Credit Manager Job in Tata Capital
Job Summary
oReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
oUnder write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes.
oConduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
oAssess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures.
oMaintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
oBuild and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
oTake ownership of client queries and use industry knowledge and experience to overcome chall
Qualification : Graduate : Yes Masters/Postgraduate: Yes Certifications: CA/MBA (Preferable)
oUnder write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes.
oConduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
oAssess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures.
oMaintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
oBuild and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
oTake ownership of client queries and use industry knowledge and experience to overcome chall
Qualification : Graduate : Yes Masters/Postgraduate: Yes Certifications: CA/MBA (Preferable)
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