Senior Manager Product Job in Neogrowth Credit

Position Title: Senior Manager Product

Location: Mumbai

Department: Product

Job Overview

We are looking for a results-driven Senior Product Manager to lead and scale our Business Loans proposition for MSME customers. This role is pivotal in shaping the product strategy, driving key business metrics, and delivering innovative credit solutions tailored to the needs of small and medium enterprises.

You will work at the intersection of product, business, and strategy owning the product lifecycle from ideation to execution while collaborating closely with cross-functional teams such as Sales, Credit, and Risk.

Key Responsibilities

Product Strategy & Execution

• Design and implement high-impact loan products and programs specifically for MSME clients.
• Define and execute the product roadmap aligned with business growth objectives.

Business Ownership & P&L Management

• Drive key business KPIs including portfolio growth, profitability, and productivity.
• Monitor key portfolio metrics like delinquency rates, channel/location mix, and unit economics.

Customer & Market Insights

• Leverage customer feedback, market research, and competitor benchmarking to enhance product offerings.
• Continually refine the value proposition and pricing based on evolving market dynamics.

Cross-Functional Collaboration

• Work closely with Credit, Sales, Risk, and Operations teams to ensure seamless execution and product success.
• Lead go-to-market planning and support sales enablement initiatives.

Qualifications & Experience

• Postgraduate degree required CA or MBA preferred.
• Minimum 3 years of experience in the BFSI sector, with exposure to lending or product management.
• Strong business acumen with the ability to manage product P&L.
• Proven ability to work with cross-functional teams and drive results in a dynamic, fast-paced environment.
• Excellent analytical, communication, and stakeholder management skills.