Manager Analytics-debt Management Job in Idfc First Bank

Role: Manager - Analytics (Debt Management)
Function/Department: Collections
Experience: 5-10 Years
Education:
Graduation: B.Sc, B.Tech, BCA, B.Com, BBA
Post-Graduation: MBA, PGDM

Job Purpose:
We are looking for a Manager - Analytics (Debt Management) to drive data-driven decision-making in our collections process. This role will focus on portfolio analytics, delinquency tracking, and performance optimization to enhance debt recovery strategies. The ideal candidate will leverage data insights to improve efficiency, ensure compliance, and support strategic initiatives within the Debt Management function.

Key Responsibilities:
Debt Portfolio Analysis & Performance Tracking:
Monitor and analyze delinquency trends across buckets and DPD (Days Past Due).
Develop predictive models and data-driven strategies to enhance debt recovery rates.
Track collection performance and identify gaps or improvement opportunities.
Collection Strategy Optimization:
Define data-backed segmentation strategies to improve customer engagement and recovery.
Optimize collection strategies by analyzing past trends, customer behavior, and repayment patterns.
Implement early warning systems to prevent accounts from slipping into default.
MIS & Reporting:
Design and maintain MIS reports for performance tracking, agency efficiency, and collection outcomes.
Generate and present insights-based reports for senior management decision-making.
Automate reporting processes to enhance operational efficiency.
Stakeholder Collaboration & Compliance:
Work closely with collection teams, legal teams, and external agencies to improve recovery strategies.
Ensure compliance with regulatory requirements in debt management analytics.
Provide analytical support for policy and process enhancements within the collections framework.

Preferred Skills & Attributes:
Strong expertise in data analytics, predictive modeling, and statistical techniques.
Proficiency in SQL, Python, R, Tableau, Power BI, or other data visualization tools.
Experience in credit risk management, collections analytics, or debt recovery strategies.
Strong understanding of regulatory guidelines and compliance frameworks in banking collections.
Ability to work cross-functionally and drive actionable insights for business growth.

Why Join Us?
Impactful role in shaping data-driven debt management strategies.
Work in a fast-paced, analytical, and results-oriented environment.
Opportunities for professional growth in a leading financial institution.

If you are passionate about analytics, data-driven decision-making, and optimizing debt management, we invite you to apply and be part of our dynamic team!