support for working parents, and Flexible Time Off (FTO) so you can relax and recharge. Hybrid Work Model Our hybrid work model fosters collaboration and mentorship, supporting employee growth and flexibility. Employees typically work at least 4 days per week in the office with the option to work from home 1 day per week, ensuring a balance between teamwork and individual productivity. About BlackRock At BlackRock, our mission is to help more people achieve financial well-being. Our clients, and those they serve, rely on investments that support retirement, education, home ownership, and business ventures. These investments also strengthen the global economy by supporting businesses, financing infrastructure, and enabling innovation. We invest deeply in our employees, creating a welcoming and supportive environment with opportunities for development, networks, and benefits to help you thrive. Qualification : Bachelors degree or equivalent experience in Finance or a related field.

Product Manager II Location: Bangalore, Karnataka | Department: Product & Design Join Meesho s Fast-Growing Product Management Team At Meesho, our Product Management team drives innovation and growth in a rapidly expanding e-commerce market. We have a user-first mindset and focus on solving problems that matter. Our success in reaching customers across Tier 2, 3, and 4 towns in Bharat speaks volumes about our product-driven approach. Did you know? Nearly 7% of India s households shop with us! If you are someone who thrives in a fast-paced environment and loves the challenge of bringing products to life, we want you to join our team! From collaborating with cross-functional teams to leading product initiatives, you'll play a key role in shaping the future of e-commerce in India. About the Role We are looking for a Product Manager II to take ownership of high-impact problems and work cross-functionally to deliver innovative solutions. In this role, you ll work closely with teams such as software engineering, UX design, category management, marketing, operations, and finance to build products that drive Meesho s mission forward. What You Will Do Market & Customer Understanding: Dive deep into the e-commerce landscape, customer needs, and seller behaviors through research, customer interviews, and competition analysis. Problem Identification & Prioritization: Adopt a structured approach to identify and prioritize the most impactful problems to solve. Break them down into actionable tasks. Solution Discovery: Collaborate with teams to brainstorm, ideate, and experiment with solutions. Test multiple ideas using MVPs, prototypes, and other techniques. Product Delivery: Define detailed product requirements and work with cross-functional teams (design, engineering, business, analytics) to bring solutions to life. Go-to-Market Planning: Develop a go-to-market strategy with business and marketing teams to ensure successful product adoption. Adoption & Metrics: Define and track product metrics, identifying usage patterns and creating action plans to optimize results. Roadmap Creation: Build a product roadmap with at least a 3-month forward-looking view of key customer/business problems to address. What You Will Need 4+ years of experience, with at least 2+ years in product management in a tech-led company (preferably consumer internet) Strong problem-solving skills based on first principles thinking Comfort with product management processes like A/B experimentation, writing product requirement documents, managing product backlogs, and creating roadmaps Excellent communication and stakeholder management skills Preferred Qualifications Experience working in high-growth, consumer internet or e-commerce environments Comfortable driving product decisions with a cross-functional team Familiarity with tools for product management, analytics, and experimentation About Meesho Meesho is a rapidly growing e-commerce platform with a focus on enabling the next billion users to shop online. Our mission is to democratize internet commerce for everyone, especially small businesses across India. With over 1.75 million sellers, we provide industry-first benefits like zero commission and the lowest shipping cost. Our platform caters to underserved, first-time internet users, and our unique business model is built on affordability, local market relevance, and continuous innovation. Our Mission Democratizing Internet Commerce for Everyone Meesho aims to enable 100 million small businesses to succeed online by providing a platform that is affordable, scalable, and accessible to sellers in every corner of India. Culture & Total Rewards At Meesho, we foster a culture of impact-driven collaboration. Our team thrives on continuous learning, problem-solving, and fun. We emphasize a people-centric culture where we recognize performance and invest in employee growth. What We Offer: Market-leading compensation including both cash and equity-based packages Holistic wellness support through our MeeCare Program, offering benefits for physical, mental, financial, and social wellness Generous leave policies, parental benefits, and learning and development assistance Telehealth services, wellness events, and recreational discounts to support work-life balance Personalized gifts, performance recognition, and a fun, engaging workplace culture If you are passionate about solving impactful problems in a dynamic environment and are excited about the future of e-commerce in Bharat, we d love to have you on our team. Apply now to join Meesho and help us build the future of e-commerce!

Senior Product Manager Location: Bangalore, Karnataka | Department: Product & Design About the Team At Meesho, Product Management mirrors our rocketship growth. By obsessively understanding customer behavior, we ve carved out a unique e-commerce niche in Tier 2/3/4 towns across Bharat. Our remarkable growth is a testament to how we think about product for our customers those who have barely shopped online but now can thanks to Meesho. Fun Fact: Nearly 7% of India s households shop with us! We operate with a user-first mindset and prioritize execution with rigor to deliver impactful solutions. We focus on problem discovery & delivery, aiming for high impact, not just building features. We believe in having fun while working hard. Whether you're into movies or sports, we have a diverse and energetic team. If a game of badminton after work sounds exciting, this is the place for you! About the Role We are looking for a passionate Senior Product Manager who thrives in a fast-paced start-up environment and enjoys solving high-impact problems. This cross-functional leadership role will have you collaborating with teams across software engineering, UX design, category management, marketing, operations, and finance to bring new products to life. What You Will Do Market & Customer Understanding: Gain deep insights into the e-commerce market and customer/seller needs through landscape analysis, customer interviews, user research, competition analysis, and other techniques. Problem Identification & Prioritization: Use structured approaches to identify and break down problems. Prioritize what needs immediate attention vs. what can be solved later. Solution Discovery: Lead brainstorming sessions to generate the best technology-driven solutions. Collaborate with design, engineering, and business teams to identify and experiment with new ideas using MVPs, prototypes, etc. Product Delivery: Define detailed product requirements and collaborate with cross-functional teams (design, engineering, business, analytics) to bring the product to life. Ensure high product quality through user acceptance testing and dogfooding. Go-to-Market Planning: Create a comprehensive go-to-market plan in partnership with business and marketing stakeholders to maximize product success. Adoption & Metrics: Define and track product metrics. Analyze usage patterns and create action plans to improve product performance. Roadmap Creation: Develop a product roadmap with a 3-month forward-looking view, solving key customer and business problems. Team Leadership: Manage a small team of product analysts and associate product managers, guiding them toward product execution. What You Will Need 7+ years of overall experience, with at least 4+ years in product management in a tech-led company (consumer internet experience preferred) Exceptional problem-solving skills based on first principles thinking Solid understanding of technology, with familiarity in product management processes like A/B experimentation, writing product requirement documents, managing product backlogs, and creating roadmaps About Us Welcome to Meesho, an e-commerce platform transforming businesses across India. We are not just a platform; we re your partner in turning dreams into realities. Our mission is to democratize internet commerce for everyone. Curious about life at Meesho? Our employees are some of the happiest, which has earned us top ratings as an e-commerce workplace on Glassdoor! Our Mission At Meesho, we aim to democratize internet commerce for everyone. We started with the vision to serve the next billion Indian consumers and enable 100 million small businesses to succeed online. We provide sellers with unique benefits such as zero commission and the lowest shipping costs. Currently, more than 1.75 million sellers are growing their businesses through Meesho s extensive customer base and advanced tech infrastructure. Our model caters to underserved customers, providing affordable and relatable merchandise. Through continuous innovation, we are proud to be India s first horizontal e-commerce company. Culture & Total Rewards At Meesho, we focus on cultivating a dynamic, high-performing workplace. Our people-centric culture emphasizes hiring exceptional talent and fostering growth. Our culture is driven by our 11 guiding principles, or "Mantras," which influence everything from recognition to career development. What We Offer: Market-leading compensation a combination of cash and equity-based rewards tailored to the role and individual experience Comprehensive wellness support through the MeeCare Program, focusing on physical, mental, financial, and social well-being Generous medical insurance benefits for employees and their families, including wellness initiatives like telehealth services and gym discounts Work-life balance support with generous leave policies, parental support benefits, retirement plans, and learning assistance Employee recognition personalized gifts, performance-based rewards, and fun workplace activities Additional benefits like salary advance support, relocation assistance, and flexible benefits plans to further enrich your experience