Mortgage Underwriter Job in Space Consultant

Dear Candidate,

We are looking for US Mortgage- Underwriters / Sr. Underwriters (WFM)

Location: Pune and Sholapur

Salary: 20k to 40k

Having Good hands on 4Cs, Income Calculations, Compliance Guidelines.

Job Duties/Roles:

- Reviewing loan files according to the agency guidelines (Fannie and Freddie).

- Knowledge of Govt. loans is an added advantage.

- Experience in Non-QM loans is an added advantage.

- Analyze Appraisal report and collateral offered in the loan file to determine acceptability and calculate appropriate LTV ratios for decisions.

- Calculate and analyze LTV/CLTV/HCLTV/DTI/HTI.

- Verify and analyze complex financial statements, asset statements as well as personal and business income tax returns.

- Review the required conditions to approve loan and communicate requirements to appropriate parties.

- Review and analyze compliance related documents. Verify state and federal guidelines for loan compliance.

- Education, Experience and Job skills:

- Graduates / undergraduates with decent English reading & writing skill.

- Minimum 2 years experience in US Mortgage Underwriting process is preferred for this position.