Associate, Underwriting Job in Blenheim Chalcot

Job Title: Associate Underwriting

Location: Mumbai, India

Company: Oakbrook (Part of Blenheim Chalcot Portfolio)

Experience: 1 3 Years

Industry: FinTech | Lending | Underwriting

Employment Type: Full-Time

About the Role:

We are looking for a highly analytical and detail-oriented Associate Underwriting to join Oakbrook India, a FinTech venture within the Blenheim Chalcot ecosystem. You will play a critical role in supporting loan underwriting processes, document verification, and financial data analysis to ensure accurate risk assessment and timely decisions.

You ll gain exposure to next-gen GenAI-enabled processes and will work in a fast-paced, agile, and collaborative environment, contributing directly to the future of digital lending.

Key Responsibilities:

• Review loan applications and verify customer documentation for completeness and accuracy.
• Analyze financial statements, bank statements, credit reports, and related documents to assess creditworthiness.
• Prepare detailed customer risk profiles and support the underwriting team in decision-making.
• Identify discrepancies or red flags and escalate as required.
• Ensure compliance with internal policies and lending regulations.
• Collaborate with cross-functional teams including Customer Service, Risk, and Operations.
• Support process enhancements through automation and tech-driven tools including GenAI.
• Maintain accurate and well-documented audit trails of decisions and processes.

Must-Have Skills:

• Experience in document verification and financial data analysis (bank statements, credit reports, income data, etc.).
• Strong understanding of lending operations and underwriting processes, especially for UK/US clients.
• Analytical thinking and decision-making ability with attention to detail.

Good-to-Have Skills:

• Familiarity with GenAI tools or automation platforms in financial workflows.
• Clear stakeholder communication and reporting abilities.
• Proficient in MS Office tools, especially Excel.

Qualifications:

• Graduate or Undergraduate from a recognized university.
• 1 3 years of experience in FinTech, lending, or mortgage operations, ideally with UK/US-based clients.
• Exposure across the lending customer lifecycle (call center, back office, retention) is an advantage.
• Strong documentation, compliance, and reporting awareness.

What We Offer:

• Competitive compensation based on experience.
• Opportunity to work with global teams and FinTech leaders.
• Be part of Blenheim Chalcot, the world s leading digital venture builder.
• Exposure to the latest in GenAI and automation technologies.
• Private medical insurance for you and your family.
• Life insurance coverage.
• Vibrant work culture with regular social events and team activities.

About Blenheim Chalcot:

Blenheim Chalcot has been building disruptive businesses for over 26 years across FinTech, EdTech, HealthTech, Media, and more. Our India team is central to our innovation and success, supporting a diverse portfolio of ventures. We re not just investors we build businesses from the ground up, supporting them with strategic expertise and execution capabilities in technology, growth, talent, finance, and legal.

Ready to Apply?

If you have an eye for detail, love working with financial data, and want to be part of a purpose-driven FinTech team, we want to hear from you.