Risk Management Officer Job in Jar App

Responsibilities Daily monitoring of the through-the-door population and highlighting deviations/aberrations (if any) Supporting the monthly monitoring presentation concerning performance parameters Segmenting the portfolio to evaluate different performance KPIs and managing the policy to segments Evaluation of the stability of underwriting models and identifying the existing portfolio loss management and policy review Monitoring bounce Rate/ Loss management / Policy review / Product changes/ Third Party Services Data Analysis to create insight Driven Report Analysis of data and extraction for the riskier segment Line Management basis various KPIs Taking actions to mitigate the risk, identified based on portfolio performance Monitoring the delinquent account to ensure the achievement of Company standards/ Benchmarking of the delinquencies Managing relations with partners, and credit reporting agencies and assisting in all credit operations of the company Working on the Standardisation of Policies and Processes Evaluate data required for decisions, identify sources of appropriate data, own up to the sanity/accuracy of available data, ensure transformations for the right decision making Identify opportunities for improvement in product & process flows through exploratory analysis and Driving customer segmentation to come up with insights on customization for various customer groups 3+ years of knowledge of credit risk management, underwriting policies, loss provisioning, etc. Ability to identify relevant data to solve business problems and (in)validate the hypothesis (Good to have) Prior experience/understanding of the lending/insurance/banking domain would be a plus