Associate Risk Manager Job in Novopay

Job Description

Roles and Responsibilities

About Novopay

Novopay was created when Nandan Nilekani asked Srikanth Nadhamuni (Founder CTO Aadhaar) if he Can Create a Bank for a billion people using one hundred people . Vinod Khosla the legendary silicon-valley venture capitalist is our chief mentor and primary financier.

Novopay Business Verticals:

1) Novopay Retail - We have created one of the largest financial services network to distribute financial services using retail kirana shops over a mobile app

2) Novopay Banking Solutions - Built a state-of-the-art Digital Banking Platform to power newage & progressive Banks/NBFCs/MFIs/Fintechs based on a cutting edge, cloud native, mobile first, AI powered systems.

3) Novopay Lending - We are now launching a lending vertical, to lend to our retailers and SMEs.

Novopay Retail is in over 130,000 retail outlets in 23 states, Our banking solution is serving over 4 million customers and supports over Rs 10,000cr in loans. We are a 350+ employees strong fintech company that has been profitable for 2+ years .

Novopay is looking for a Product Manager who is passionate about solving high-impact problems in a fast-paced start-up environment with a high degree of autonomy. This is inherently a cross-functional leadership role where you will work closely with teams Engineering, Marketing, Operations, etc to bring a new product to life.

Roles & Responsibilities

• Credit appraisals of unsecured loan applicants within the defined policy guidelines.

• To conduct telephonic PDs with the customer to evaluate credit proposals.

• Responsible for overall supervision of activities like login, processing, disbursement, MIS etc.

• Ensure a quick turnaround of customer loan applications.

• Prepare PD notes & recommendation notes for approval to higher authority.

• Manage and train the CPA team regularly

Key Qualifications

• CA/ ICWA/ MBA/ PGDM from reputed institutes with 1-3 years experience in the Credit and Risk department of Banks, NBFCs or Fintech companies.

• Analytical bent of mind

• Good communication & writing skills.

• Team Management