Policy Manager Microfinance Loan Job in Talent Leads Hr Solutions Pvt Ltd
Policy Manager Microfinance Loan
Talent Leads Hr Solutions Pvt Ltd
4+ weeks ago
- Mumbai, Maharashtra
- Not Disclosed
- Full-time
- Permanent
Job Summary
Monitor & control portfolio metrics through key metric s like Profile mix, Bureau mix, Demography mix,
Risk Band mix, customer segment mix etc.
Continuous review of portfolio on key performance indicators like FEMI, Coincidental, Portfolio Health,
POF & taking policy action whenever required.
Ongoing liaising with IT, Credit and BIU teams to ensure all policies &processes are implemented smoothly
Portfolio risk management exposure of Micro Lending business
Designing and implementing policies for Fraud controls.
Investigation of the frauds that get reported and ploughing back the learning in the process.
Investigation of fraud to be evaluated to plug gaps or re-engineer processes.
Ensuring the workflow progresses in seamless manner
Clear oversight over process gaps, errors and exception handling.
To have oversight over multiple interfaces and have an understanding of nuances of system integration.
Continual monitoring of BAU activities
Exposure in online banking platforms
Data analysis and credit policy implementation.
Making process improvement/ enhancement post requirement gathering or sample check
Periodic review/ Audit of system to check policy & process & suggest areas of improvement.
Drive System & file audit to prevent fraud
Initiating legal actions for critical cases.
Designing of credit/risk scorecards.
Designing and implementation of Business rule engines enabling real time decisioning.
Well versed with Micro Lending business
Strong decision making and leadership skills
Decision making and Leadership Skills
Team Management
Roles and Responsibilities
Conceptualizing & formulating risk strategies & policies for Micro Lending business.Monitor & control portfolio metrics through key metric s like Profile mix, Bureau mix, Demography mix,
Risk Band mix, customer segment mix etc.
Continuous review of portfolio on key performance indicators like FEMI, Coincidental, Portfolio Health,
POF & taking policy action whenever required.
Ongoing liaising with IT, Credit and BIU teams to ensure all policies &processes are implemented smoothly
Portfolio risk management exposure of Micro Lending business
Designing and implementing policies for Fraud controls.
Investigation of the frauds that get reported and ploughing back the learning in the process.
Investigation of fraud to be evaluated to plug gaps or re-engineer processes.
Ensuring the workflow progresses in seamless manner
Clear oversight over process gaps, errors and exception handling.
To have oversight over multiple interfaces and have an understanding of nuances of system integration.
Continual monitoring of BAU activities
Exposure in online banking platforms
Data analysis and credit policy implementation.
Making process improvement/ enhancement post requirement gathering or sample check
Periodic review/ Audit of system to check policy & process & suggest areas of improvement.
Drive System & file audit to prevent fraud
Initiating legal actions for critical cases.
Designing of credit/risk scorecards.
Designing and implementation of Business rule engines enabling real time decisioning.
Desired Candidate Profile
Graduate/Post Graduate with 10 14 years of work experience (6 yrs of relevant experience)Well versed with Micro Lending business
Strong decision making and leadership skills
Decision making and Leadership Skills
Team Management
Experience Required :
10 to 14 Years
Vacancy :
2 - 4 Hires
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