Senior Credit Manager Jobs in Bengaluru

Senior AR Associate Category: Executive | Type: Full-Time | Location: Bangalore Job Overview We are seeking a Senior AR Associate with strong expertise in Accounts Receivable (AR) and denial management. The ideal candidate will handle complex AR scenarios, ensure timely resolution of claims, and maintain high-quality standards while working closely with clients and insurance companies. Key Responsibilities Claims Resolution: Contact insurance companies to clarify denials, underpayments, and other claim-related issues. AR Management: Manage multiple denials, appeals, AR follow-ups, and refiling to ensure timely resolution. Performance Standards: Consistently meet high quality and productivity standards. Client Relations: Understand client requirements and absorb client-specific business rules and medical billing cycles. Communication: Maintain strong communication skills with a neutral accent for professional interactions. Collaboration: Work from the office and collaborate effectively with cross-functional teams. Skills & Competencies Expertise: Thorough knowledge of AR cycles, denial management, and appeals. Analytical Thinking: Strong problem-solving skills and high attention to detail. Adaptability: Ability to adapt to client-specific processes and maintain a proactive work approach. Communication: Excellent verbal and written communication skills.

Position: Senior Associate Legal Location: Bengaluru Employment Type: Full-Time About Zolve Zolve is the world s first **cross-border neo-bank**, enabling migrants and global citizens to access financial products credit, checking accounts, insurance, and loans based on their home-country credit score. By breaking geographic boundaries, Zolve empowers users to navigate financial systems across countries seamlessly. As Zolve expands, we are seeking a Senior Associate Legal to provide legal support for our partner ecosystem and internal business operations. Role Overview The Senior Associate Legal will support Zolve s business teams by **drafting, reviewing, and negotiating contracts**, advising on cross-border legal and regulatory matters, and ensuring compliance with applicable laws. This role is ideal for a proactive, adaptable legal professional with a **startup mindset** who can balance legal expertise with fast-paced business needs. Key Responsibilities Contracting & Legal Advisory **Draft, review, and negotiate** a wide variety of agreements, including SaaS, IT services, IP licenses, collaboration, staffing, marketing, hardware, and NDAs. Advise business teams on key legal and regulatory matters, aligning inputs with strategic growth priorities. Provide support on contract disputes, **dispute resolution, and litigation** where required. Cross-Border Compliance Advise on **cross-border legal and regulatory matters**, including **data protection, FEMA, RBI guidelines**, and other applicable financial regulations. Gain exposure to international contracting frameworks, particularly across **APAC and EU regions**. Stakeholder Engagement Collaborate with senior leadership and business teams to ensure legal inputs are **practical and aligned with business objectives**. Support risk assessment, due diligence, and compliance initiatives. Qualifications Education: **Bachelor s degree in Law (LLB)** or equivalent. Master s degree or professional certification (e.g., Bar Admission) preferred. Experience: **2 5 years of post-qualification experience**. Experience in **fintech, financial services, or technology sectors** preferred. In-house counsel or top-tier law firm background is advantageous. Exposure to APAC or EU contracting frameworks is desirable. Skills & Competencies: Strong **drafting, negotiation, and risk assessment skills**. Knowledge of **financial regulations, data protection, and corporate governance**. Excellent research, analytical, and communication skills. Ability to manage multiple priorities independently. **Startup mindset**: proactive, adaptable, outcome-driven, and eager to learn. High ethical standards and professional integrity. Qualification : Bachelors degree in Law (LLB) or equivalent

Senior Product Designer Location: Bengaluru Employment Type: Full-Time About Zolve Welcome to the financial frontier of limitless possibilities welcome to Zolve. We re not just another fintech startup we re building the world s first cross-border neobank that empowers global citizens to access credit and financial services in a new country using their existing credit history from their home country. Whether it s checking accounts, credit cards, remittances, loans, or insurance, Zolve removes financial borders so people can move freely and achieve their dreams anywhere in the world. As we scale into new geographies and launch new product lines, we re looking for a Senior Product Designer to join our mission and help shape the future of global financial experiences. About the Role As a Senior Product Designer at Zolve, you will be responsible for driving design strategy and execution across our digital products. From ideation to launch, you ll create seamless and delightful user experiences for a diverse, global audience. This is a high-impact role that requires strong UX/UI expertise, cross-functional collaboration, and a passion for solving complex problems in the fintech space. Key Responsibilities Design Leadership Own the end-to-end design process from user research, journey mapping, and wireframing to high-fidelity UI and prototyping Establish and maintain a long-term vision for design that aligns with product and business goals User-Centered Design Conduct user research, usability testing, and market analysis to deeply understand customer needs across regions Translate insights into intuitive, elegant, and scalable designs Collaboration & Mentorship Work closely with product managers, developers, and business stakeholders to build and ship impactful products Mentor junior designers and foster a collaborative, creative, and feedback-driven design culture Design Systems & Consistency Build, maintain, and scale robust design systems and style guides to ensure consistent UX/UI across platforms Problem Solving Tackle complex design challenges using a balanced approach of creativity, data, and empathy Iterate quickly based on feedback and changing requirements Who You Are Qualifications Bachelor's degree in Design, HCI, Interaction Design, or related field (Master s degree is a plus) 6 10 years of product design experience, with a strong portfolio demonstrating UX/UI skills Previous experience in fast-paced startups or fintech is a strong advantage Design & Technical Skills Proficient in design and prototyping tools like Figma, Sketch, Adobe XD, or InVision Strong understanding of UX principles, interaction design, and mobile-first design Familiarity with HTML/CSS/JavaScript (optional but a plus) Soft Skills Strong communication and storytelling abilities Excellent organizational and multitasking skills Passionate about design systems, user advocacy, and continuous improvement Shape the future of cross-border banking with a high-impact product Collaborate with talented, passionate, and mission-driven individuals Work on global problems with real human impact Fast-paced, agile, and meritocratic environment Qualification : Bachelor's degree in Design, HCI, Interaction Design, or related field (Masters degree is a plus)

Finance Associate Job Type: Full-Time Category: Finance & Accounts Location: Bangalore About Bright Bright is a rapidly growing consumer fintech company on a mission to help Americans get out of debt and improve their financial health. Leveraging data science and machine learning, Bright s mobile app offers powerful tools like credit score building, automated debt paydown, budget planning, and loan refinancing. With 300,000+ users and over 100,000 ratings and reviews, Bright has achieved 6x growth in the past year. Backed by leading investors including Sequoia, Falcon Edge, and Hummingbird, Bright has raised more than $90 million in funding, including recent debt financing from Encina Lender Finance to fuel its credit business expansion. Bright is among the top 8 fintech companies in the U.S. and aims to become a top-100 financial institution by combining data science with financial product innovation all built from India for global markets. About the Role We are seeking a detail-oriented Finance Associate to manage day-to-day accounting operations and support financial reporting for our fast-growing business. This role involves handling accounting systems, performing reconciliations, ensuring compliance with statutory requirements, and providing accurate financial data to management. What You ll Do Manage and review daily bookkeeping and accounting transactions in Tally and QuickBooks (hands-on QuickBooks experience is essential). Oversee operational accounting activities, identify and resolve issues promptly. Prepare and file statutory reports and compliance documents for both India and U.S. on a monthly, quarterly, and annual basis. Conduct analytical reviews of financial data, identify discrepancies, and produce management reports. Perform account reconciliations, including vendor and intercompany transactions. Monitor balance sheet accounts and ensure accurate ledger maintenance. Generate invoices for intercompany transactions and maintain clear documentation. Support audit processes by preparing necessary documentation and reports. Maintain Management Information Systems (MIS) and regularly update senior management. Collaborate with internal teams to ensure timely financial operations and reporting. What You ll Bring Bachelor s degree in Accounting or Finance (required). Minimum 1 year of experience in general accounting or tax accounting. Proficiency with computerized accounting systems, especially QuickBooks (mandatory) and Tally. Strong attention to detail and excellent analytical abilities. Solid understanding of accounting principles, practices, and statutory compliance. Excellent organizational and time management skills, with the ability to prioritize effectively. Strong communication and negotiation skills. Ability to work independently with sound judgment and collaboratively as part of a team. Quick learner with a positive attitude, adaptable to a fast-paced environment. Work with a fast-growing, globally minded fintech startup backed by leading investors. Be part of a high-impact finance team that supports innovation in consumer financial products. Gain exposure to both Indian and U.S. statutory accounting and compliance. Develop your career in a supportive, dynamic environment with opportunities to grow and learn. Help Bright transform the future of consumer finance apply today! Qualification : Bachelors degree in Accounting or Finance

Assistant Risk Modelling Manager Location: Bengaluru Department: Risk & Modelling About OneSavings Bank (OSB) Group OneSavings Bank (OSB) Group is a specialist lending and retail savings group listed on the London Stock Exchange and a member of the FTSE 250. Headquartered in Chatham, Kent, OSB is regulated by the Prudential Regulation Authority and the Financial Conduct Authority. OSB focuses on niche lending markets offering high growth and strong risk-adjusted returns, including: Buy-to-Let and commercial mortgages Residential development finance Specialist residential lending and secured funding lines We operate under trusted brands such as Kent Reliance, CCFS, InterBay Commercial, Prestige Finance, and Heritable Development Finance. Retail savings are primarily sourced through Kent Reliance via branches, online, and postal channels. Our offshore delivery and support operations are handled by OSB India, with offices in Bengaluru and Hyderabad. About OSB India Pvt Ltd OSB India, a wholly owned subsidiary of OSB Group, plays a critical role in delivering operational and customer support services. Since 2004, OSB India has focused on service excellence, process efficiency, and continuous improvement for the group s UK operations. Role Overview As the Assistant Risk Modelling Manager, you will support capital and impairment reporting, provide deep data insights, and contribute to strategic projects. This role involves analysis, stakeholder collaboration, and ensuring regulatory and internal compliance. Key Responsibilities Lead and support monthly IFRS9 impairment and IRB RWA reporting with trend analysis and insights Provide analytics to support collections and help define operational priorities Drive and deliver strategic projects, managing timelines and stakeholders Assist with IFRS9 engine code changes, conduct impact assessments, and challenge trends Identify process and model weaknesses and develop mitigating solutions Produce clear, insightful commentary for credit and audit committees, including regulatory teams Ensure compliance with model execution and operational risk requirements Maintain adherence to Finance, Risk Management, and Data Governance Policies Build strong working relationships with UK stakeholders and capture clear requirements Complete all mandatory compliance training and attestations Experience Required Minimum 7+ years in a related role in retail or mortgage finance Extensive hands-on experience in SAS, SQL, and advanced Excel Proven ability to generate and present detailed analytical and reporting outputs Experience with impairment/capital modelling processes (preferred) Comfortable managing priorities, leading tasks, and collaborating with international teams Technical & Functional Skills Expert in SAS and SQL for data analysis and reporting Working knowledge of IFRS9 (impairment) or IRB (capital) frameworks Understanding of probability/statistics in a financial risk context (preferred) Core Competencies Strong analytical thinking and problem-solving skills Effective communication skills, both written and verbal Ability to deliver clear, actionable reports to senior stakeholders Self-motivated with a proven ability to learn new technical skills and tools This role is an exciting opportunity to work at the intersection of data, risk, and strategy within a dynamic and growing financial group. If you have a strong analytical mindset and are looking to influence real business decisions, we'd love to hear from you.

Position: Assistant Manager - Risk Location: Bengaluru About Groww At Groww, we are a passionate team dedicated to making financial services accessible to every Indian. Through our multi-product platform, we help millions of customers take control of their financial journeys. Customer obsession is at the heart of everything we do. From every product design to each algorithm, we focus on delivering the best experience, making financial services simple, transparent, and convenient. Our values include ownership, customer-centricity, and integrity. We believe in constantly challenging the status quo to drive meaningful change. Our Vision We aim to empower every individual with the knowledge, tools, and confidence to make informed financial decisions. Groww s long-term vision is to be India s most trusted financial partner, offering innovative financial solutions across various services. Our Core Values Radical Customer Centricity Ownership-Driven Culture Simplicity Long-Term Thinking Complete Transparency About the Role We re looking for a highly motivated Risk Manager to join our team and play a crucial role in overseeing the development and implementation of the operational risk management framework across the organization. In this role, you will collaborate with cross-functional teams, senior leadership, and external stakeholders to identify, assess, and mitigate risks effectively. The ideal candidate will have a strong problem-solving mindset, excellent analytical skills, and a proven track record of managing risk in a result-oriented environment. As a Risk Manager, you will contribute to shaping a robust risk culture and ensuring smooth operations within the organization. Key Responsibilities: Risk Identification & Assessment: Perform risk identification and assessments across various functions, and recommend process changes to mitigate operational risks. Cross-Functional Collaboration: Work closely with teams like Credit, Risk, Compliance, and Technology to implement effective risk mitigation strategies. Monitoring & Reporting: Track and analyze key risk indicators, and provide regular updates to management and stakeholders. Risk Committee Coordination: Lead and orchestrate Monthly Risk Committee meetings, providing insightful reports to senior leadership and key stakeholders. Incident Management: Examine reported incidents and validate the implementation of corrective and preventive actions. Audit Coordination: Collaborate with internal audit teams to align risk management efforts with audit activities. Root Cause Analysis: Conduct root cause analysis (using methods like 5 Whys, Fishbone, etc.) to identify corrective and preventive actions. Risk Awareness & Training: Conduct training sessions to promote risk awareness and adherence to risk management practices across the organization. Required Skills & Expertise: Experience: 2-5 years of experience in operational risk management, preferably within the financial industry. Risk Assessment & Mitigation: Deep knowledge of risk assessment methodologies and risk mitigation strategies. Regulatory Knowledge: Clear understanding of regulatory requirements related to risk management. Audit Knowledge: Familiarity with auditing principles and standards (e.g., ISO, CMMI). Problem-Solving: Strong analytical skills and the ability to solve complex problems with a detail-oriented approach. Communication Skills: Excellent interpersonal and communication skills to collaborate with senior leaders, cross-functional teams, and external stakeholders. Ownership & Responsibility: A high level of accountability and ownership in driving initiatives to completion. Qualifications: Educational Background: Graduate degree (CA, MBA from a Tier 1 Institute preferred). Technical Skills: Strong proficiency in Excel (knowledge of SQL will be an added advantage). Certifications (Preferred): Knowledge of internal and external audit standards like ISO, CMMI, etc. Impact: Shape the future of risk management in one of India s fastest-growing financial services platforms. Growth Opportunities: Take ownership of key risk management projects and contribute to the company s overall strategy. Culture: Work in a collaborative, transparent, and innovative environment where your contributions are valued. If you're passionate about risk management and want to make a significant impact in a fast-growing fintech company, we d love to hear from you. Qualification : Graduate degree (CA, MBA from a Tier 1 Institute preferred)

Deputy Manager Mortgage Sales Location: Bangalore Experience Required: 4 6 Years Employment Type: Permanent Functional Area: Team Leader Non-Technical Role Summary: We are looking for an experienced and performance-driven Deputy Manager Mortgage Sales to lead a high-performing sales team focused on home loan products. This role requires strong leadership capabilities, relationship management skills, and a solid understanding of mortgage sales processes. The candidate will be responsible for driving business growth through team management, source development, and effective coordination with internal and external stakeholders. Key Responsibilities: 1. Area / Geography Mapping Allocate sales territories and geographies to team members Work closely with the team to ensure proper mapping and coverage Conduct periodic audits and reviews; share progress updates with senior management 2. Source Relationship Management Maintain and strengthen relationships with all sourcing channels in the assigned geography Support the team in building a reliable source base for consistent business generation 3. Sales Coaching & Joint Calls Conduct daily joint calls with team members for sales and source visits Provide on-the-ground coaching and mentorship during client interactions 4. Channel Partner Recruitment Validate and empanel channel partners as per organizational standards Ensure performance monitoring and active engagement with onboarded partners 5. Team Huddles Organize and lead daily team huddles to align objectives, review targets, and share updates 6. Weekly Review & Reporting Drive weekly reviews using goal sheets and ensure completion of Sales Patri II Monitor team performance and implement action plans to meet business targets 7. HSPL Hub Coordination Liaise with the credit and operations team on logged-in loan applications Update team members regularly on application status and feedback Desired Candidate Profile: Educational Qualification: Graduate in any discipline (MBA preferred) Experience: 4 6 years in sales, with at least 1 year in a team leadership role Industry Experience: Prior experience in home loan or mortgage sales is highly desirable Strong interpersonal, team management, and stakeholder engagement skills Proactive, target-oriented, and well-organized professional Qualification : Graduate in any discipline (MBA preferred)

Job Title: Senior Developer SQL & Snowflake Location: Bangalore, India Experience: 7+ Years (Minimum 3+ years in Snowflake) Employment Type: Full-Time Job Overview: We are seeking a highly skilled Senior Snowflake Developer to join a global financial services project for a client operating in public/private loans, CLOs, and long/short credit. The ideal candidate will bring expertise in Snowflake, SQL, Coalesce, and Fivetran, with a strong background in data integration and cloud-based data warehousing. You will be instrumental in driving forward key data initiatives and delivering innovative, scalable data solutions in a fast-paced, agile environment. Key Responsibilities: Design, develop, and optimize Snowflake objects including databases, schemas, tables, views, and stored procedures. Build and maintain Snowflake data pipelines utilizing tools like SnowSQL, SnowPipe, Streams, and Tasks. Implement data loading strategies using COPY, PUT, GET, LIST, and REMOVE commands for batch and bulk data movement. Ensure seamless migration and integration of data from Azure Cloud to Snowflake with high attention to performance and data integrity. Define and manage Snowflake roles, custom role hierarchies, masking policies, and network policies for enhanced security and governance. Use Coalesce and Fivetran for designing and managing ETL/ELT workflows that extract and transform data from MS SQL Server. Write complex T-SQL queries, stored procedures, triggers, and functions for data transformation and reporting. Collaborate closely with cross-functional teams to understand requirements and translate them into technical solutions. Participate in Agile sprints, offering technical guidance, solution design, and timely issue resolution. Required Skills & Qualifications: 8+ years of total IT experience with at least 3+ years of Snowflake development experience. In-depth understanding of Snowflake architecture, utilities, and performance optimization techniques. Strong expertise in MS SQL Server with proficiency in writing advanced T-SQL scripts. Hands-on experience with ETL tools like Coalesce and Fivetran. Proficiency in Azure Data Integration strategies and tools. Excellent problem-solving and communication skills. Experience working in an Agile development environment. Preferred Skills: Prior exposure or high-level understanding of hedge funds, private equity, or private debt domains. Familiarity with data governance and compliance requirements in financial institutions. What s on Offer: Competitive and above-market salary. Hybrid work model with flexibility. Opportunity to work on cutting-edge technology in global financial markets. Collaborative, innovation-driven team culture. Education: Bachelor s degree in Computer Science, Information Technology, Finance, Economics, or a related discipline.

Sr. Credit Manager (Underwriting) Location: Bengaluru, India Employment Type: Full-Time Experience: 4 8 Years About OXYZO Financial Services Ltd. OXYZO Financial Services Ltd., part of the OfBusiness Group, is a fast-growing Fintech NBFC specializing in B2B lending for SMEs and Emerging Corporates. Headquartered in Gurugram, with a presence in 20+ cities across India, OXYZO has built a robust financial portfolio with 8,000 Cr AUM and 300 Cr PAT, backed by marquee investors including Creation Investments, Matrix Partners, Norwest, Tiger Global, and Alpha Wave. Role Overview We are seeking a dynamic and detail-oriented Sr. Credit Manager (Underwriting) to lead credit evaluation and risk analysis for SME and corporate loan proposals. Based out of Bengaluru, you ll play a pivotal role in credit appraisal, policy adherence, and risk mitigation across unsecured and secured lending. Key Responsibilities Underwrite and Appraise credit proposals in line with internal policies and turnaround time (TAT). Conduct deep-dive Financial Analysis, including P&L, balance sheet, ratio, and cash flow assessments. Perform Banking Analysis: identify anchors, repayment trends, credit behavior, and working capital cycles. Lead Personal Discussions (PDs) to assess borrower intent, business viability, and ground-level insights. Review Statutory Filings: Analyze GST returns, tax filings, and potential liquidity issues. Execute Legal & Background Checks to identify red flags or compliance issues. Recommend loan approval/rejection decisions based on merit, data, and risk perception. Collaborate with Sales, Risk, Operations, and Cross-sell Teams to facilitate end-to-end case closure and business enablement. Perform Portfolio Analysis to identify risk trends, exposure limits, and policy recommendations. Candidate Profile Educational Background: Strong academic credentials in Finance, Accounting, or Business. Experience: 4 8 years in Credit Underwriting, preferably in SME Lending, NBFC, or Commercial Banking. Strong analytical, judgmental, and communication skills. Highly self-driven, agile, and capable of working in a fast-paced, target-driven environment. Fluency in English and Kannada. Comfortable with field-level due diligence and travel as needed. Fast-Track Career Growth Step into high-impact, decision-making roles early in your journey. Ownership & Autonomy Take full charge of credit decisions and business outcomes. Exceptional Peer Group Work with some of the smartest minds in fintech and lending. High-Impact Work Shape credit strategy for underserved and high-potential SME segments. Competitive Pay Attractive compensation structure with performance-linked rewards. Culture That Thrives A high-energy, mission-driven workplace.

Product Manager | FinBox | Bengaluru Location: Bengaluru Experience: 8-10 Years About FinBox: Where Fintech Meets Fun! Welcome to FinBox, a hub of innovation and creativity transforming the financial services space. Since 2017, we ve helped lenders like Banks, NBFCs, and enterprises build and launch credit products in a fraction of the time it used to take. As a Series A funded company, FinBox is expanding globally with offices in India, Vietnam, Indonesia, and the Philippines. Our vision is to provide world-class infrastructure for lending products, helping financial institutions scale and launch cutting-edge credit programs. We have already helped our customers disburse billions in unsecured and secured credit products, and our solutions impact millions of customers globally every month. Innovative Environment: We encourage creativity and experimentation to push the boundaries of fintech. Impactful Work: Your contributions will directly impact millions by making credit more accessible. Growth Opportunities: We offer ample opportunities for professional growth in a fast-paced startup. Collaborative Culture: Join a diverse team that values innovation, collaboration, and support. Creative Thinkers: You challenge the norm and bring fresh perspectives. Customer Heroes: You go above and beyond to meet customer needs and deliver great experiences. Team Players: You thrive in collaborative environments, valuing diverse viewpoints. About the Product - FinBox LOS for NSTP Lending Our Lending Origination System (LOS) caters specifically to NSTP flows and manual underwriting, optimizing business processes through efficient configurations, intelligent automation, and improved team collaboration. This solution is adaptable across multiple lending use cases, including secured lending, high-ticket business loans, small-ticket loans, home loans, and more. Role and Responsibilities Product Strategy & Management Align with founders on business strategy and vision. Devise a product strategy that supports both short-term and long-term business priorities. Translate strategic goals into a detailed product roadmap, including APIs, user journeys, back-office dashboards, and analytics. Supervise the execution of the product roadmap, ensuring timely and efficient delivery. Collaborate with marketing teams on positioning, messaging, and product marketing strategies. Business Strategy Build and nurture relationships with stakeholders from LSPs, Banks, NBFCs, and FinTechs. Participate actively in the sales cycle through product demos, solution design, and stakeholder engagement. Engage senior business stakeholders through demos, sales calls, webinars, and events. Leadership Lead and mentor Associate Product Managers (APMs) and manage sprint cycles effectively. Collaborate with Engineering Managers to ensure excellent delivery and maintain delivery hygiene. Foster cross-functional collaboration to ensure alignment and smooth execution of product plans. Technical Leadership Oversee technical debt and infrastructure priorities, ensuring they align with the roadmap. Collaborate with Engineering Managers and technical teams to design scalable systems for future growth. Qualifications Experience: 8+ years of professional experience, including 5+ years specifically in Product Management roles. Domain Knowledge: Direct experience with lending products, financial marketplaces, or B2B SaaS platforms. Expertise in Lending Operations: Understanding of credit products, partnership models (e.g., DSA, co-lending). Proven Track Record: Success in launching and scaling B2B products, API products, or tech products. Tech Savvy: Experience with financial services integration patterns and data flows. Communication Skills: Excellent ability to engage with both technical and business stakeholders. Leadership Experience: Demonstrated experience managing and leading teams. Compliance Knowledge: Familiarity with compliance considerations in financial services products is a bonus, but not mandatory. Work on innovative products in the dynamic fintech industry. Take ownership of cutting-edge solutions, making a tangible impact on global lending practices. Be part of a growing Series A startup with ample room for career growth.

Senior Software Engineer - Backend | FinBox Location: Bengaluru Experience: 4-8 Years About FinBox: Where Fintech Meets Fun! Welcome to FinBox, a thriving hub of innovation at the intersection of fintech and technology. Founded in 2017, we specialize in building cutting-edge technologies for the financial services industry, helping lenders like Banks, NBFCs, and large enterprises to launch credit products faster and more efficiently than ever before. We are a Series A funded startup with a growing global presence, including offices in India, Vietnam, Indonesia, and the Philippines. To date, FinBox has enabled the disbursement of billions of dollars in credit across various types of loans, including personal, business, mortgage, and education loans. Over 100 companies use our solutions, delivering credit to millions of customers every month. Innovative Environment: We encourage creative thinking and experimentation to push the boundaries of fintech. Impactful Work: Your work will have a direct impact on millions of people by making credit more accessible and inclusive. Growth Opportunities: As a Series A startup, we offer plenty of opportunities for personal and professional growth. Collaborative Culture: Work in a diverse, inclusive team where everyone is passionate about making a difference. Creative Thinkers: You love experimenting with new ideas and enjoy solving complex problems in unique ways. Customer Heroes: You understand customer needs and aim to deliver seamless and impactful experiences. Team Players: You thrive in a collaborative environment, and value contributing to the team s success. Role & Responsibilities As a Senior Software Engineer - Backend, you will: Architect & Build: Design and implement new services to meet critical business needs and product requirements. End-to-End Ownership: Take full responsibility for the services you build, including fintech APIs and core components. Collaboration: Work closely with engineers, designers, product managers, and senior leadership to create actionable roadmaps. CI/CD & Automation: Help build and integrate systems into CI/CD pipelines, focusing on testing, QA, and automation. Write High-Quality Code: Deliver clean, performant, and well-tested code for all our products. Continuous Improvement: Ensure the continuous evolution of backend systems to support FinBox s growth and scalability. Who You Are We re looking for someone who has: A degree in Computer Science (B.Tech/MCA/M.Tech) or equivalent. In-depth knowledge of programming languages, with preferences for Go, Rust, Elixir/Erlang, Java, Python, or JavaScript. Strong understanding of Computer Science fundamentals, including algorithms, data structures, and competitive coding. Experience with Cloud Platforms: Proficiency in AWS, Azure, or Google Cloud, including Terraform for infrastructure automation. Experience with Databases: Solid knowledge of PostgreSQL and experience with Big Data pipelines. Proficiency in Automation: Experience automating systems and deployments using tools such as GitLab. Web Tech Understanding: Good knowledge of web technologies, protocols, and architecture such as HTTP, RESTful APIs, and web standards. Problem Solver: Strong analytical and problem-solving skills, combined with a fast-learning mindset. Effective Communicator: Excellent verbal and written communication skills to collaborate effectively with cross-functional teams. Be part of a dynamic, fast-growing company working on innovative financial technologies. Take ownership of high-impact backend systems that power fintech solutions for global customers. Work alongside a talented, diverse team in an inclusive environment where your ideas and contributions matter. If you re passionate about backend development and want to make an impact in the fintech world, apply now and become part of the FinBox team! Excited to start the next chapter in your career? Apply today! Qualification : A degree in Computer Science (B.Tech/MCA/M.Tech) or equivalent.

Principal Software Engineer - Backend | FinBox Location: Bengaluru Experience: 10-15 Years About FinBox: Where Fintech Meets Fun! Welcome to FinBox, where innovation in fintech meets creativity and excellence. Since our founding in 2017, we ve been transforming the financial services space, building state-of-the-art technologies that help lenders like Banks, NBFCs, and large enterprises quickly launch credit products cutting down development time from months to days. As a Series A funded company, we re rapidly expanding, with offices across India, Vietnam, Indonesia, and the Philippines. Our mission is to build the best-in-class infrastructure for lending products, empowering financial services firms worldwide to launch and scale credit programs that define the future of digital finance. We've already helped our customers disburse billions of dollars in credit, touching millions of lives globally. Innovative Environment: We encourage creative thinking and experimentation to push the boundaries of fintech. Impactful Work: Your contributions will directly impact millions, improving accessibility to credit across the world. Growth Opportunities: As a rapidly growing startup, we offer ample opportunities for personal and professional growth. Collaborative Culture: Join a dynamic, diverse, and inclusive team where everyone supports one another to drive meaningful change. Creative Thinkers: You thrive on out-of-the-box solutions and enjoy disrupting the status quo. Customer Heroes: You put the customer first and aim to solve their problems through innovation. Team Players: You work collaboratively and value diverse perspectives in achieving shared success. Key Responsibilities As a Principal Software Engineer - Backend, you will: Drive Technical Excellence Architect and deliver high-impact features and platform improvements with a focus on scalability, latency, and compliance (PCI DSS, GDPR, SOC2). Lead the resolution of critical tech debt across teams, ensuring long-term maintainability and performance. Shape Product Strategy Define and design long-term architecture that aligns with the business goals and technical requirements. Break down complex strategic initiatives into executable engineering tasks. Collaborate with Product, Sales, and Customer Success teams to align technical roadmaps with customer pain points. Ensure consistent, high-quality delivery across teams, maintaining high standards of engineering excellence. Grow Engineering Talent Mentor senior engineers, guiding them into leadership roles while fostering a culture of growth and excellence. Lead knowledge-sharing sessions, design reviews, and technical discussions to help upskill the team. Act as a Cross-Functional Partner Align engineering priorities with Product, Compliance, Operations, and Sales teams. Own Product Requirement Documents (PRDs) and vision decks for strategic features and roadmap alignment. Navigate trade-offs between different stakeholders and drive alignment across functions to ensure successful feature delivery. Ensure Production Stability Lead high-severity incident response and root cause analysis (RCA) processes, ensuring fast resolution and minimal downtime. Maintain and enforce up-to-date incident playbooks, driving a culture of reliability, accountability, and continuous improvement. Who You Are We re looking for someone who: Has 10+ years of experience in software engineering, with at least 3 years in a technical leadership or staff/principal role. Possesses expertise in system architecture, design patterns, and scaling distributed systems. Has a strong understanding of compliance and security frameworks such as GDPR, SOC2, and PCI DSS. Has proven experience in mentoring and developing senior engineers into leadership roles, fostering a culture of technical excellence. Demonstrates excellent collaboration skills, with experience working closely with cross-functional stakeholders to ensure alignment. Has hands-on experience in production incident management, improving system reliability and creating playbooks for incident response. Strong technical expertise in backend technologies (Go, Python, Java, Rust, etc.), cloud platforms (AWS, Azure, GCP), and databases (SQL/NoSQL). Nice to Have Experience working in SaaS or B2B product environments. Familiarity with OKRs and a metric-driven approach to product delivery. Contributions to open-source projects or active involvement in technical community events. Ownership: Lead major projects and own the technical direction for critical systems. Innovation: Work on cutting-edge technologies that redefine the future of digital finance. Impact: Play a direct role in providing accessible credit to millions of people worldwide. Culture: Join a team that values collaboration, creativity, and continuous learning. If you re a seasoned backend architect with leadership experience and a passion for fintech innovation, apply now and take your career to the next level with FinBox!

Job Title: Group Design Manager, Head of Mid-Market Design India Company: Intuit Job Type: Full-Time Employment Type: Permanent Company Overview: Intuit is a global leader in financial technology, empowering individuals and communities to prosper. With over 100 million customers worldwide, using products like TurboTax, Credit Karma, QuickBooks, and Mailchimp, we are committed to creating opportunities for prosperity. We continuously innovate to deliver world-class financial solutions. Job Overview: The Mid-Market team at Intuit is focused on ensuring customers can grow with us as their business expands. Our mission is to transform QuickBooks from a self-service accounting tool into a comprehensive, sales-led suite of tools for growing businesses. Delivering a sophisticated, customer-centric product is key to our success. As the Group Design Manager and Head of Mid-Market Design in India, you will lead a team that delivers foundational reporting capabilities across the Intuit ecosystem and a new Business Intelligence (BI) offering for our most valuable customers. You will be responsible for collaborating with teams across locations, ensuring seamless product delivery. This role requires a leader who can influence senior stakeholders, drive design excellence, and nurture a high-performing team in a collaborative environment. Responsibilities: Lead Initiatives: Drive initiatives of significant scope and responsibility in creative vision, strategy, and execution. Customer-Centric Thinking: Ensure a deep understanding of customer, business, and shareholder needs, balancing these in decision-making and collaboration. Cross-Functional Collaboration: Work closely with product management and development teams in the US and India, guiding strategic vision, aligning teams, and delivering high-quality products. Design Leadership: Champion the creation of outstanding, customer-driven designs throughout the product lifecycle, from vision and exploration to execution. Influence and Communication: Use your excellent written, verbal, and visual communication skills to influence senior leaders and communicate design direction, backed by customer insights and solid principles. Reporting and BI Vision: Take an active role in leading the BI and Reporting team, ensuring a customer-first approach in the development of product features and reporting tools for mid-market customers. Qualifications: Experience: 10 years of experience in Design, with at least 5 years in leadership positions. Proven ability to deliver high-quality design output through a team. Educational Background: Bachelor s or Master s degree in Design, Human-Computer Interaction (HCI), Human Factors, Design Strategy, or a related field. Leadership Skills: Experience managing and leading a team of 5-10 designers, or multiple teams. Ability to influence senior stakeholders and manage multiple priorities effectively. Design Expertise: Demonstrated experience in delivering product design deliverables, such as prototypes, documentation, design specs, and assets (web and mobile). Business Acumen: Strong understanding of business needs, with experience managing stakeholder expectations and aligning designs with strategic goals. Communication & Project Management: Excellent leadership, communication, project management, and organizational skills. What We Offer: Innovative and Impactful Work: Contribute to transformative products that drive success for small businesses globally. Career Growth: Opportunities for personal and professional development in a dynamic and collaborative environment. Inclusive Culture: At Intuit, diversity and inclusion are part of our core values. We foster a collaborative and supportive environment for all employees. Qualification : Bachelors or Masters degree in Design, HCI, Human Factors, Design Strategy, or equivalent relevant experience

Job Overview Join our collaborative and creative group of AI scientists and machine learning engineers as a Senior AI Scientist! In this role, you'll be instrumental in designing, building, and deploying machine learning models in AI-native applications within our Virtual Expert Platform (VEP). You'll directly impact our customers across QuickBooks, TurboTax, Mailchimp, and Credit Karma, developing AI solutions that enhance customer success by blending AI and human expertise. You'll work on some of the most exciting challenges, from forecasting, capacity planning, optimization, and variance analytics, to recommendation systems and decision systems. The solutions you create will be a key part of multi-billion-dollar services like QuickBooks Live and TurboTax Live. Responsibilities Data Analysis & Modeling: Perform hands-on data analysis and build machine learning models using large datasets. Apply data mining, machine learning (both supervised and unsupervised) to improve algorithms related to relevance and personalization. Collaboration: Work closely with product managers, software engineers, and designers to design experiments and develop minimum viable products (MVPs) that leverage AI technologies. Feature Creation & Refinement: Develop features from raw data, continuously refining models to enhance performance. You'll be experimenting with different features and applying your intuition to make improvements. A/B Testing & Optimization: Run A/B tests, collect data, perform statistical analysis, and assess the impact of your optimizations. Communicate the results to both peers and leaders. Product & Service Innovation: Collaborate with business planners to propose innovative AI-driven products and services. Ensure that AI s power is fully integrated into new services. Infrastructure Collaboration: Work with infrastructure architects to streamline systems and improve data governance for agile and responsive data manipulation. Research & Thought Leadership: Introduce cutting-edge academic or industry research to Intuit leadership to solve complex problems and fuel new business opportunities. Mentorship & Community Building: Serve as an advisor and mentor, helping to grow and nurture a vibrant AI practice within the organization. Qualifications Education: MS or PhD in Engineering Mathematics, Statistics, Theoretical/Computational Physics, or related field. Experience: 5+ years of experience building AI systems using data mining algorithms and statistical modeling techniques, including: Clustering, Classification, Regression, Decision Trees, Neural Networks, Support Vector Machines, Anomaly Detection, Recommender Systems, Sequential Pattern Discovery, Text Mining, and more. 2+ years of experience in a lead or management role within AI/Data Science. Technical Skills: Proficient in Python and familiar with version control systems like Git/GitHub. Experience with distributed computing and distributed databases (e.g., Hadoop, NoSQL, Hive, Pig). Strong understanding of mathematical concepts and the ability to apply them to create original solutions. Preferred: PhD in a related field. Proven experience working with large-scale machine learning techniques and datasets. Deep experience with Hadoop and related programming environments. Strong problem-solving skills and the ability to communicate complex ideas to both technical and non-technical stakeholders. Soft Skills: Excellent communication skills and experience influencing at an executive level. Strong interpersonal skills for collaborating with technical teams and making impactful presentations to diverse stakeholders. This is an exciting opportunity to be part of a highly innovative team at the forefront of AI and machine learning. You'll be solving complex, high-impact problems that directly influence customer experiences across multiple industries. The role offers the chance to lead cutting-edge AI projects while mentoring a talented team and driving the development of transformative AI-powered solutions. Qualification : MS or PhD in Engineering Mathematics, Statistics, Theoretical/Computational Physics, or related field.

Company Overview Intuit is a global financial technology platform that drives prosperity for individuals and communities worldwide. Serving approximately 100 million customers through renowned products like TurboTax, Credit Karma, QuickBooks, and Mailchimp, we are dedicated to creating innovative solutions that empower everyone to prosper. We are constantly evolving to ensure that we can make this vision a reality for people everywhere. Job Overview At Intuit, we are committed to creating the future of financial technology by empowering people through innovation. The Experience Design team plays a pivotal role in bringing this vision to life. Our designers are deeply involved at every stage of product development from gathering insights and brainstorming ideas to prototyping, experimentation, and launching polished, user-friendly designs. We are innovating with technologies like machine learning and conversational UI to make every interaction seamless and delightful. We are looking for a Senior Design Leader to join the Go To Market (GTM) Technology team. This team is responsible for delivering some of the most critical customer-facing experiences across Intuit s entire ecosystem, including tools for monetization and experimentation. As part of the GTM Tech team, you will lead the design of Monetization experiences that include both pre-purchase and post-purchase customer interactions, impacting the success of Intuit's products. You will be responsible for designing and implementing a Monetization design system and overseeing projects within the Intuit Enterprise Suite. Additionally, you will lead a small team of designers and collaborate with external agencies, ensuring high-quality and impactful design solutions. This is a highly strategic role that offers the opportunity to influence monetization design across Intuit s products and to work at the intersection of marketing technology, personalization, and AI-driven experimentation. Responsibilities Design Leadership & Strategy Lead the design of Monetization experiences, focusing on both pre-purchase and post-purchase customer interactions, as well as sales-driven actions. Develop and lead the Monetization design system and contribute to the design of the Intuit Enterprise Suite. Be a role model in applying user-centered design (UCD) methodologies and design principles to solve customer challenges. Own the inputs for design strategy, design processes, design systems, and information architecture. Cross-Functional Collaboration Lead cross-functional collaboration with product management, product development, and project management teams to ensure timely and high-quality delivery of design solutions. Serve as the voice of design, advocating for design vision and solutions to business, product, and technology stakeholders. Team Leadership & Mentorship Lead and mentor a team of 2-3 full-time designers, helping them grow their design craft and develop key hard and soft skills. Collaborate with third-party design agencies to ensure efficient design production and on-time delivery. Work at Scale & Innovation Lead and execute the design of complex, large-scale projects that involve high-level design systems and reusable component libraries. Drive innovation by applying cutting-edge interactive design, including Generative AI and personalization technologies. Qualifications Experience: 15-18 years of experience in interaction design, product design, service design, or related fields. At least 10 years of experience managing and leading UX/UI designers. Education: Bachelor s or Master s degree in Product Design, Human-Computer Interaction, Interaction Design, or a related field. Alternatively, a Certified Usability Analyst certification is also acceptable. Skills & Expertise: Proven experience in applying user-centered design methodologies such as user-centered analysis, information architecture, task-flow design, and usability testing. Deep knowledge of design principles and the ability to apply them to create intuitive, user-friendly designs. Experience working with design systems and reusable component libraries. Additional Attributes: Highly organized, self-directed, and able to manage multiple, complex projects efficiently. Ability to build positive, collaborative relationships across teams and functions. Strong communicator and presenter with the ability to advocate for design vision and ideas effectively. Experience working with cross-functional teams and external agencies to ensure high-quality and timely delivery of designs. This role offers an exciting opportunity to lead design efforts that directly shape the future of monetization experiences and customer engagement across Intuit s ecosystem. You will work with cutting-edge technologies like Generative AI and personalization to create innovative and impactful solutions for millions of users around the world. If you're a visionary design leader passionate about creating customer-centric, innovative solutions at scale, we d love to hear from you. Join us and be part of a dynamic team that values creativity, collaboration, and leadership. Apply Now and help us shape the future of financial technology! Qualification : Bachelors or Masters degree in Product Design, Human-Computer Interaction, Interaction Design, or a related field.

Company Overview At Intuit, we re on a mission to power prosperity for people and communities around the globe. With products like TurboTax, Credit Karma, QuickBooks, and Mailchimp, we serve over 100 million customers worldwide. Our goal is simple ensure everyone has the opportunity to thrive financially. We re constantly innovating, finding new ways to help people manage their finances better, and we need a passionate, skilled Full Stack Engineer to help us revolutionize the future of finance with AI-driven experiences. Job Title: Full Stack Engineer - AI Development At Intuit, our AI team is pushing the boundaries of what's possible in financial technology. We re building cutting-edge solutions that deliver personalized, proactive insights to millions of users. As a Full Stack Engineer on our team, you ll play a pivotal role in creating the infrastructure and applications that bring these AI innovations to life. This is a unique opportunity to work with the latest AI technologies while building impactful web applications for TurboTax, QuickBooks, and beyond. Responsibilities: Develop High-Performance Applications Design, develop, and deploy consumer-facing web applications that integrate seamlessly with our AI models and services. Ensure that applications are scalable, modular, and secure, delivering high-quality experiences to millions of users. Collaborate with Cross-Functional Teams Work closely with data scientists, machine learning engineers, and product managers to transform complex algorithms and data into intuitive, user-friendly interfaces. Contribute to the development of AI platforms and tools for model training, deployment, and monitoring. Backend System Design Build and maintain robust backend systems to support the AI-powered features across Intuit's portfolio. Take ownership of the end-to-end product lifecycle, including resolving defects/bugs and working on post-release patches. Champion Best Practices Promote best practices in software development, including thorough code reviews, unit testing, and documentation. Stay up-to-date with the latest trends in AI, web development, and cloud technologies. UI/UX & Prototypes Design and develop web, software, and mobile applications with a focus on accessibility, internationalization, and user experience. Contribute to the architecture and design of projects to ensure scalability and performance. Qualifications: Educational Background BS/MS in Computer Science or equivalent field. Technical Expertise 5+ years of experience in full-stack software development with a strong focus on JavaScript, HTML, CSS, and backend frameworks such as Node.js, Python/Django, or Java/Spring. Proficiency with modern web technologies and architectures such as React, Angular, Vue.js, and RESTful APIs. Hands-on experience with cloud platforms (AWS, Azure, GCP) and containerization technologies (Docker, Kubernetes). Familiarity with databases (SQL and NoSQL) and data pipelines. Programming & Frameworks Strong experience with Kotlin/Java and web technologies. 4+ years of experience with APIs (creating and consuming) using REST or GraphQL. Experience with UI frameworks like React, Angular, and JavaScript in a single-page architecture. Experience with unit testing and Test-Driven Development (TDD). Data Management & Systems Familiarity with Postgres, Data Lakes, Kafka, and schema modeling will be a plus. Solid foundation in writing scalable web applications that follow best practices in accessibility, internationalization, and instrumentation. Collaboration & Communication Strong communication skills with the ability to work effectively in a cross-functional team. Ability to contribute to both individual work and team-based projects in an Agile environment. Bonus Points: AI/ML Expertise Experience with machine learning frameworks like TensorFlow or PyTorch and AI/ML model deployment. Contributions to open-source projects related to AI or web development. Experience with data visualization tools and techniques to present AI insights effectively. Join Intuit and become part of a forward-thinking team that is shaping the future of financial technology. You ll have the opportunity to work on innovative AI-driven projects that have the potential to impact millions of people s financial lives. Here, your contributions matter, and you ll be empowered to build scalable, secure, and high-performance systems that drive true change. Qualification : BS/MS in computer science or equivalent

Job Title: Cash Application Analyst Job Summary We are looking for an experienced Cash Application Analyst to manage and optimize the cash application process at our tech company, which operates on a usage-based billing model. The ideal candidate will ensure the accurate and timely application of customer payments to invoices, contribute to efficient cash flow management, and collaborate with key stakeholders to enhance processes. This role requires a meticulous professional with strong analytical skills, experience in high-volume cash application environments, and an ability to navigate in a fast-paced environment. This position will be catering to the US (EST) timezone. The Impact You Will Have Oversee the daily cash application process, ensuring customer payments are accurately and promptly applied to invoices. Monitor and reconcile incoming payments across multiple payment channels, including ACH, wire transfers, credit card transactions, and checks. Collaborate closely with the billing and collections teams to resolve discrepancies and support seamless end-to-end cash management. Develop and implement cash application policies and procedures that align with the unique aspects of a usage-based billing system. Identify and address payment discrepancies, customer account issues, and unapplied cash, facilitating timely resolutions. Maintain and update comprehensive documentation of cash application processes and customer payment records. Generate reports on cash application metrics, providing actionable insights to senior finance leadership. Participate in system enhancements and software implementations to improve cash application automation and efficiency. Liaise with the customer support team to handle customer inquiries related to payments and account reconciliations. Drive continuous process improvements and leverage technology to enhance accuracy, reduce processing times, and streamline operations. Ensure compliance with company policies and relevant financial regulations. What We Look For Bachelor s degree in Finance, Accounting, Business Administration, or a related field preferred. Minimum of 4 years of experience in cash application, accounts receivable, or related financial operations. Strong understanding of usage-based billing models and associated financial processes. Excellent attention to detail and problem-solving skills. Proficiency with ERP systems and payment processing platforms; experience with NetSuite and Salesforce is a plus. Strong analytical skills with the ability to interpret data and generate reports. Effective communication and interpersonal skills for collaboration with cross-functional teams. Operate in a fast-paced environment with tight deadlines. Ability to adapt to evolving business needs and drive change management. About Databricks Databricks is the data and AI company. More than 10,000 organizations worldwide including Comcast, Cond Nast, Grammarly, and over 50% of the Fortune 500 rely on the Databricks Data Intelligence Platform to unify and democratize data, analytics, and AI. Databricks is headquartered in San Francisco, with offices around the globe and was founded by the original creators of Lakehouse, Apache Spark , Delta Lake, and MLflow. To learn more, follow Databricks on Twitter, LinkedIn, and Facebook. Benefits At Databricks, we strive to provide comprehensive benefits and perks that meet the needs of all of our employees. For specific details on the benefits offered in your region, please visit https://www.mybenefitsnow.com/databricks. Qualification : Bachelors degree in Finance, Accounting, Business Administration, or a related field preferred.

Introduction A career in IBM Consulting means building long-term relationships and collaborating closely with global clients. As part of IBM BPO, you ll be at the forefront of digital transformation, leveraging agile methodologies, process mining, and AI-powered workflows. You will work alongside industry leaders to help the most innovative companies optimize their hybrid cloud and AI journeys, supported by IBM s advanced technology platforms, including IBM Software and Red Hat. Curiosity, continuous learning, and innovation are at the core of IBM s success. In your role, you ll be encouraged by mentors and coaches to challenge conventional thinking, explore new ideas, and develop groundbreaking solutions with real impact. Your Role and Responsibilities As a Process Analyst Order to Cash (O2C), you will manage various aspects of accounts receivable, including cash application, account reconciliation, and investigation of discrepancies. You will play a key role in ensuring accuracy, timeliness, and adherence to service-level agreements while driving automation and operational efficiency. Key Responsibilities: Analyze receivable accounts, investigate entries, and prepare audit-related documentation. Execute netting instructions, Direct Debit runs, and Oracle updates; handle Direct Debit rejections. Investigate and rectify unapplied payments, ensuring proper allocation. Provide information related to customer payments, refunds, and other accounts receivable inquiries. Meet client Service Level Agreements (SLAs) and ensure tasks are completed within specified timelines. Required Technical and Professional Expertise Commerce graduate with 2-4 years of experience in Order to Cash (O2C). Expertise in cash application automation, increasing touchless cash settlement, and reducing complexity in assigned accounts. Proven track record in meeting accuracy and timeliness goals, achieving individual and business metrics. Experience collaborating with customers, sales, and finance teams for process improvements. Hands-on proficiency in automating and optimizing cash applications. Preferred Technical and Professional Expertise Proficiency in MS Office applications and experience with ERP systems as an end-user. Self-motivated, goal-oriented achiever with a strong focus on meeting targets. Ability to thrive under deadlines and contribute to change management initiatives. Strong interpersonal and teamwork skills.

Position Overview: We are seeking an Associate Manager Financial Operations to lead the accounts receivable and revenue process automation for our Insurance Business. This role is pivotal in ensuring accurate financial operations, optimizing revenue management, and driving process improvements through automation. The ideal candidate will be responsible for managing invoicing, collections, reconciliations, and leading automation initiatives to streamline financial processes. Key Responsibilities: 1. Financial Operations & Accounts Receivable Manage end-to-end accounts receivable (AR) processes, including invoicing, collections, and reconciliations, ensuring accurate and timely execution. Monitor AR aging reports and reduce Days Sales Outstanding (DSO) by improving collection processes. Conduct credit assessments and maintain strong client relationships to ensure prompt payments and effective dispute resolution. Perform daily reconciliations for settlement processes. 2. Revenue Reconciliations Prepare monthly reconciliations and resolve discrepancies between billing and revenue records. Analyze revenue data, generate reports, and provide insights on trends, variances, and financial risks. 3. Revenue Automation & Process Improvement Lead revenue automation initiatives, identifying opportunities to improve billing, invoicing, and AR processes. Collaborate with IT and internal/external departments to implement tools and systems for automating revenue workflows. Drive process improvement initiatives to ensure scalability, accuracy, and efficiency in revenue recognition and AR functions. 4. Cross-Functional Collaboration Partner with internal teams and insurers to support accurate revenue reconciliations and process enhancements. 5. Reporting & Analysis Develop and monitor Key Performance Indicators (KPIs) for AR, revenue, and automation effectiveness. Provide actionable insights to senior management through regular financial reports on revenue, AR aging, and automation impact. Identify opportunities for performance improvement and recommend strategies for optimizing revenue and AR efficiency. Qualifications: Education: Bachelor s degree in Finance, Accounting, Business Administration, or a related field (advanced degree such as MBA or MFin is preferred). Experience: Minimum of 5 years in financial operations, with expertise in accounts receivable, revenue recognition, and automation processes, preferably in the insurance or financial services industry. Key Skills: Proficiency in financial ERP systems, automation tools, and advanced Excel skills. Strong communication skills with the ability to collaborate across functions and work effectively in cross-functional teams. Experience in implementing revenue automation tools or robotic process automation (RPA) is a plus. Familiarity with insurance industry billing practices and regulatory standards is preferred. PhonePe Full-Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-Care Support Program Mobility Benefits Relocation Assistance, Transfer Support Policy, Travel Policy Retirement Benefits Employee Provident Fund Contribution, Flexible PF Contribution, Gratuity, National Pension Scheme (NPS), Leave Encashment Other Benefits Higher Education Assistance, Car Lease Program, Salary Advance Policy Qualification : Bachelors degree in Finance, Accounting, Business Administration, or arelated field; advanced degree (MBA, MFin) preferred.

PhonePe is India s leading digital payments platform with over 500 million registered users and 3.7 million merchants across 99% of India s postal codes. Building on its leadership in digital payments, PhonePe has successfully expanded into financial services, including Insurance, Mutual Funds, Stock Broking, and Lending, along with adjacent tech-driven businesses like Pincode for hyperlocal shopping and Indus App Store, India s first localized app store. The PhonePe Group represents a portfolio of businesses aligned with the shared vision of providing every Indian equal opportunities to progress by enabling seamless access to financial services. Our Culture At PhonePe, we prioritize creating a work environment that inspires you to give your best every day. We empower individuals and trust them to make the right decisions while giving them ownership of their work from day one. Being passionate about technology is central to what we do. If you thrive on building solutions that impact millions, collaborating with the best minds, and executing ideas with purpose and speed, PhonePe is the place for you! Work Profile We are looking for a detail-oriented and driven individual to join our Finance team. In this role, you will focus on accounting operations, process improvements, reconciliations, and audits while collaborating closely with cross-functional teams and contributing to automation initiatives. Key Responsibilities: Standard Operating Procedures (SOPs): Develop and formalize SOPs for various accounting processes (operations and controls), ensuring compliance with accounting standards. Bank Reconciliation & Month-End Closing: Prepare Bank Reconciliation Statements (BRS) for accounts receivable (AR) and actively participate in month-end book closure activities. Revenue Reconciliation: Reconcile revenue across multiple internal systems to maintain accuracy and consistency. Audit Management: Drive internal and statutory audits at defined intervals, ensuring timely completion and closure. Compliance: Review RBI reporting-related compliances and ensure adherence to regulatory requirements. Variance Analysis & Reporting: Prepare and submit monthly schedules along with variance analysis to the Central Controllership team. Collaboration with Technology Teams: Partner with tech teams to develop finance-related reporting and operational tools, driving automation and process improvements. Required Experience & Skills: Education: B.Com/M.Com with 1 2 years of experience in an accounting role (Fintech experience preferred). Technical Skills: Proficiency in MS Office, hands-on experience with automation tools, and exposure to working with large datasets. Soft Skills: Excellent communication and influencing skills. Strong ability to develop relationships with stakeholders and collaborate effectively as a team player. Problem-solving mindset with a focus on ownership and delivering results. PhonePe Full-Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits: Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program: Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support: Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-Care Support Program Mobility Benefits: Relocation Assistance, Transfer Support Policy, Travel Policy Retirement Benefits: Employee Provident Fund (PF) Contribution, Flexible PF Contribution, Gratuity, National Pension Scheme (NPS), Leave Encashment Other Benefits: Higher Education Assistance, Car Lease Program, Salary Advance Policy Qualification : Bcom/Mcom with 1-2 year of experience in a Accounting role. Fintech experience will be preferred.